How do I begin to decide which is the best ISA for me?

bigbluehouse

I know very little...

eskbanker

bigbluehouse said:

I know very little...

So do we, about your circumstances, so it isn't practical to give any sort of meaningful answer from what you've chosen to share so far.

Are you trying to decide between cash or stocks & shares or lifetime or innovative finance variants, or a subtype within one these, e.g. fixed term versus easy access cash ISA, or maybe specific products/providers?

On what basis do you think any ISA is right for you?

What are you hoping to achieve?

How much do you have?

When do you think you'll need to access this pot?

etc, etc, depending on answers to the above....

Edit; just realised that you've started another vague thread earlier, so it might be better to continue the dialogue on that one as it looks like it's work in progress: https://forums.moneysavingexpert.com/discussion/6255970/isas-vs-property

Albermarle

And so do we after your four word post ...........
More details needed as what is the best investment strategy for one person is not the same for another .
If you said what was the best car and I said a Fiat 500 , you might say but I don't like small cars .
Until we know your circumstances and objectives , no sensible answer will be forthcoming .

bigbluehouse

20k. But I could put in the same after April 5th.
Thought it may be better than leaving the money in my savings account.
I am too old for a LISA.

bigbluehouse

"Are you trying to decide between cash or stocks & shares or lifetime or innovative finance variants, or a subtype within one"
This is where I start getting confused.   

bigbluehouse

"When do you think you'll need to access this pot?"
Guess I may want to buy property sometime... but not sure when, maybe in year, maybe 5 years, maybe 10years...

bigbluehouse

- Edit; just realised that you've started another vague thread earlier, so it might be better to continue the dialogue on that one as it looks like it's work in progress: https://forums.moneysavingexpert.com/discussion/6255970/isas-vs-property

Done.