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Gatehouse 1.51 18 mths bond, is this a safe opton.
Hi mser's Seen this today, as it's Shariah type account and 1.51% isn't necessarily guaranteed. Is it advisable to move 1k from Nationwide Cash Isa when the time arrives, i.e. from .75 to 1.51. thanks
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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One Account Interest Rate
We've had our mortgage in a One Account since early 2000's, possibly since they first came out. Spending much less in lockdowns over the last couple of years has meant we went into credit for the first time last year, so we have effectively paid off our mortgage early. As we could effectively 'borrow' any mount up to our…
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Investec Online Flexi Savings account - Existing customers
Just wondered what people thought about Investec asking existing customers for Id when opening the Online Flexi Savings account. I have been able to open the new account without issues although I wasn't happy at having to providing ID as I've banked with Investec for many years but they refused to open one for my mother,…
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In specie transfers
hi all, Quick question. When transferring a pension, or ISA to another provider in specie , say 10 funds, does the new provider charge for buying the new 10 funds ? e.g. Interactive Investor charge £8 to buy each fund normally, so would there be a £80 charge for transferring ? Thanks
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Accidental Acc instead of Inc purchase...
Guys, I've just purchased acc units instead of inc units in my GIA for a particular fund. I prefer keeping to all INC units to make a tax return simpler.. As I see it I have two options: 1. Sell and repurchase as soon as it's settled 2. Sell and don't repurchase till after 30 days Any views on what's the best course of…
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best way to Selling Paper shares on high-street
hi ive a few thousand pounds in paper shares and was looking to sell preferably on high street for speed where is best or is there somewhere online/etc that i can send/sell the shares that's better/cheaper? thanks 4 advice
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ETF premium / discount data
Is there any service where you can search ETFs and see data for the current discount or premium to net asset value?
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Bonds Scam
Have just received offer of Bond purporting to link to Martin Lewis site allegedly being offered by NHS in conjunction with Wells Fargo investment. Requiring a minimum of £10,000 for 3,percent return. Didn't like look of this so assumed a scam and no such investment opportunity linked to this fund on M L site.
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Vanguard ESG accumulation fund- compounding?
Hi all. I'm struggling with what is probably a very basic question. A year ago I opened an 'ESG Developed World All Cap Equity Index Fund' with Vanguard. I chose the accumulation option. I thought that this index fund would receive compound interest which would start to grow my fund even more, but I'm not sure if I have…
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MSE £25 newbie Raisin bonus
Hi everyone. I registered for Raisin savings account last week just before deadline for MSE's £25 newbie bonus. But Iv'e forgotten how I claim it. Can anyone help please?Thanks DJ
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Save into current pension pot or elsewhere?
I'm currently 57 with 3 personal pensions due to start paying out at age 60. None of them have been paid into for over 12 or so years but I now have about £50 a month to save. Am I better paying that into one of the pensions I have, or pay into an ISA or higher interest savings account?
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BoE vote interest rate hike to 0.5%
Majority vote of 5-4, interestingly the 4 that voted against the 0.25% hike had actually voted for a ‘double’ 0.50% hike rather than against raising them at all. Hopefully we’ll see savings accounts raising their interest rates on the back of this.
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Best way to use money
Hello. We are moving back to the UK from NL with a large sum of cash from the sale of our house. (Over 250k) We have been out of the UK for 10 years and are keen to explore the best way to get the most out of our money with the family. I see we have options for ISAs and Stocks ISAs etc, which we can use once per year. Is…
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What is the best place to see trades bought and sold of funds and shares and news?
I'd like to view the trades that have been made for a share, bought and sold in a day or the last few hours but I haven't been able to find something that's easy to understand. On the LSE site I could see trading volumes for some shares but it was a limited amount and I couldn't tell if they were buys or sells. For news on…
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Problems with Raisin. They cannot open the savings account I have chosen
I selected to open a saving account Charter Saving bank through Raisin. So Raisin opened its own account for me to transfer my saving. Ones my savings were transfered Raisin sent me an email saying they could not open a saving account for me with Charter Saving bank. I never had a proble, opening a saving account before.…
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Claro App
Hi Chaps I cannot see that anyone has posted about this, hence my post. If you go to Claromoney, (sorry cannot post a link as i am a newbie). The app pays 2% on £3000 and it appears to be covered by the FSCS. Not sure what the 'rub' is here. Maybe they have commission from recommending certain investment vehicles? Your…
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BINANCE REVERIFICATION FEB 2022
I've dabbled a tiny bit with crypto. It's still like witchcraft to me; I asked my nephew to set it up and make purchases for me. Account was set up approx. 1.2 years ago and haven't made any purchases in a 10 months nor logged on. I have a separate email address for crypto and share dividend info, which i rarely log…
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Where To Invest For Monthly Income
I have approx £170,000 that I would like to invest somewhere with lowish risk to maximise monthly income. UBL UK offers a fixed term deposit account that would pay 1.85% % if I tied the money up for 3 years. Would anyone else be able to offer a better monthly income on this money? I was thinking of getting advice from…
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Best home for house money
Mother in Law now living in sheltered flat, house sale near to completion, whats the best home for 200K, low risk.
