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Vanguard tracker fund and security
HelloI am a novice and please bear with my questions. A tracker fund could either be "Full replication" or "Partial replication" . Now a Tracker fund (either of the above weightings) perform the actual replication by either physical replication (own the asset) or synthetic replication. My question is how does Vanguard…
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Child inheriting £20k - what do I do?
My son is 14 & inheriting £20k from a relative that needs to be invested until he’s 25. I don’t want to risk losing any of his money but don’t know the best way to invest it until he is allowed to access it. Any advice would be appreciated as I don’t have a clue.
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Forex trading
Has anyone managed to get their money off a Forex Trading platform? I am trying to get my money back and just asking if anyone has been in this situation and what worked for them
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Why will European markets reach record highs tomorrow? Things aren't rosy.
It just doesn't make sense. Tomorrow morning, many European markets will be opening at record highs. The DAX has been steaming into new territory and closed on Thursday at a record 15107 and will open tomorrow at yet another new high (15350?). The Paris CAC has been tentatively testing the ground above the highs of January…
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S&S ISA Transfer Query
I am looking to open a new S&S ISA account with iweb in the new FY and start adding cash/investing as soon as account is up and running. I would also trigger a transfer from Fidelity onto iweb and as I understand it may take approx 8-12 weeks for transfer to complete. I have still got some cash circa £10k waiting to be…
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Core + satellites – what do/would you choose?
I like a core + satellite approach to funds and on a long
drive today thought about what I would choose if I could hold not more than four
satellites. It showed me I could easily lose a few of my satellite funds since three
seems enough for me. So, for anyone who wants to play, what would be your
choice if you could have…
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Vanguard lifestrategy 80 for newbies
I'm new to the world of stocks and shares and bonds and all this investing milarki. I'm not new to statistics. Everyone keeps saying that investing has to be for 5 years or more. Most people seem to be saying that's to ride out any bumps along the way. I can understand that. But every chart I've looked at suggests that the…
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Any problems with TSB logon?
Pass code comes across on mobile ok, but landline (which sometimes is more convenient) rings once and goes straight to dial tone. Waiting gives no more rings and dial tone, and answering during the first ringtone goes to dial tone. I've checked blocked numbers and it is not blocked (in which case it shouldn't ring anyway).…
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First time investor - is £800 per month too much?
Hi Everyone! I've been a long time user of this website but up until now I've been looking at short term saving goals. Now the mortgage is paid off I'd like to start with long-term savings (10-20 yrs). Reading the info on here regarding S&S ISAs, all the guides and forum posts seem to only discuss <£50 per month…
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My two proposed ISA Portfolios
I am in the process of constructing two simple ISA portfolios for long term (10-20 yrs) growth. My level of investment knowledge is basic (2.5 years self taught) using research online from MSE (reading the Pensions & Investments page was my very first read on the subject, and a great place to start IMO), Trustnet, This Is…
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Investment ISA's - Quick Question
Hi, Hoping someone can answer me a quick question. I have 1 Investment ISA with Wealthsimple (opened Jan 2021), I pay a monthly direct debit of £100 into it. Can I open another investment ISA with Wealthfiy in the next month or so and also pay into this one by Direct Debit? So each month I will be paying £100 each into 2…
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Interactive Investor Switching Funds in SIPP
I have a SIPP with Interactive Investor. I have about ten funds in the SIPP, all quite small around 5k each. I'd like to sell some of these and swap them by buying into an investment trust, but I wondered if I do this by just selling within the SIPP and buying with the resultant cash? I don't want to actually take any…
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Aegon Cofunds ISA options
Hi all I have an ISA with cofunds which was setup via an IFA roughly 13 years ago. I've been paying in regularly but now would like to switch some of the funds around. Everything on my account says to contact the IFA - but he's long since retired and sold his business on and I'm not in contact with the new outfit. If I…
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Help to save
Hi, I put my cash builder account number as a way to get paid on the help to save scheme. My bonus money is due today, it’s disappeared in the bonus part on the app but it isn’t in my bank! My question is..... can I use a nationwide cash builder card? I’m worried I’ve put the sort code and account number but not sure if it…
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10 years from retirement. Advice please
Hi All, My previous post here asking for advice was replied to with some very helpful posts and I now have a share trading account with freetrade and a stocks and shares ISA with HL across a range of funds (5j. This is on a 10-15 year view and savings so I am happy to ride out any short term ups and downs with this. I just…
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ISA decision?
I have always invested and for many years the maximum amount in yearly cash ISA's. so have accumulated a number of cash ISA's totalling £100K. I have however over the last five years invested either 100% or close to it in a Stocks and Shares ISA. Due to the very low interest rates available on cash ISA's this year, I have…
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Pension / ISA / BTL Options
Hi all I’m looking for a little advice and opinion as to what to do. A lengthy house move has just concluded and I now need to look at my investments and future. I’m 43 next week and currently have a very small Scottish Widows pension. I have £20k sat in premium bonds as I wanted to have it easily accessible for the new…
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Would Platforms like Vanguard, Iweb accept money transfers from parents bank accounts?
Would money transfer from parents bank account to a child's (age 20) Vanguard ISA account be accepted to open an ISA account? All live in same address .
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Maximising ISA allowance
Evening all. So, we've got a day or two left of the financial year. I have a few k left of my ISA allowance, but I dont really want to throw it all in my S&S ISA... (i'm more of a drip feeder). My question is - if I max out the remainder of my allowance into my cash ISA, am I able to transfer any of that money across into…
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Dealing accounts for children
My 13 year old has taken a keen interest in the stock market recently and asked if he could open a dealing account. I have no previous experience in the DIY investment market and was looking for recommendations on which platforms to use. Any advice would be really appreciated. Thank you.
