We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Student MoneySaving

Archives for January 2019

NVQ Advice needed
Hey everyone, I'm looking for some advice please. I enquired about enrolling on NVQs with my manager and she put me forward for it. However, at the time she told me not to mention to them that I have a degree because I would then need to pay for the NVQ. Stupidly I went along with it and when asked I said that I had a…
Funding a second masters (physiotherapy)
So. I am in my mid 30’s and am eying up a career change to a physiotherapist. I went to uni at 18, and, like a lot of others, didn’t really have much direction about future careers (even after trying to seek it out…. It was before the internet!). I also already have an MSc that I self-funded. I am also completing a…
Child Going to Universtiy Maintenance Loan Calculation
In calculating our childs maintenance loan do they take in to account other children in the household She is eldest of 6, 5 sibblings at primary and secondary schools.
Will I get away with this? (Student with a non student account)
So I am currently taking a year out of education, I've got my A Levels and I'm just waiting for confirmation to go to university. I'm currently working full time to get some savings before I go to uni. I have a lot of spare time so I've been getting myself organised in every way I can so that I'll have forgotten nothing by…
Disparity in Living Loans across the UK
I watched Martins show about student finance this evening and it prompted me to do a little bit of investigation regarding the availability of maintenance loans in different parts of the UK. In England students living away from home can receive a loan of up to £8750. In Wales you get a combined loan and grant up to a…
Repaying small SLs
My daughter went to a Uni for one year last year, decided she didn't like it and has racked up a SL debt of around £11.5k. She's now got a well paying job now and has started repaying her student loan back. At a current rate of interest of 6.1% I'm wondering if it's worth paying it off?
SLC taken money 10 years after loan finished
Hello, New to the forums so apologies if this is the wrong section. I finished paying my student loan in 2010, having finished uni in 2001 and have been employed in the public sector since 2002. My wages this month were relatively short and on checking my wage slip the student loans company have taken £160 out. I have…
Student loan repayment - Grad 2001
Helllo There.. I graduated in 2001. Ive just visited the student loan page and according to the table my annual income threshold for repayment is £10,000 a year which is less than the minimum wage. I must be reading it wrong. Does anyone know what my income threshold is please?
Maintenance loan - disclosing income
Hi all. My stepson has been told at school, that if we choose not to disclose our income when he applies for the maintenance loan he will get 75%. Does anyone know if that's true?!
Repayment Calculation
Hi all, I started my job late this year and due to a recruitment incentive I have had non regular earnings. I am scheduled to earn £25,100 this tax year. I have the type 2 loan where the repayment threshold is £25,000. Due to a £3,000 bonus payment this year, I have so far paid £572 of my student loan. Will the Student…
help!! SF rules regarding illness and completed years
Hi Could anyone clarify what the rules are in the following scenario. Enrolled on fulltime course YEAR 1 -passed (marginaly due to v poor health) YEAR 2 -withdrew Later enrolled on different course Year 1- passed Year 2- withdrew Both withdrawls were the result of serious health issues however I understand there is…
Student Accomodation - acting as guarantor
I am considering acting as guarantor for my daughter's rent for the house she will share at university. It seems to be standard practice for agents to offer only a joint and severally liable contract - where by my daughter, and so me as guarantor, would have to pay out if any of her housemates default? It seems you can…
Anyone know how Maintenance Loans are calculated?
Hi all My son is hoping to go to Uni September 2019. My income for 2019/20 will be quite a bit higher than 2018/19 and I was just wondering about the calculation of his maintenance loan. Is it calculated on household income when he applies for the loan - or is it calculated on his parents income at the end of the previous…
Student loans and tax returns
Hi all, I'm filling in a self-assessment tax return, and one of the questions is along the lines of: "Do you have an income contingent student loan on which repayment began before 6th April 2018" Now, I do have an income contingent student loan, however I haven't yet reached the earnings repayment threshold, so haven't…
Help with my son's Uni money
Hi I am concerned with my son's money situation at Uni. He has used his mothers wage from last year as a base for what grant he would get, apparently she earned a decent wage in 2017 and he got very nearly the lowest grant available which just covers his accommodation. His mother gives him a small contribution every month…
Paying tuition fees upfront
Hi, My parents have offered to pay for my kids university tuition fees, because they want to and can't stand the idea of them starting out in so much debt, although they will still need a maintenance loan. Wondering how the mechanics of this work, is it better to pay the university directly, or take the tuition fee loan…
Mis-sold course
Hi there wondering if anyone can help me? I was contacted by bright sparks welding after looking at various different welding courses in the summer of 2015. They then contacted me around the beginning of December say there was a course advisor in my area and he would like to come and interview me for a possible placement…
Will I get in trouble for this?
I dropped out of uni about a year ago but have still been using my Santander student account. I just forgot about it at first and then just used it since it was there, but recently have been wanting to close it and open a current account instead. However I noticed that Natwest have a deal right now that if you switch your…
Small student loans
Apologies if you’ve seen this post already but, I attached it to someone else’s post in error! Still not sure I’m doing it correctly, but here goes lol. Hi, I’m signing up for pgce in September and only need a loan for the course fees £9250. Is it worth getting a student loan or would I be better off getting a 0% credit…
Student Loan Debacle from 90s
Hi I am creating this thread because I would like to hear about anyone who was affected by the inability of the Student Loans Company to administer their business during the late 1990s and early 2000s. It's 20 years ago, but I remember news reports about the Student Loans Company being in disarray during the turn of the…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Student MoneySaving

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Student MoneySaving

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free