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Savings & investments
Archives for February 2022
Discussion List
Coventry BS Loyalty Bond
Coventry BS matures 30.04.2023 have issued today a new loyalty bond @ 1.35% and you can pay in up to £20,000.00
Chip Savings App Free £30
If you install Chip Savings App on your phone you can get £30 withdrawable credit by using a code that's supposed to be for Vodafone users but actually works for anyone. You have to link the app to your bank account and debit card, credit your Chip Saver with at least £1.01 via your debit card (I did £5 to be sure), and…
Should income fund be used to pay fees for Platform/Fund Management/Ongoing Cost
Hi, I currently have a S&S ISA with a £59K balance, which has been invested for the last 5 years and am looking to continue investing for another 30 years and also contribute £100/month. The platform that I use lets me invest in their actively managed funds only, based on my risk profile, and charges a total of 0.91%…
Masthaven Bank to stop offering savings accounts and mortgage loans over the next two years
Masthaven Bank is to stop offering personal savings accounts and home mortgages to both new and existing customers over the next two years, it's been announced today (1 February). Read the full story: Masthaven Bank to stop offering savings accounts and mortgage loans over the next two years If you haven’t already, join…
Masthaven Bank
As advised by Moneysaving Expert last month I put my savings in this bank, only to be told that they are now going out of business, I have a 1 year term with them but unlike the Nationwide (for example) they will not let me take my money out (I was happy to lose any accrued interest) they said they are working with the FCA…
Nationwide refused to give me £125 for switching
Hi everyone. Thought I'd take advantage of the generous cashback offer from Nationwide. I did everything correctly following these instructions. To quote this website.... ''Not an existing Nationwide member? Open one of the above accounts but DON'T request to switch during application. Instead, wait until the day after…
Savings and Tax
Hello there. With two more monthly pays to come from work I will be very close to going into the higher tax bracket. My wages are my only income, apart from some bank interest which is going to amount to nearly £850. I think I can earn £1000 tax free on bank interest received if I remain in the basic tax bracket, but I…
Masthaven
Masthaven are withdrawing from UK market going to sell all loans and repay savers by end of 2023
ISA Question
Hi i am wondering if you can run a Lifetime ISA alongside a Stocks and Shares ISA? I want to save to be able to staircase in my partners shared ownership. He is on the mortgage etc so I’m a first time buyer so eligible for a LISA. I just want to have a stocks and shares ISA too for a pension. Is that allowed?
Can I transfer old S&S ISA to a new one with SAME provider?
yes a whoefully ignorant question - but another newbie who started the journey in 2021. i want a full transfer of Vanguard S&S ISA 2021/22, into what will be my Vanguard S&S ISA for 2022/23. staying with my current provider am i able to transfer units(portfolios) from the older ISA to the new one? all comments welcomed :)
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