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Saving Advice - £10k
Hello all,I am 29 years old and I have the following pots of funds saved:* 15% for a house deposit * Funds to support house purchase and any home changes required after purchase * £10,000 left over I have £10,000 left over and I am looking for ideas/advice on what to do with it. I would like some to be saved rainy day in…
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What to do with savings temporarily
Recently sold my house and have the balance of funds to save somewhere until i buy another property. I may need the funds soon and at short notice. What’s the best place to keep the funds?
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How do I begin to decide which is the best ISA for me?
I know very little...
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Vanguard funds and investment approach
Hi All So my investment journey has begun! My first step was to put £20k into a Vanguard S&S ISA just as cash to beat the end of tax year deadline. I've been looking at the 75 Vanguard funds investors can choose from within this ISA. Although past performance is no guarantee of future performance, I decided to rank the…
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20 year old student seeking advice to invest from inheritance for mortgage
Hello My family set up savings account when I was born. It has know come to an end and I have a lump sum which I would like to secure/invest until I graduate (either in one year or two years). My initial thoughts are to seek a way I can save (tax-free) to go towards a deposit for mortgage (in 2/5 years) .Would welcome…
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Kent Reliance Easy Access
Has anyone else not received their March's interest on their easy access accounts? It's always paid at the end of the month (even if this falls on a weekend) but myself and my mum haven't received any yet.
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ISAs vs Property
Which is a better investment financially? And that's property to live in not to let out...
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A little clarification with chip please
Hello, last night I signed up for a chip account. I used the VIP code that Martin Lewis said (MSE25) to get 1.25% interest on my savings.. I just want to clarify a few things with you clever lot if that’s ok? I have the chip+1 account active only. 1. How easy is it to access my money? 2. I read somewhere that every £100…
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Newbie Question Re Selling of Shares
I'm a total newbie to share dealing so I'd really welcome some advice from the many knowledgeable people on here. After my Mum's death last year I'm tying up some loose ends from Mum and Dad's estate. They had a few shares in 5 different companies, all registered with Equiniti share registrars. The total value is less than…
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Fund classes when buying through a platform
Looking at the JP Morgan Emerging Markets fund as an example. There are three accumulating classes available through Halifax Sharedealing: (I can't post links, too new an account) Class A has no entry/exit fees or initial charges, and a 1.58% ongoing charge. (GB0030881550) Class B has no entry/exit fees or initial charges,…
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Changing funds
I recently (last week) topped up my Vanguard ISA with £10k and put it into one particular fund – I now feel like changing it to another fund – do I potentially lose money doing this, I.e. chopping and changing? (I’m a novice so forgive the stupid(?!) question!).
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Child trust fund - terrible growth?
I have a son who was lucky enough to have been born when the government was still giving out child trust funds. We've just worked out that his average annual growth is 4.19% I get that the markets took a dive due to covid, but they seem to be largely back up now, if I'm reading it right. He still has a good few years…
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L&G funds transfer to Fidelity
I received a letter from L&G stating their funds are being taken over by Fidelity. I mainly use their Global Technology fund. What do the gurus here advise: stay and move to Fidelity or collect the money and run for the hills? Thank you.
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HMRC exchange rates for dividends - use the date Vanguard says, or the date the platform says?
Vanguard ETFs have just paid a dividend. They say the payment date was 31st March; Interactive Investor have listed it as 1st April on my account (and it hasn't cleared yet, so there's no question that it didn't become available to me until April). For ETFs that distribute in dollars, we have to use the HMRC rates for a…
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Cockwell Inn Group flotation - finally!
Amid all the press speculation in recent weeks regarding the possible Cockwell flotation, It's appears that it is now definately to go ahead. Contact details for obtaining a prospectus are still a bit vague but I have managed to find an address to write to for an application pack. It is: Ms. Ivy Keeps, The Cockwell Inn,…
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ISA
Hi I Am new to the above thus need to know what amount is for husband and wife and which is best as investment ISA only or ISA and shares and if fixed is best for 2 yrs and any offer unlimited access to pot
