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Options for childrens' savings?
Hi I have found out about Nationwide reducing the interest rate on their Flex account but I will still get 5% for the remainder of the term (I only switched to them around 6 weeks ago). To add insult to injury I have received a letter today stating they are cutting my kid's savings account interest rate from 3% to 1% from…
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FTSE 100 - Vanguard
Hi all, I'm looking to invest in the FTSE 100 using my vanguard isa, I'm thinking that the ftse 100 unit index fund that they offer is my best option with Vanguard to track the ftse performance - any particular reason why I should steer clear of this?
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Interest on savings
Hi... Am wishing to seek thoughts and experiences with respect to paying interest on savings; the issue here is however that I have a one account whereby any savings I have offset the interest on the mortgage. So, in reality I only have one account yet I can set up virtual pots to clarify what money is allocated to what…
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Stock markets disconnect?
Watching the stock markets it looks like they are currently moving opposite to or ignoring the economic outlook. Today the WTO issued a statement that global trade is now forecast to fall by up to a third. US markets and Nikkei all up again! Are the markets no longer much influenced by economic outlooks?
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500,00 help
My son aged 4 has 500,000 in a compensation claim where do I put it please help?
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Where do I put 500,000.
Hi folks my son aged 4 has been awarded 500,000 in compensation where do I put it and how do I go about it please.
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Valuation Point?
Looking at Key Facts documents on the following and cannot find the daily valuation point time or cut-off point for this fund: Legal & General International Index Trust I Class (LGII) - GB00B2Q6HX78 L&G website isn't very helpful, it lists all its funds and says "Prices are normally calculated at noon or 3.00pm each…
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Nationwide Building Society Loyalty!
Nationwide are massively cutting their savings rates from May. Account such as Loyalty Saver (currently 1.1%) and Loyalty Single Access (currently 1.4%) reduced to a measly 0.25%. So much for loyalty!
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Insurers axe dividend payments
Aviva, Direct Line Hiscox and RSA have all axed dividend payments. Legal & General are still insisting they will pay their dividend.
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Help me understand passive managed funds
I am fairly new to this forum so wanted to ask a question
about Vanguard life strategy fund. A little background... I have never invested in funds or shares before and always
have put money in cash ISA’s and regular savers account. My main bank have
stopped regular saver account last year and one that I currently have with…
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Guidance on investment plan
Hi All, recently joined and have already made a few posts - was always keen to get into stocks/investments as i'm not great with my money tbh. 34 - have a joint mortgage - no other outgoings other than fuel / odd takeaway other than bills most of it is dispoable. hold an 2 x Cash ISAs 1 of which Matures in June on a 1.3%…
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Tsb monthly saver
If I move my bank account before the end of the one year term, will I get any interest from my monthly saver?
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what investment trust to hold for next 10 year
invest in a trust putting £50.000 in and drip feeding for next ten years what would you advise thanks all
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Nationwide Flexdirect opening
I am hoping to complete my house purchase for a new build (Covid-19 willing) in May/June time. I have just noticed the Nationwide Flexdirect will be stopping the 5% interest on May 1st, and notice that it requires a credit check. Will opening this bank account w/ a credit check affect my mortgage at all? I won't be…
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Help to Save
Totally new here but hoping someone with some knowledge can help me, I opened a gov help to save 2 years ago, deposited 2 lots of £50, ended up withdrawing it and completely forgot about it and today have had a very nice £50 bonus. I'm now in a position to be able to save £50 a month for the remaining 2 years it is open…
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Best safe investments
Is it safe to invest at this uncertain Time?martin Regards PeterB90/UK
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Stocks and Shares ISA: Timing the Coronavirus Pandemic?
This could be cynical but it's the new tax year and I'm able to use my entire ISA allowance. Would the peak of the pandemic be a good time to invest in my stocks and shares ISA?
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Moneybox Cash LISA
Hi, This is mainly a question for people with the Moneybox cash LISA. I was wondering when the latest I can put in my new tax year £4k this month before the bonus month cuts off. I know moneybox has a weird weekly direct debit thing, where the money only leaves on a Wednesday and doesn't get debited into the LISA until the…
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Ratesetter
1. Does anyone have any information as to how long the current process is for releasing investments? 2. Why are some funds reinvested at the going rate rather than the set interest rate.
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Are prufunds prudent?
I was wondering if people on here have an opinion on prufunds? I was recommended one by an IFA as they provide a steady source of income. It seems like a lot of faff to me though, https://www.pruadviser.co.uk/pdf/PFBS10000.pdf https://www.pruadviser.co.uk/pdf/GENM92301.pdf
