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This is an interesting problem!
Hi Everyone, Could do with a bit of advice here. My GF is an Ebay addict. She bought a pair of trainers from some person on ebay with a rating of 1000+ They were described as new and in the box. She didn't have the funds so I let her use my paypal account that has a virtual Visa from epassporte registered against it. So it…
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Sony Card any issues with the free MP3 Player
Applied for a sonycard to get the free mp3 player and only had 2000 points added instead of the 8300 that was needed. Has this happened to you and what happened when you called them did they sort it without issue.
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HSBC - 0% BT until Jan 2008 - no BT fee
Hi, not sure if you all know about this one already but I was just thinking I was running out of 0% cards with no balance transfer fee when the came through the door. £5000 limit must apply before 1st dec must do balance transfer in 1st 30 days or 2% fee applies 0% on transfers until Jan 2008 Thats another 13 months for me…
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Transfer bank overdraft to 0% credit card?
Hello!! This is my first post (even though i have been an avid reader of the site for some time) and was wondering whether anyone knows of a credit card which accepts current account overdraft as a balance transfer? I have definately done it in the past, but I spoke to Capital One the other day and they said that they…
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Need a credit card (first one)
Hi all, So i've been using a debit card since I was about 16 and hopefully next year going to be looking to buy my first house. My girlfriend keeps nagging me to get a credit card as it will help me get a better credit rate? I currently have a halifax debit card account, is it a good idea to get a halifax credit card? Any…
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easymoney.com credit card and lloyds-crafty devils.
would you say thsi is sneaky of easymoney now lloyds tsb platinum.i was going through a bad patch last year but i made arrangements and started to pay at least minimum or bit more. They froze my card but promised i could start using it after paying for 3mths on time which i did. Then they sold to lloyds who i am not on…
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natwest credit card
hi sorry if im in the wrong place but could somebody please put me out of my misery otherwise im going crazy thinking. what are my chances of getting a natwest credit card?last week i applied online for the basic step account as i am currently with hsbc and planning to leave and then claim back charges.while applying i was…
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Need to raise £1000 off existing card before BT
Basically having some home improvements done which i will be paying cash and need to pay the remaining £1000 with my capital one credit card (the balance will then be transfered to my new M&S card @ 3.9%). However the builders do not take creidit card. What is the best/cheapest way for me to get the £1000 off the capital…
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Need BT help quick!
I need to transfer my credit card balance asap. I've just been refused the HSBC one. Anyone know a card that I can transfer about £1800 to, that doesn't require a minimum income? I don't want to shoot myself in the foot by applying to loads and then ruining my (already pitiful) credt score. Thanks.
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cardholder credit contract copy?
If a cardholder credit contract copy is misplaced, can I request another one? and is there a charge?
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More Credit Card Confusion! Please Help
Hi, My fiance has been refused 2 credit cards, with which he wanted to transfer a balance of about £2000 from another credit card. He has had a few late payments but is back on track now. He doesnt want to apply for another card as his credit score will decrease even more. I wondered if I could apply for a credit card with…
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Virgin Money Interest Rate
Hi, I have had the Virgin Money Credit Card (0% for 12 months) since September and transferred a balance on to it. The payment date due is the 14th of each month and I get paid on the 15th. I paid an amount on the 26 of September and again on the 20th of October and believed I was paying nearly a month in advance. Had my…
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0% purchase credit card
Im wanting a 0% on purchases credit card for a term as long as poss! would like 12 months ideally. I will only be purchasing my yearly car insurance (as the quote for paying cash is a lot lower than the monthly direct debit charge!) The throwing the card away. Thanks in advance :)
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Anyone ever asked for double their credit limit and got it?
Decided to chance my hand and just requested a £15K credit limit with MBNA. Currently got £7500. I've just got another 0% deal with them and would prefer to have all my 'debt' on the one account if possible which is why I went for broke. Anyone think this is feasible or have I just gone OTT?
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Interest rate confusion - Help ! (please :-) )
Hi, I'm trying to move balances around my four cards, but I'm getting in a pickle with which is the cheapest, what with companies quoting annual rate, apr and monthly interest rates. I've just rang all four companies to check the current rates and keep getting quoted annual rates, when my statements refer to monthly rates.…
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Credit Card Confusion
:confused: I'd appreciate any help you can give me! My fiance has 2 credit cards: A Bank of Scotland with £2500 on it and a Virgin card with £2000 on it. (A month ago it was £9000 in total). He has had a few late repayments but is back on track now. Will he have a poor credit history? He is trying to get a credit card to…
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Moving overdrafts to 0% BT credit cards...?
Hello there, I have a question for you: I explained my financial situation in much detail in the Debt-Free-Wannabee thread under "It's just a jump to the left..." and now have a specific credit card question for you. So here goes: Basically I have a graduate loan over £7879.68 which I am paying pack with £250/month for…
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Evil Fraudy Meanies
Hi All, On friday of last week I was checking my balance online to see whether I'd been paid. As I was doing so I noticed that I had £281 outstanding on my credit card. I was sure I'd cleared it, but thought that I'd have a look and see if I'd paid for something on the wrong card etc. There was a single payment of £281.84…
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SonyCard - pulsebeats
I have just been accepted for a new Sony Card to take advantage of the free MP3 player - gonna use it as a gift for Xmas. Does anyone know how long it will take for the player to arrive and/or the 8200 pulsebeats to be credited to my account so I can order the player? Is it straight after your first spend or after your…
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Best free credit check?
what is the best free credit check in peoples experience? anything to watch out for? (apart from making sure you cancel before the trial expires!) thanks