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Student MoneySaving

Archives for March 2005

Multiple Student Accounts
There have been discussions on the board about opening more than one student account at the same time, and several referred to instances of operating two student accounts simultaneously. What about more than two student bank accounts - is it possible and is there any benefit or disadvantage to this? What is the most…
Divorced parents of Student
I am divorced from my Daughters Mother and She will be looking to go to uni next year.(Daughter not Mother). Although i pay maintenance will my wages be taken into account when looking for a grant. if i stopped paying maintenance would daugter get more grant. If i pay maintenance direct to Daughter will this affect her…
What are the changes Re: student grants/loans in 2006??
:confused: can anyone shed any light on the new provisions for students if you start in sept 2006? I will be a mature student (undergraduate) and will have been out of work for a year due to leaving my job this September to travel for a year. My partner is in the same boat and on her return will be earning £12,000 a year…
2nd year loan app
Any tips, should it be income assessed or not ?
student bank accounts
My daughter hopes to go to uni in England in Sept 05. We attended a school meeting about student loans etc and received the application form and information. It was explained that the student needed to enter their bank account details and that if in the future that account changed, it would be a lot of hassle informing the…
Please Help me- Student Nurse
Hi there, I was wandering if some nice people out there could please help me with everything that I am entitled to ie, loans etc as I am starting uni this September studying a Nursing Diploma. I will be 22 by the time I get there and I am white/British who lives with my widowed mother who works and does not earn over…
Student debt - what you should really know
So much ignorance surrounding student debt it's unreal. Pay off debts or keep in high interest account? On the face of it student loan interest is ~3% and high interest accounts offer ~4%+ (you have to ring up for an exact figure - aggh!) so there's no point paying off your student loan because it's earning more interest…
A way around paying full fees ?
Hi, My daughter will be going to University next year and i have started to worry about the fees. Having read the excellent advice etc. on the main web pages, a thought occured to me. I earn more than the upper amount allowable for rebates etc for the fees, so i wondered if i made my daughter pay rent, with a proper…
NATWEST hassling me re my overdraft - is this fair!?
Natwest have been calling my home almost every day leaving messages that I need to call them 'urgently.' I did call them back last week and they said that everything was OK regarding my account, no freud had been committed and I was operating my account within the terms and conditions. I have a Natwest student account, am…
pulling a bit of a fast one...
I'm a first year uni student (again, see below...) and I'm a bit concerned about the 2 credit cards that I have... This is my second attempt at a degree - I started in Sept 2003 but dropped out in Feb last year, waiting to start a new course Sept 04. So in between Feb-Sept I started working via an agency. I got hold of an…
A possibly stupid question about loans / fees
If someone wants to point me to the idiot's guide website for student loans and tuition fees from the parental point of view, I'd be grateful. I can then scare myself rigid about what we're going to need to find for eldest hopefully heading off to uni this autumn (:eek: what happened to my baby?) But failing that, I think…
Keycom?
Anybody using keycom? I know our university (Aston) is using them, and their service has been pretty appauling. Needless to say it is now "free" (providing they dont bill me at the end of the month), but the service is slow, frequently disconnects and is generally not acceptable. If anybody is using linux or unix or a mac…
moving to london, but where??
hello, i'll soon have to move to london, due to a job in bromley. having looked at rental properties availble, at £500/mnth, i'd also like to consider somewhere in london. some related posts have mentioned areas like clapham,streatham hill, or victoria, particularly interested in the latter given the 15 minute commute.…
Any Mobile Phone discounts for students?
Do any shops offer discount to students? Also, is that only for PAYG or contracts as well?
Lunch money - 6th former
Hi, I know this isn't moneysaving but my son is currently taking his a-levels & I give him money weekly to cover lunches & snacks. After reading some of the advice about preparing students for uni I'm considering transferring an amount monthly into his account (I've just started giving him a clothes allowance in the same…
Free Grant from USDAW for OU Students
USDAW, the shopworkers union, gives grants to its members once they have completed Open University courses. The article is here: http://www.usdaw.org.uk/lifelong_learning/news/1049097070_18259_189.html 65 quid for a 30 point course, and 130 quid for a 60 point course. This is about a third of the cost of the course, and…
Mother of student needs help
My son is in his final year of A levels and hoping to go to uni in the autumn. Hes has narrowed down his two choices ready to be submitted. After that, what happens? This is all new to us - do we have to wait for the results and will he still get his place even if he doesn't get the required grades? Also what happens about…
Anyone else unable to access their Student Email
Outside of the University? I know for a fact it isn't on the sole network but I'm unable to access it here at home when other people can. Anyone know whats blocking me to access it here at home?
How On Earth Do I Pay It All Back!?
Im in second year of university now and am i debt up to my eye balls. To be fair i havent been completely wreckless i will pay that respect to my ex boyfriend with whom i lived with before going to university. Anyway...bunnys and boiling pans aside....im in a lot of debt and i dont know how im going to pay it back once i…
The student panel - amazon vouchers (ac.uk email needed)
This is a student survey site where you get paid in amazon vouchers. I have built up £23 so far (need £25 to get sent a voucher!). You get £10 just for signing up! You must have a .ac.uk email address to join this! http://c01.opinionpanel.co.uk/

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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