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Shorting the S&P 500 and FTSE 100
Any suggestions on funds that have inverse exposure x1 to either?
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Shawbrook Bank
A note of caution. I invested significant funds with Shawbrook on a 120 day term account in March 2020. In April I gave notice as I required funds for a house purchase. The sale and purchase are progressing much faster than anticipated and I am being pressed to complete in July. I wrote to Shawbrook Bank at the end of May…
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NSI income bonds
On the 24th May I puchased by my debit card income bonds. My bank account was debited 2 days later. Today still showing as pending on the NSI website ! I have called 8 times been on hold for over an hour each call. I have limited minutes on my phone. Please can anyone throw some light on this as I am starting to worry.
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SIPP cash account credit adjustment
So I logged into my Iweb SIPP account today, and found that I had an extra 5K cash (25% of my initial investment) to invest which was not there before - it was added 26 May. I'm guessing this is normal/the government topping up my SIPP? Or could it be an error? Just wanted to check before I start spending money which I'm…
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Vanguard VWRP accumulating ETF - dividend question
What happens to dividends for ETFs like VWRP that are accumulating? From what I can tell the dividend doesn't get reinvested back into additional shares, so do they buy more underlying stock and increase the share price? Cheers!
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Help needed on filling in the HSBC Help to Buy ISA transfer form
Hello, I'm looking to transfer my existing Help to Buy ISA account to HSBC Help to Buy ISA and I need some help on completing the form as I'm confused by the wording on what they are asking me. I'm a newbie so it's not letting me post the link to the application form to this post, but on page 9 of the application form,…
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what to do with 60k
I have managed to save up through various avenues 60k. I had plannedto pay of my mortgage and that was it, job done. But now I am thinkning if there is a better way to use the money, i.e invest in property maybe? I was after some thoughts?
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iWeb ISA platform - charges?
I have opened an ISA account with iWeb to invest in funds. Paid the £25 application fee and understand it is a fiver per trade in funds. I know an initial charge is (sometimes) applicable and, when charged, can be at times discounted too. I realise also there are ongoing charges (OCF) from the fund manager as well. But, to…
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Questions about Allianz Strategic Bond
Hi, I would like to hear your expert opinions about the Allianz Strategic Bond (GB00B06T9362), in particular: * It has sky-rocketed during the most recent crisis, any particular reason for that? * Is it worth adding to the defensive (equity uncorrelated) part of a portfolio, or has it became expensive and therefore it's…
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NS&I have stopped accepting/making payments
I've got several payments-in stuck in pending status from over a week ago and also from the start of the week so i phoned support to be told that they are no longer paying into or out of NS&I income bond accounts via online and phone based banking due to some technical issue. They have no idea when it will be fixed but it…
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Moneybox cutting rates - what are the options?
Just received an email from Moneybox saying that the interest rate on their 95 day notice account is being cut from 1.25% to 0.8% from the 14th September. I currently have most my cash savings in Moneybox, but I also have a Marcus account which still pays 1.15% until the bonus expires in September. The question is, should…
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Vanguard Lifestrategy 20 and 40
Are the distributions for these classed as interest or dividends? Trying to maximise tax efficiency outside ISA and SIPP. Thanks
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What to do with 90k? Help appreciated
Hi everyone. First post here! I'm really stuck with how to get the best use of my money. I'm in my mid 30's and rent on my own - looking to be a first time buyer ASAP. I am 75% self employed and single. I have a good savings of 90k but I have no idea how to best use the money. I have a pretty small pension and lots of…
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Governments overspending and the markets
How does public overspending usually affects the stock markets ? Sorry if this is oversimplifying a big subject TIA
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Investec join in the falling savings rates
I received an email from Investec this morning telling me their savings rates are being drastically cut. They are no longer competitive so time to move my money elsewhere.
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Advice, what would you do?
Hi, I've never been in this position before and need some advice. My dad bought quite alot shares on the AIM market last year and they've gone through the roof. He's now going to to sell them and sort myself and my sister out by paying off our mortgages or we can do with the money as we please. I currently have a property…
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Accumulation funds - dividend ‘reinvestment and equalisation
Being really thick here but can someone put in layman’s terms how the following benefits my investment please? I don’t own any more units so how do I benefit from the dividend?
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2 signatures 2 countries
Hello all, hope you are all keeping safe and well. I'm looking for some advice about opening an account that needs 2 signatures for withdrawals. I live in the UK but the other signatory resides in Australia. Is there an account that enables a remote signature or would they need to be present to open the account?
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Bank of Ireland
Will there be a problem or not getting my money out got £85000 in bank of ireland in a fixed account that closes 3rd August 2020
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Rebalance portfolio funds in coronavirus?
Hi all, Six months ago I started investing for the first time - I used 90% of my money to buy funds from a ready-made high risk portfolio. I then spent the last 10% on a couple of funds which I chose myself. Most of the funds crashed with coronavirus and my portfolio is currently at a loss overall. I know I need to ride it…
