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Blue Whale and Iweb
I tried to buy some Blue Whale on Iweb today. I think I selected the correct fund it was listed as :- BLUE WHALE GWTH R GBP ACC. When I tried to buy some this message came up and prevented me from doing so. Following changes to FCA regulations, new investments in this share class is unavailable. Please check if there is an…
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Help with a savings gift
Hi, my son turns 21 very soon, I am giving him a savings amount of £1000 please can anyone guide me , he wants to add monthly to the savings, maybe for a good few years in order to have money behind him for his future or a house deposit, I guess depending on how he carves his life out. The money doesn’t have to be…
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Raisin
QIB A/C is it safe
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Transferring a CTF to JISA
Hi, I want to t/f my CTF (child trust fund) to a JISA. Does anyone know how the interest calculated if the transfer balance is greater than the current annual tax year allowance? Any clarity is greatly appreciated, as I have been unable to contact the provider in question to discuss, due to current circumstances.
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Premium Bonds and your expereince
Hello I am aware that P Bonds pay out a percentage in prize funds and ATM its about 1% Therefore, if you have 10k in their, if all goes to the law of averages you should get 100 pounds in prizes. However, not everyone waits to the end of the month to take money out or put in so they lose a months chances. Then you get…
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Monthly gold purchase UK-Singapore
Hello, Recently I placed an order with BullionStar (gold bullion merchant in Singapore) and want to query how I can manage future payments. Initially I tried to send payment via Monzo whom utilise "TransferWise" as transfer fees with them are very low, however when I attempted to enter BullionStar's bank account number it…
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Taxes and Charges via Non-ISA Account for Investing Shares and Stocks
What are taxes and charges via non-ISA account for investing
shares and stocks? Please could anyone provide links, and examples with
figures, and your thoughts on this?
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Short term deposit of 230k
Greetings to the forum. Just sold a house for £230k, dont need the money right now so wondering where to put it for a year for best interest rate ?
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Aviva Fixed Term Savings
I have been offered a good fixed term saving account by Aviva . 1 years investment term for the 3 year rate. Is this a scam ?
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What's the grey bar at the bottom?
Noob question. What's the grey bar at the bottom?
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Large lump sum investment - What would you do?
Hello, I'm about to sell a property and will temporarily have a large lump sum available, this will be temporary as I'd be looking to use this as a deposit within the next 12 months, I'd estimate it will be £100k+ Where would you put this cash in the short term, to ensure it beats inflation? Investing in S&S in the short…
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Rental income - taxed abroad?
Hi all,
Sorry if this is the wrong place for this. I have a few Buy-to-Lets owned through my LTD company and they generate about £1,800 per month after expenses/management fees/Interest only mortgage. At the moment its simple as the profit is just taxed as corporation tax and I dont take anything out of the company.…
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Transferring pension LISA to investment LISA
Hi, I have a pension Cash LISA with Skipton but with 17 years left before I’m 60 I think I’d do better with an investment pension LISA. Having never invested before it’s a bit overwhelming but also limited in where I can transfer (from what I can see). Doesn’t appear many companies a) provide investment LISAs and b) allow…
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Overseas Property investment losses due to investing with Movewithus
I have lost money investing in overseas property with Movewithus in 2006 & 2007. I'm trying to find people who have invested in overseas property that have lost money and have either successfully or unsuccessfully claimed for losses from Movewithus. Thx Martin
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Charles Stanley - Aggressively Pursing Customers
Good evening, At the request of a relative I had been going through their investment paper work and sifted through the usual statements, brochures etc from a number of investment platforms (Aegon, Hargreaves Lansdown, Schroders) but then I came across numerous transfer forms from Charles Stanley. My relatives details were…
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SAYE/Sharesave early cancellation
Just checking there’s nothing I’ve missed.... About this time last year I started a three year £500 per month SAYE/Sharesave plan with an option price of £10.90 after the 20% discount. However, our business has been quite badly affected by Covid (they run events) and the current price is now under £8. Is there any reason…
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Tailored uk liquidation
hi has anyone received letters today from Tailored Uk services after receiving an email recently that they entered liquidation and that you owe them money on advance payments. Please let me know I can’t be on my own thanks
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Sending money from the US to the UK
Hi, With all this uncertainty I need to send a larger amount of money from my checking account in the US into my UK bank account. I am a UK resident with German nationality and was wondering if there are any limits on sending one's own funds to the UK. These are life savings accumulated over 20 years and nothing stems from…
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Umbrella company in liquidation
Help!! Between 2018-2019 I worked for a social care agency and due to ir35 I checked whether I could use a company called tailored limited which they said yes was compliant. Help! I've received an email 2 weeks ago from the Director of my old Umbrella Company stating that they have gone into liquidation. To put things…
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Investing beginner
Hi all, I'm looking at investing for the first time in my early 30s. I already have a HTB isa (this is full) and a lifetime isa. I believe I can open a stock's and shares isa this year even though I've payed in to both isa's above? I'm looking at putting between £125 -£175 a month with the odd lump sum in to investing for…
