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Gold
I am planning on buying some gold so that after when it's worth is doubled I will sell it. Right now I have saved enough money that I can buy it and that was one of the hardest things I ever did in my life :smiley: . Please suggest me a brand from where I can buy a gold plated watch or gold at discounted prices.
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Coventry Building Society
Is anyone else having trouble logging in today? Thanks
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Consolidate current accounts or not?
I have too many current accounts: 1) 2 * Tesco bank accounts, which was once earning 5% up to a certain balance. 2) 1 * Nationwide Flex Direct account, which was once earning 5% up to a certain balance. 3) 1 * TSB account, which was once earning 5% up to a certain balance. 4) 1 * HSBC account, which was once earning 5% up…
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Young mortgage-free owner looking to start BTL investing - reality check needed or doable?
Hello, I joined this forum after being a passive watcher for many years for just this thread - please bear with me if I've not put it in the right place! I'm looking for assistance as to whether my tentative plans are doable and just need refining or if I need a severe reality check. I am 26F and was gifted 200k last year…
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Unknown shares
Hi, My father in law is in the process of sorting son finances and is convinced he has shares other than the ones he has confirmation of. Is the anywhere that shares can be searched for using basic details ie name dob etc?? Thanks for any help.
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Negative correlation to VLS 80
For the purpose of this conversation, I'm going to be using a VLS 80 as a constant. What asset classes do people think negatively correlate with this wonderful fund. Here are some suggestions which I've researched to get the ball rolling: * REITS these do not actually negatively correlate with equities however * Physical…
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Care Home Investment
Is this a good idea ? Or scam ? This is a 45 bed care home facility which was stylishly refurbished in 2018 and brought into full occupancy in 2019. Investment Summary This is a resale property purchase from the existing owner * * Care home room within an operating care home with proven income * Purchase Price: £70,000 *…
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Investing inheritance money in a trust
Hi everyone, I was hoping I could get some advice Recently my children have inherited some money and I have been asked, along with my wife, in the will to be the trustees of the money . The will states that they cannot access the money until the are 21 years old and that the accounts that the money are paid into need to be…
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NS & I website - problem changing profile details !
Im now registered for my premium bonds but when logged in and go to Profile/Details there is no way to change phone number and address. Their Help info says go to "Change" when viewing my details, BUT there is no CHANGE button to select !!! Why is this not showing or is their Help FAQ wrong !! Chatline and Phone lines are…
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Ability to save on a monthly basis
Hi I need some different minds / perspectives on this please and thought this was a good place to ask. We (myself and husband, both 34) are in the fortunate position to become mortgage free in the next 6 or so months, our home was intended to be our forever home, but there is a small chance we would move if we found a…
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First time investor, tiny sums
Hello everyone, long time lurker/first time poster here. :) I've been thinking of investing, but have such a small amount that I was wondering if it's worth it? I have an emergency fund and six months' worth of living expenses as savings, have a steady part time job that I've been in for over two years, and have a…
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Lloyds club rate change
I had this through from Lloyds normally its worded from them as balances above x will be at this rate and X and above this rate but it is now saying 'current interest on each part of your balance' as below - Current interest on each part of your balance from £1 to £3999 - 0.6% and Current interest rate on each part of your…
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Best No Headache Investment for 70000
I was going to invest in a flat for a BTL but have been thinking this may be a hassle and so am looking for alternatives . Any ideas ? Im looking for monthly income as well as capital gains if possible .
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Warren Buffet - latest convert to gold
After friday's close 13F filings shows Berkshire Hathaway (i.e Warren Buffet) is buying into Barrick gold, possibly others since then and dumping banks;. Should finally give a boost to gold…
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Buying Shares in a company
Hi All, This is a very simple question. I am TOTALLY new to buying stocks and shares. The company I work for I trust and am so lucky. So I wish to invest 1k in them. I know, in this world thats really a pittance. But I really have no idea how to go about this. Can my bank do it? Do I go to someone like Hargreaves Lansdown?…
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Which fund?
Hi everyone I think I'm going to save a few ££/month for the proverbial rainy day or for future use to buy another house. Since this is going to be a long term investment, which funds should I invest? Accumulation or income? Should I trust composite funds like vanguard life? Many thanks
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Works share scheme and reinvesting privately
The company I work for gives us shares each year but when we cash them in we have to pay tax (I'm not sure how this is calculated if someone could enlighten me that would be great!). So I'm thinking it would be a good idea to cash them in at work whilst the share price is low as this will equal paying less tax, then I'd…
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Not the usual Vanguard Picks
Hi All,A long time reader of the posts here. I just wanted to ask some investing advice on two funds below. I'm thinking to invest in them rather than lifestrategy funds Vanguard ESG Emerging Markets All Cap Equity Index Fund Vanguard ESG Developed World All Cap Equity Index Fund Any thoughts are welcome please Thank you
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First financial adbidor6
Hi everyone. This is my first message on the MSR Forum, so please excuse any gaffes. I need to find a local financial advisor. When I search through Google, all I get are ads. Can anyone point me in the right direction? Thanks in advance.
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How to calculate assets for Financial Independence, Retire Early (FIRE)
Apologies if this is not the correct forum for FIRE discussions. I am learning about FIRE and confused about calculating the net worth. I understand that total net worth should include real estate (residential and investment property) however these are not liquid assets. So when it comes to 4% safe withdrawal rule of RE…
