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Easy access savings account
Hi all, Can anyone recommend a savings account that I can easily transfer into and do round ups? I have a life time isa and an esavings with my bank but looking for something that I can transfer small amounts into. Thanks in advance
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Help with savings - Goal to buy first property
Hi All, Looking for advice on where to put my savings. My long term goal is to buy my first property - at
around 3/4 years from now. Looking to close HTB ISA and transfer it to a
Lifetime ISA how unsure which one. Credit card is interest free until April 2021 and
will balance transfer it then. CURRENT
ASSETS HELP TO BUY…
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Transferring from HL to Vanguard
If my only holding is Vanguard FTSE Global All Cap Index Acc, do my investments remain in the market during an account transfer (S&S ISA) from HL to Vanguard?
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House sale money to invest short term but where?
I've recently sold my house, and have the funds in my current account. I want to put them somewhere that will generate some interest for the next 6 months or so until I purchase my next property. Who is giving the best interest rates for this short term investment?
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offshore account for Euros
I am a tax payer here in the UK and have some Euro in a Barclays account with 0% interest. I read something about opening a Euro offshore account. Any suggestions for one with some interests? Thanks
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Nudge in the right direction
I’m 51 today and a reasonably new and novice investor. Mortgage free and have a decent size savings pot outside of the markets. I switched my cash ISA to stocks and shares just before the Covid 19 outbreak. So it inevitably dropped, I opened a standard share dealing account and chucked some money in the FTSE all share at…
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Disposing of my Revolut Shares.
I was wondering if anyone would be interested in this. And if this is against the forum rules please could the moderator inform me. So I am a shareholder fo Revolut. I am informed by my employer that I have to dispose of my Revolut shares to avoid independence clashes. I hold these shares through Seedrs and have to sell…
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HL vs. Terry Smith
Fundsmith has tried to get onto HL’s Wealth 50/150 list for some
time but failed to do so. Perhaps it was because Fundsmith would not give HL the
obligatory fund charge discount – even though, until recently, HL tried to make
us believe the discount didn’t influence their decision of which funds it promoted
in its Wealth…
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Is my SIPP diverse enough?
I currently have in my SIPP HSBC FTSE All world acc VLS80 CTY A chunk of cash. Outside of this i have a DB pension scheme with about 37 years in it and im maybe 10 years max from retirement. The SIPP was started of course to provide more growth but also to manage/cut tax. I dont have time or expertise to pour over…
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Teenager Savings
My 17yr old son (18 in 3 mnths) has a Smart Junior Isa, Help to Buy account and a I have a Smart Ltd Access for him till he's 18. The interest on all of them has dramatically dropped. I really don't know where is best to invest his money
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National savings certificate
after a recent search of some old boxes I found a old national savings certificate, giving to me in 1976 containing 3 mini certificate stamps of £5 in value at the time of purchase. I’m trying to find out if there’s still any value to it and how to cash it in, if it’s worth it? any help greatly recieved
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windsor life cash plus plan (ReAssure)
My cash plus plan is about to maturity in 4 month time when in took out this plan in 1984 there was a maturity option .But now sure if this is still the case as ReAssure have taken over the policy .And ReAsure have not yet given a maturity value of the plan has anyone esle had one of these cash plus plan mature
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Autosaving app Chip starts charging some users a £1 fee every 28 days - MSE News story
Read the full story: Autosaving app Chip starts charging fees Click reply below to discuss. If you haven’t already, join the forum to reply.
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Saving Equity From House Sale
We will be selling our property and then renting for probably 6-12 months + (moving to a new area so want to rent first before buying). We hopefully have equity exceeding £400k and so we are now looking into savings options. We don't want to rent out our current property. We need easy access and risk free because we will…
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Appropriate % cash in portfolio
Hi, My mother, for who I hold PoA, has a S&S ISA which is managed by an IFA. Her current risk rating is 3, low/medium. At the moment the account is 30% in cash, with the rest in equities, infrastructure, gold and gilts. The account dipped by about 10% at peak crash, but is now back in positive territory. I will have a…
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What percentage of losses on a fund?
I think this is probably one for the not so knowledgable investor rather than the very experienced. I know that quite a few investors have already rebalanced or sold off funds that have dropped in price during the crisis, but it got me wondering if there was a particular percentage loss that would make you want to pull out…
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Advice on my best options
Looking for some advice on the best way to plan for retirement as well as use my savings wisely. Current situation, 44 years old, £150k mortgage with 18 years left to pay. Got 6 months buffer savings in various regular savers and premium bonds Have approx £5k additional savings sat in an account going to 0.01% interest…
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Virgin Money Double Take E Saver down to 0.75%
The Latest Virgin Money Double Take E Saver (Issue 17) is now down to 0.75%. It seems likely that the previous issues will follow in due course. Currently they will all be paying 1.01% as of 16th June. It is fascinating that VM announced the reduction to 1.01% on 2nd June and then followed this on 4th June by reducing the…
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Buy Euros to hedge against no-deal Brexit GBP crash?
Hi is anyone planning on investing in the EU (property etc.) / buying Euros to hedge against potential no-deal Brexit GBP crash?
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Mrs FLC is on board
Hi all I've been using 2020 to sort our finances out. Now, in June, Mrs FLC wants to join in. I have a e-isa with Virgin, and a regular savings account with Bank of Scotland. She is paying £50 a month in a savings account with Tesco that pays 0.01% interest. She wants an account but I am struggling to find one that matches…
