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Investing within two S&S ISA's
Hi All, I'm currently investing in an S&S ISA with Vanguard direct and would like to continue my monthly investments. I would however also like to purchase some individual stocks which are not available through Vanguard so I was looking to open a Halifax share dealing account or similar to do this. Am I correct in saying…
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Emerging Markets fund?
Looking at small/mid cap for EM with value. There are blend options with SPDR and iShares, and Wisdom Tree with a value tilt. The 2 WT funds are: WisdomTree Emerging Markets SmallCap Dividend UCITS ETF (GBP) DGSE WisdomTree Emerging Markets SmallCap Dividend UCITS ETF DGSD The annual returns from each vary presumably…
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Regular investing ETF with s&s ISA W
Hi, I’ve set up an isa through Hargreaves and Landsdown and looking into investing into ETF, a lot of people suggest going for acc to build up funds, but for example if I chose and income and the dividends paid out do not cover the cost of buying a share, what are the options? Also given the fact HL charge 11.95 per trade,…
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OakNorth Bank
I've recently opened an account with this bank and transferred quite a bit of money into it and it's not showing up. They are supposed to be a faster payments bank so the money should have showed up by now. I am getting very concerned.
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New investor - looking at ETFs
Hi all, new to this forum but with the current slump in the stock market I thought it would be good to start investing into stocks and shares, regrettably I only started pension contributions about 3-4 years ago, I’m now 34. So missed out a large chunk. i have got a good amount of cash in cash isa then the remainder in…
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Missed ISA deadline
Okay, a late decision on my part (big lesson learned) but decided to put more cash into my S&S ISA before end of tax year so initiated transfer in the morning of 4th April. I moved an initial £1K to see if the transfer worked okay – it did. I subsequently transferred a larger amount and while on the portal, a message came…
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Investing in Gold outside an ISA
Hi,I was wondering are there any glaring reasons not to invest in gold outside an ISA wrapper? I am interested in putting circa 2-5k in to SGLN gold etf in a Fidelity Investment account.
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Moving Money if Banking System faces a crisis
My wife has money in a savings account and is worried about the banking system crashing like it did back in 2008. She had lost a substantial amount of money with shares being wiped out. She wants to know is it worth transferring some money over to me as a precaution. She is aware of the up to 85k compensation scheme if…
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What Should I Do? LISA payment today
Hello all. I know this will be down to personal preference but I'm more than happy to take collective advice on this....basically make the decision for me! I've been dithering about all weekend and just remembered I need to make my mind up today! I'm 41 this year and I've got a LISA. So for the past 3 years, I've put my…
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Barclays H2B ISA interest cut from 16th of June
Just went on the Barclays website and found out that Barclays will reduce the interest on their H2B ISA from 2.58% down to 2.07%. https://www.barclays.co.uk/savings/interest-rates/help-to-buy-isa/
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SHARES - Who's buying what at these Lows??
Hi All I have dabbled with shares for years, plus BTC/LTC and other alt coins. I have so far purchased Tullow Oil (TLW), plus BTC and both are already showing a nice profit. I'm considering getting into Lloyds (LLW) as well, not sure about Debenhams as of yet...... Anyone else buying, if so what ?? Cheers
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Post Office Internet Savings website
Is anyone else have problems with the Post Office internet saver website. Every time I try to log on I get the same message, and I can't access it. It's being like this all week and the help line is either busy, off, or doesn't know about any issues.
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Is anyone else unable to log in to Post Office online savings accounts?
For the past few days I've been getting an error after logging in saying 'We are experiencing technical difficulties'. It's a bit of a problem as I can't action the direct debits I've set up to pull funds from various accounts. I do it manually at the same time each month.
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Best Day Trading Platform sites for Beginner Traders & also for Long Term Investors?
Hi, According to MSE: https://www.moneysavingexpert.com/savings/investment-beginners/ They recommend the following: - Hargreaves Lansdown - Interactive Investor - Bestinvest - Charles Stanley Direct - Vanguard - Cavendish - iWeb - Trading212 app on mobile phone Which of the above are trusted platforms that allow the…
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Funding a SIPP
Probably a silly question , I am looking to open a SIPP with AJ Bell but was wondering can I fund the account from my normal savings account ( savings from the last 4 years ) or does it have to be "earned funds" during the year? I am soletrader and have a business account which does contain funds but I intend to use for a…
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Ground rents as investments?
Anyone got any knowledge of ground rents as investments? Residential v commercial? Long-term returns, advantages, pitfalls, things to watch out for etc.?
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Shawbrook login not working
I haven't been able to load the login page all day today. Anybody able to login?
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Investing for beginners - Stocks and Shares Isa
Which stocks and shares isa would you recommend for people new to investing with small amounts to invest? My initial payment would be around £400-500 pounds then followed by a maximum monthly payment of £100. I'm 26, 2 years ago I bought and renovated a flat, and since then I've built up an emergency fund and I overpay on…
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Closing an ISA - help!
Hi, I have just transferred my money out of my current ISA into another account ready for a new ISA in the NFY. When I went to close it online, it says that for that account I need to go to a branch, but they are all closed (around me) due to Covid-19. Can I leave an account open and just not touch it whilst using a new…
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Email from the Post Office Savings
I opened a Post Office Savings account at the 1.3% rate on Martin's advice the day before they lowered the rate to 1.25%. I have moved money into it but I have received the following email from them (sorry it doesn't format correctly):We are reducing the interest rate on your Online Saver Issue 45 account. You may have…
