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With Bt's, when will I pay off cards?
I have Halifax purchases, 6 months in. Soon I will apply for Ulster gold, egg money, HSBC and maybe First direct. I believe I am supposed to keep doing Bt's at the end of each one. When will I be expected to clear the balances? 5 years? Sooner or later? I'm thinking of doing fast stoozing with Egg money card, putting cash…
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How many 0% cards can you have?
I have a Sainsburys C/Card on a 0% on purchases until September 2008. I am almost up to my credit limit which they have just increased without me asking. I have the money stashed in an ISA and other savings accts to pay it off when the time comes. Now do I apply for another 0% card now to continue stoozing? or Get the…
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First Direct Gold Card
http://www.firstdirect.com/creditcards/gold_card.shtml I was thinking of applying for this card as I have also applied for a first direct offset mortgage so i could stooze against that. Not sure if the mandatory balance transfer negates the benefit or not. Obviously it would also depend on the credit limit as I could…
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Lloyds stooze?
Is there a kind person pls who can give me a rough idea what interest I will have to repay if I use Lloyds and get around a £7000 cl. I know I will have to pay the interest on the bt and the purchase they stipulate. Tempted with the prospect of a good repeat. Thanks for help:D
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Is it worth stoozing??
Thought I would ask advice, thinking of stoozing but wonder how much I will make. Also will it effect my credit rating in anyway? Ok here is my situation. I already have maxed my isa out for this tax year and will be saving £500 a month (saving for house deposit if you wanna know). I will be looking to then get a mortgage…
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Lots of International Purchases ahead - Please help advise on best techniques!
Hi Forum I have a lot of expense coming up due to getting married abroad. As a result, I want to make the right choices at the right time to ensure I don't pay extortionate charges/fees to put over the wedding and of course the honeymoon. Please correct me at any stage if you see a good alternative to my train of thought.…
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Is stoozing worthwhile for higher rate taxpayers?
Hi, MBNA has just written me upping my credit limit and offering me a 0 percent balance transfer for 9 months. In addition they state I can make a transfer to my current account - oh and a 3% Balance Transfer Fee applies. Now assuming I withdraw 15K and place it immediately into an Icesave savings account (6.05%) for 9…
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need help with stoozing...
i am looking at the list of balance transfer and not sure what card on it i should pick . i dont initially going for one that will have no transfer fee and the 0% period covering 6 months. i need to sort this out really by the 4th april as they are putting me on a higher rate - but not sure i will be able to sort this out…
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Is it worth paying off my stooze?
It seems I didn't allow enough time to get my new credit card to transfer before the old one starts charging interest. I applied for a Tesco card 10 days before the 0% period expires on my old card, but they now tell me it could be two weeks before I get a decision. So I have a choice of paying off the old card, which I…
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Stoozing help, please
I've recently received a virgin credit card and have used the cheques to pay 6000 pounds money directly into my offset mortgage account. I'm making the minimum payments each month. (150 ish) I've also got a Tesco credit card to do all my shopping, saving the money that I would have otherwise used to do my shopping in my…
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Stoozing question
Hi I am planning to stooze and would appreciate some help. How can I balance transfer from capitalone credit card to direct isa account with nsandi? (Can balance transfer be made to an ISA ccount?) Thank you.
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Self Employed - Can I get a credit card?
I'm self employed, does this mean it would be harder to get a 0% apr creditcard with which to transfer balances from and to?
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First balance transfer
I've been stoozing on HSBC and Barclaycards for the past few months and now the time has come for a BT. However I'm confused which is the best card to try next. Any suggestions please?
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Cashback CC on ebay/paypal
Can anyone tell me whether using the Amex or other cashback card for buying through paypal for ebay items gives you the same benefits? ta:confused:
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Minimum payment dates on a weekend
Its coming up for my first payment to be made on my virgin card - maximum ammount stoozed away, and with a direct debit set up from my current account for the minimum ammount (this month is the fee). The date that the Direct Debit is due to be taken is saturday 5th April. With all my other Direct Debits if they fall on the…
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Following a recommendation...
from Cannyjock... I want to start stoozing... Can anyone tell me step by step what I have to do? I.e. what do I do first???? I have read the threads but step by step advice from anyone who has done this successfully would be fab!
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Virgin queries - advice please
Thanks to the advice on this site I've been slow stoozing with a variety of cards for a couple of years but pay them off at the end of the 0% period. This time I want to keep the stooze going by balance transferring it on. My Halifax card 0% on purchases for 12 months ends on May 2nd. I've applied for and got a Virgin…
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MBNA or Egg Money?
I decide to start stoozing six months ago and at that time four credit searches was done on my behalf. Halifax had accepted me however MBNA and Egg Money declined me. Another search was performed by Abbey when I start banking with them. Now the six months are nearly over and all the search records will soon be erased.…
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Stoozing with energy companies?
I know my bills well and know I'm on eon's best price plan until next april. I know energy companies love taking more than they should using estimated reading so should I play them at there own game? I have compared the market and I'd be 10% worse off switching now so expect it being even more next year as my current offer…
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Help...applied for Virgin Card, now they want me to ring to discuss credit limit
This is the first time I've tried stoozing...can anyone advise on the correct way to proceed? I've got my Egg Money card account set up and ready to go. I've just applied for (and been accepted for) a Virgin Credit Card with 15 month's interest free balance transfer and a 2.98% fee.However - they want me to "ring to…
