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Next Directory PPI
Hello, I am contacting Next with regards the mis-selling of PPI to me on my next directory account. I have read a few threads on here but I am unable to find any which have an outcome. I would be grateful if any forum members have any experiences of trying to reclaim. Thanks in advance
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8% Statutory Interest
Hello, Can you clear up some confusion. Is the 8% statutory interest, that can be awarded on top of any ppi claim, meant to be refunded direct to the claimant and not used to deduct from any outstanding loan. I understand if you win a ppi claim and you still owe that company they are obliged to deduct the redress from any…
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lloydstsb
hello i got a loan out with lloydstsb a few years back and then topped it up with another loan. i sent off about the ppi being payed on it with both loans and got a letter back saying there could not find any details of my frist loan! what should i do? i have all the paper work for it!
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Mbna
Hi, first post. MBNA investigating mis sold ppi on my credit card. They say they will reply within 28 days, now day 30! What is the best next step??
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First Direct Credit Card
Hi all, Has anyone had any luck with reclaiming PPi on their First Direct credit card? I put a claim form into them on 13/09/11 but have only had their standard acknowledgement letter back. i'm not expecting anything until the 12 weeks are up but there doesnt seem to be much going on with FD on these boards so was just…
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HSBC!!!!!!!!!!!!!!!!! Please Help xxx
Hi, Can some one help me before i scream :mad: I sent My PPI request same time as my sister (same post box) she got £4000 paid in her natwest account in 6 weeks back ( she owe them £** thousands and still banks with them and has current loan) 2 years later im still waiting HSBC gone over all time scales that Fos gave them…
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lloyds sort of good news
on my personal loan with lloyds rang last night told i was being past to department for loan recalculation only have 2 payments left and it would take 5-7 days to pay out on bacs transfer. this morning my loan has gone from being 909 over drawn to 5550 in credit so i can see the funds just need it transferring into my…
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monuments where to send letter of complaint
hi there. having been sucessfull my self at claiming back ppi im trying to help my stepdaughter make a claim on her monument card which shows a charge for payment breakplan she says that is insurance. my main question is where do i send the complaint to as i cant find any ppi contact address. i would appreciate any help…
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How do you know if the PPI premium refund was fair or not?
Hi there, I am new to this site and I am looking for someone to help me or point me in the right direction. I cancelled the PPI on a loan I took out in January 2006 and was told I had to start a new loan in order for the PPI to be removed. The figures from the original loan agreement are as follows: Principal Loan Amount…
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Very catalogue...
just wondering if anyones had a payout from Very catalogue's account cover plus????
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Help
Hi All Can someone point me in the right direction.. My wife had a call to her personal mobile which we've only just recently purchased from a company chasing us to reclaim PPI on loans that we have had in the past... telling her that they think we might have a case and can claim thousands back... at a 30% charge Strange…
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Barclays paying PPI refund to other account
Hello People, I posted this http://forums.moneysavingexpert.com/showthread.php?t=3578821 but then realised it was in the wrong place. Can anyone help please? Thank you
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Reclaiming PPI
Hi Fist post. sorry if done before. Hoping to reclaim PPI but not sure best way to proceed. Have you had success ?, if so did you do it yourself or use one of the many companies that advertise in national press ? Do these companies have a better success rate than the individual ? Thanks
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A complete waste of time??
Hi could you help with some advise please? We were, in our opinion, missold PPI by a Black Horse finance person in 2003. We applied to be reimbursed stating that we were advised by the adviser that we must have the PPI to get the loan. After a 16 week wait we received a standard response from BH stating that their adviser…
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Black Horse - Repay time
Good Afternoon All, Sorry if this has been posted elsewhere - i did search but couldn't find it. I was recently successsful in a PPI claim for a loan i had with Black Horse Finance. The letter they sent me said i would recieve payment within 60 days i was just wondering if anyone knows how long it normally takes as 60 days…
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We fight any claim!!!!!
Over a year ago, this company contacted me about my loans, telling me how I could be owed money. I told them I wasnt interested as I'd just lost my job and couldnt afford what they wanted upfront, but they promised me I was owed hundreds, maybe thousands, so unfortunately I accepted and paid out. They promised me that I…
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Virgin/MBNA Credit Card PPI (Applied Online)
I'm looking for some help please - there's so much PPI information out there I'm getting myself a little confused now!! :eek: I applied for my credit card online with Virgin (MBNA) in May 2006, I've been paying PPI ever since. I don't remember opting in to this - I seem to remember there were pre-ticked boxes, but it was…
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No Offer in PPI claim
FOS agreed with my claim against PPI miselling by NW. In June 2011 I signed agreement sent by FOS to accept full and final offer on basis that the offer was to be confirmed, as the amount, the reasons for a refund or any terms for its refund were not in the agreement. I added that these things were to be confirmed before I…
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Multiple Claims
Hello I am sure you must get thousands of enquiries like this but I really feel I need someones help and cant afford to use any companies to do this for me that charge fees. I have had a number of loans, car finance, hp and credit cards that I have been advised to enquire about as I think the majority of them if not all of…
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PPI reclaiming - Bradford & Bingley?
Hello - can anyone help me please? I'm pretty sure I was missold PPI when I took my mortgage out in 2003 with Bradford and Bingley. I have the letters from them which basically give me no choice whether to take the policy or not. However, as they don't exist any more, how would I even go about contacting them? Has anyone…