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Student MoneySaving

Archives for July 2010

SLC Recovery of overpaid grant
Hey Guys. Im just about to start my second year at university and through a change in circumstances I am actually changing institutions, ie I am transfering from 1 university to another. I updated my change of university for my student finance online whilst applying and the following day I was contacted by my LEA asking if…
Quickest route to MBA for mature students?
Hi guys, I've posted this question on TSR forums, but thought I'd also post here as MSE's are a knowledgeable bunch :money: A little about myself... I'm 26yrs old, currently studying accounting at uni and finding it quite a struggle trying to balance home life with full time education, plus I've been working since the age…
Positive experiences of student finance?
Being somewhat inclined to anxiety, I am getting concerned about finances for when I start my foundation degree (hopefully) in September. My SF has been assessed after almost 4 months and should all be OK, but I am worried now as I keep reading horror stories about students not getting any money until November or even…
Not sure what to do
I started University in 2008 and have just reached the end of the second year. I have just reached the end of my second year. However, I have not passed the exam modules. I have been offered the reassessments, but these at capped at 40 at present. I have requested consideration for retrospective mitigating circumstances to…
Just been refused PGDip funding - what next?
I am on course to do a Postgraduate Diploma in journalism at Salford, starting this September. I thought I'd be eligible for a maintenance grant, as at first glance I felt I fitted the criteria (earned below the threshold in the previous two years, don't have much in savings). I called Student Finance England up a few…
Advice needed re student loan repayments with a second job
Hello, Firstly, apologies if this question has been asked before. So here's my situation. I graduated in '09 and since April '10 I've been making monthly graduate loan repayments through PAYE; I earn just in excess of £30k pa. Now, I'm thinking of taking an additional job of a few hours per week and will get paid for that…
Free Training
There is a great new website for Free Personal and Business Skills training at a website called businesslearningdirect.com This site has a range of video courses and downloadable books on developing personal and business skills. Unlike other training videos on other sites you have access to the whole courses not just five…
SAAS are driving me mental.
I never get a straight answer from them or even a duplicated answer if i speak to 2 different people. Im not even sure if the money im recieivng is the correct amount and there is no way to double check. I just spent an hour on the phone to them and im now more confused than i was before i rang. All i get told is send in…
advanced apprenticship - additional funding?
I'm starting an advanced apprenticship soon and will get paid £110 for the next 2 years. I am 24 and have a young child in nursery so i will able to claim child tax credit and working tax credit. But I am concerned that this will not be enough to survive on as i run a house and a car (Placement is 20 miles away from house…
Got an unconditional but want to change uni - any advice?
I could post this on thestudentroom website, but I suspect fellow students are on it - so desperately seeking advice - I will try and keep this short! I've an unconditional offer to study my degree at the college where I've just done my access course - it's part of a wider uni in Scotland. I knocked back an offer from…
Leaving University and associated Costs
Hi, I am new to this forum i just hope someone will be able to provide me with some advice. I am a 20 year old female from Cumbria. I started a degree course at the University of Cumbria Part Time in September 2009 (one day per week). After 4 weeks of starting the 5 year course I decided that it was not right for me and…
sage accounting course
Hi, I was wondering if anybody knows of a short sage accounting course that I can do either online or distance learning. The open university do one that costs about £310 and there is no way I can afford that, but as it is only a short course (12 weeks) I don't think funding is available?? The ones in the local college all…
University interviews - what to expect?
I am a qualified nurse but due to being out of the NHS for the last 5 yrs (I left to be a business manager in industry) I need to do a short return to practice course to re register to work as a nurse again. I have applied to 2 of the universities in my area, one of which has requested references from my referees, I am…
Open University student, child in Nursery?
I am a stay at home mum, I am currently completing a psychology dgree with the Open University. I have secured full course funding for the next acedemic year and believe I will recieve a course grant of £250 also. Is this supposed to be used for childcare? My eldest child attends school but I also have a toddler. I work…
Adult Learners Grant
Hi All, I am a 37 married man with 3 children. I am out of work and and starting college in September and have applied for an ALG. I know there are a lot of knowledgeable people on here and was just wondering if i qualify to receive the ALG whether that would then affect the amount of Child tax credits/Working tax credits…
Online Degrees
Are these degrees any good, would the be admissable to then go and do a pgce? I really want to sort out my degree and hoping I could do it over 3 years, Id even consider doing an american degree if needs be. Im considering an IT degree and im on the reserve list for my local college, but hoping I could start my degree no…
Purchasing laptop
I am interested in buying a laptop through installments. Any advice about where I can get one would be much appreciated. I don't really want to take out a loan if possible. My budget is about £50.00 per week. Many thanks
Access to HE Courses
Hi all, just want to ask a question about the Access to Higher Education courses available at my local college. I dropped out of school at 13 as I was bullied, had a nervous breakdown and ended up having just four hours a week home tuition (provided by the council). I didn't do any GCSEs as I didn't feel confident enough…
Repeating the year/retaking exams
Hi, I've just finished my second year but missed three exams due to illness. They were deferred until next week but my health has deteriorated so I have had to defer them again. My tutor's been wonderful and has arranged for me to take the exams in the first week of September. If I am well enough by then to take and pass…
Student nursing
hello This is a very prelimanary question. I'd really love to go into nursing but currently earn about £20k and I'm not sure we can afford it. Is it possible to recive both student loans and a bursary? How much could these be? I'd be willing to work too but can't afford a huge drop in income. How much income could I…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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