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Next steps...unpaid care home bill
Long story short, at the start of 2020 my mother went in to a nursing home. She suffered with dementia. At the time we were told that it would be covered by funding from covid budgets. My mother then passed away near the end of 2022. Fast forward to now. I have recently received a bill from the council telling me that…
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Help with Gifts of money!
My mother created her will recently and I have some concerns. 1. She didn't have her property valued , the will writer used her phone and just used a general estimate for the area, she said £200,000.. (my mums house is from the 80's, really needs complete renovation and has no central heating. She has a few thousand in her…
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Tennants in common, do we need probate?
Apologies if this has already been asked, I feel like I'm going around in circles and don't know where to start! My mum died in January. She left my dad as surviving spouse and I have a sibling. Her will seems to be straight forward and seems to leave everything to my dad. The one area that seems not so straight forward is…
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IHT400 - Tenants in Common / No longer a joint owned asset?
Good morning, I have found one last stumbling block before submitting IHT400. I have found a letter written by late mother in 2020 where she has severed the joint tenancy with my late father, to become tenants in common. My mother left me her share of the house and excluded father, as he was immobile and, sadly, had…
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Gifts over the Nil Rate Band
Hi, I am Executor for my late Dad's estate. The amount of gifts he gave away over the last 7 years exceeds the Nil Rate Band. The guidance states that IHT has to be paid by the recipient of the gifts over the NRB threshold and not from the Estate. Is there any way the IHT could be paid from the estate?
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Squatters using utilities
Hello, I posted v recently on here about my contentious probate issue. Mum died intestate, brother and I will Inherit. Brother being horrific, believes he is entitled solely to a large piece of land mum left (on separate deeds, owned by her). Caveat entered by both of us on Probate Registry until issues are sorted (there…
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Household and personal goods IHT 407
Need help. I’m a complete idiot, but I can’t afford a solicitor so trying to do probate without a will. This tax form about furniture antiques. My dads furniture is unsellable, urine stained couches, bed etc. Absolutely unsellable. But he does have two Apple Watches, Two IPads. The jewellery is worth less than £500, he put…
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Estate Planning helpline
My parents who are are both in their 80 have been contacted by a charity Estate planning helpline. Offering to look at ways to protect house being at risk if they have to go into a nursing home. Has anyone heard of this organisation. They are promisng a free consultation via zoom but concerned that they wiil try and sell…
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Basic IHT question
Hi, new to the forum and just need clarification on something. My Dad passed away and I’ve been helping Mum sort everything out. Dad has an ISA for £75k which Mum doesn’t “need”. She suggested giving it to me as a gift. Her estate would be worth around £750k and with my Dads tax free amounts for personal and property,…
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Inheritance Tax Annual Exemption Scenario Question
I was wondering what would happen in the following hypothetical example: Someone is yet to use their £3000 annual exemption for inheritance tax for the current tax year and they have £2000 left over from the exemption for the previous tax year. If they give £2000 away this year, I assume that £2000 uses up the £2000 left…
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Change of executor address
Can someone please confirm if I need to raise a Codicil to my will if the Executor's address on my will has changed? I guess when they come to apply for probate they will of course complete using their current contact details. Thanks.
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Administering an Estate
I am mid way through administering my late cousin’s estate after a 7 month wait for Probate. Her property is sold, creditors paid and I am ready to distribute her bequests & finalise the accounts. There are over 30 beneficiaries, including some charities and I have managed to trace the majority of them. However, one of the…
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Contentious probate + intestacy
Hi, My mum died recently and I knew she didn't have a will. Myself and younger brother will Inherit the estate. Estate worth around 600k There is a house and also a large plot of land on separate deeds which my parents, then my brother and now his son is running a business.There was always permission for the business side…
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Refusing to go to Probate
Hi, Just after some ideas/advice if possible. Myself and my brother are executors of my late Fathers will. My brother is currently living in the house which my dad left for us to be split between the 2 of us in his will. We don’t really get on for numerous reasons, one being the way he treated my dad when he was alive. I…
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Probate advice
Am I on the right track? I am an executor for my mum’s will. She died in January 2024 and has left a house worth approx £420,000 and a few small household goods to her children . I don’t think there is inheritance tax to pay (personal allowance of £325,000 and residence nil rate band of £175,000) but I still need to…
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Will administration
My Mum died when I was 12 and she was survived by my uncle and aunt. When my aunt died she left a 6 figure sum to my uncle and his family cutting out myself my brother and sister. At the time I accepted this but as I have gotten older I have felt quite disappointed as this is family money from older generations we have…
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Leaving percentage of estate to registered charities vs lump sums
Following Mum's death last year Dad is updating his will. He isnt going to change the fairly substantial gifts to charities they had both agreed on, but has been told by his investment advisor leaving a variable portion of the residual estate to charities can "lead to problems" for the executors compared to leaving say a…
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Death Certificate Number
Hi there, Can anyone please clarify which is the death certificate number? Is it the top right number or bottom left system number? Many thanks
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National Trust Wills Service - Free Wills
Hello, Has anyone used the national trust free wills writing service? My mum has asked me to sort her will for her. I'm debating the quick and cheap option vs using a solicitor. Both my parents are alive and married, the only issue is that my dad isn't interested in writing a will - he's a stubborn old man who believes he…
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Pre-paid funeral plans: So you have to specify the funeral directors?
Hi My wife and I are considering starting up pre-paid funeral plans. We are both in our late 40s. My initial research showed that you had to be over 50 to start a plan, however i found a company called 'Ecclesiastical' who stipulates 'over 18s'. Ecclesiastical have said that we would need to specify the funeral directors…
