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council tax bailiffs
Hi there ...I am in debt with my council tax and it has been passed on to bailiffs....i let one into my house to sign a piece of paper then he ask what good i have just in case i dont keep up with the agreement so i told him what i had .......two weeks later i got a letter saying they woundnt accept my payment offer so i…
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overdraft and credit card debt
Hi i have a £4000 loan a £2000 overdraft and a £3500 credit card debt, my loan is with IF on 7.9%, not to upset about that, my credit card and overdraft is with lloyds at no reduced rate i think i pay 14.5% on my card and i dont know about my overdraft. i know it costs money each month because i normaly go over it and i…
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credit problems
I'm worried about applying for any credit,including changing bank acounts. My spouse was declared bankrupt nearly 2 years ago, but any time I try to apply for a new bank account, I have to read a long spiel about checking reference agencies and including scores of anyone financially linked to me. It scares me off every…
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HELP- Bad credit and bank accounts
Hi, I have 2 defaults on m y credit history and am trying to get a bank account. Now I need a debit card, BUT cannot get a current account (have tried) I found this web page - http://www.creditsolveuk.com/bankaccount.htm Who say there are accounts I can get with a debit card BUT want £40 for this info, does anyone know how…
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Current account..is it hard??
Hey, I have a HSBC current account which I have had for about 6 years now. Anyway, 2 years ago, I decided to get a new one, but was turned down for two. (Alliance and Leicster and Nationwide), so gave up. Are any companies easier to get a current account with than others? I have a loan with HSBC, so would this be a reason…
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0% loan until 1st March - stoozing alternative?
According to todays Sunday Times Cahoot are offering a loan up to £20,000 at 0% until March. There are no penalties for paying it off early and the minimum monthy repayments are only 1.75% (£50 min). This compares favourably with credit cards used for stoozing, athough the interest free period is only 5 months. After the…
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Copy of your credit score for £5.00
All Somthing which some of your may find useful - i did. I have been sent the following offer from experian which gives you information about your credit score and what you can do to improve it. This costs £11.50 on the website but using this link you should be able to obtain you credit score for £5.00, remember that this…
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How much interest would I make!
Hi. I don't really know how I would correctly work this out, can anyone help please? If I was to put £6000 into a childs savings account at the building society for 6 months paying 4.85 AER. how much would I make after six months then paying the credit card off when the introductory period expires! Would I work it out as:…
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Negotiate a settlement
Hi, I got my debts paid off this week. I'd been paying them for a year then I moved and never let the collection firm know and so I stopped paying. I'd been worrying about it ever since but the longer I left it the harder it was for me to contact them. I thought as soon as I let them know where I live they'd be around…
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Remember I said girlfriend was pregnant..
Ieuan Thomas Evan Davies Born 06/11/2004 07:49 Weighing in at 7lbs 10 1/2 oz!! Beefcake!! hahaha
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My financial situation - where can I cut back?
Hi All After posting about the depressingness of debt here, I was encouraged by some very nice people :) to post my debts and outgoings here to see if anyone can help me shave a few £££ off my outgoings to help me pay off my debts sooner. I'm rather nervous about doing this as I've forwarded the emails to friends and…
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Any heard of ....
what is the verdict on CentralCapital, they have offered me a way out please look at threads on End of the line cont...
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End of the line (merged)
Hello people, I was hopeing you may be able to help. I/we have slowly over the years amassed a debt of 25K with credit cards (MBNA cards 2x cards- 9k and 6k), a consolidation loan of 10k and other stoe cards etc. With one of the MBNA cards I pay off 130 per month and they charge me £135 in interest! In total I take home…
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Best place to finds a loan
I am in desperate need to consolidate my exisitng loand and credit cards. need approx 25k who in your opion would be the best loan comapny to go to. I need to reduce my outgoing ASAP in order to get back on trackat the mo i have about 1500 going out looking to reduce that to about 4-500 hundred. I am 35 have a 2500…
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Sky News wants scratch card users
Sky news is looking for someone willing to talk on camera, who has had/has problems with buying too many scratch cards or lottery tickets, which has caused them financial issues. This is to do with a story about the tenth anniversary of the lottery. This is obviously a very sensitive subject and it has said they will treat…
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Bridging loan or But to let mortgage. Advice pleas
Hi! We have seen a new-build house of our dreams and have paid the £250 they want up front. In order to finance this we need to sell our present main residence in Kent and second home which is in Yorkshire where we want to move to. - Deep breath. On main property we have a lifetime equity release mortgage with Norwich…
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Help
My basic wage is fairly low, but I make up alot of the month money in commission which adds another 1200+ onto my basic of £1200. Are there any companys that i wish to borrow money off which take this into consideration.
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Cahoot Flexible Loan
Hi Everyone, I have had a few difficulties with the Cahoot website applying for the 0% flexible loan. Apparently my phone call should have completed the application and the paperwork is coming next week. I have tried to log on, but unfortunately I cannot access the site. Perhaps they will not let me access the account…
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0% cc with reduced credit rating??
Does anybody knows if anybody offers 0% on balance transfers if I have a reduced credit rating??? Up to date with all debt now, but still\being punished for the past.
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Major debt problems
Hi, I have never posted on this site before, but I just didn't know where else to look. I am 23 and have a grand debt total of £15,000 partially due to being out of work for a period of time last year and partially due to my partner leaving me. Part of that debt is £1700 rent arrears with the council. They gave me time to…
