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Share splits
Witan is splitting the shares in 5, so you have 5 times as many shares with one fifth of the old dividend for each - no difference in terms of the payout. I can see some advantage in dividend reinvestment if you have a fixed fee deal, maybe a few pounds left over can be reinvested in a new share(s) compared to before,…
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New ISA for current tax year
Hi These are probably the most stupid questions but here goes. My wife has an ISA with IWeb and *hasn't* contributed to it yet this year. This is thinking of investing in Vanguard. So, is it better to invest directly with Vanguard (since their charges are low) or buy/sell Vanguard thru IWeb? Also, if investing with…
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Got an NS&I savings certificate? You'll earn less if you renew now - MSE News
Holders of National Savings & Investments savings certificates will see a drop in earnings if they let them renew from 1 May, as the savings provider has switched to using a different measure of inflation. So check yours now, as if you're affected you'll only have 30 days to leave penalty-free...Read the full story: 'Got…
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Investing savings further.
Hi there, I'm thinking of ways of making my savings go further. I have saved more than enough for a 10% deposit on a flat in my local area, but due to the nature of my work I will not be able to apply for a mortgage for a couple of years, so I will continue to save into this deposit fund. However, I was wondering if there…
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10k savings
After our Nationwide and Santander regular savers have matured, my husband and I have £10k to put somewhere. We have just opened up Natwest and First Direct accounts for the switch bonuses and the FD linked savers, which we will fill up, but where is best to put the 10k? I have a couple of months remaining on maternity…
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HL Select Global Growth Shares Fund
Does anyone have any thoughts on the following new fund? Anyone planning to invest at the fixed launch price? https://www.hl.co.uk/funds/hl-funds/hl-select/hl-select-global-growth-shares?partners=1&theSource=PCGUF&Override=1&adg=G+FNDS+GLOBAL&gclid=EAIaIQobChMIsZrpttL84QIVGNtRCh1t8AG9EAAYASAAEgLucvD_BwE
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Tax on employee shares
Hi, Hope this is in the correct section. Company is being bought out and employees shares have been bought out. Employees get x amount of free shares per annum. How with these shares be taxed. Currently 20% tax payer but shares worth in excess of £200,000. TIA
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Individual corporate bonds
I invested in 2 corporate bonds in the last few days: WASPS FINANCE PLC (WAS1) 6.5% 2022 https://www.hl.co.uk/shares/shares-search-results/w/wasps-finance-6.5-2022 and PROVIDENT FINANCIAL (66WS) 5.125% NOTES 09/10/23 GBP100 https://www.hl.co.uk/shares/shares-search-results/p/provident-financial-5.125-notes-091023 I am…
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20k ISA where to move
Hi all After some advice re the below I have 20k sitting in an ISA that's earned a measley 0.35%. What would members suggest for a better interest rate? Im happy to lock this away for a couple of years and also want to save £300 a month with easy access for holidays etc. Im a normal rate tax payer earning £1,800 post tax…
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Where to put 40k?
If I put 40k in a Kent Reliance bond at 2% annual return, I'll only get £800 interest. That is not a lot, less than inflation. How do I get more off the 40K without risking it?
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What are Non-Classified sectors and countries?
Can someone please explain what Non-Classified means in a list of sectors and countries held within a fund? For example, HL's page for Man GLG Continental European Growth shows 6.70% as Non-Classified under both Sectors and Countries.
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Bradford and Bingley Collapse
I paid into savings accounts for all three of my children and converted them to shares when they changed. When they went down can anyone tell me what happened to the assets as not a penny was paid back to the ordinary shareholders? This has irritated me for so long! I could never get an answer at the time from any source…
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Calls and puts trading?
I use trading212 for shares buying and selling but whats the best one to use for call and put deals?
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How best to invest £160k
So I have recently come into some money and want some advice please. I have in the region of £160k to invest and want to know if im better off spreading the money around in Investments, ISA, Premium bonds etc or buying a second property and taking an income or reinvesting the rental payments etc. We have a home worth £260k…
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Problems signing up online with Metro Bank
Has anyone else tried to open a savings account with Metro Bank recently? I get taken through 3 screens, giving the usual info - DoB, full name etc., and it all goes fine; at the end of the screen in which I give my residential address, pressing the 'Continue' button does nothing. So I can't sign up with them. I gave them…
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Stocks and Shares ISA
I've just reached retirement with virtually no pension. I have savings but am fed up with chasing the market to keep an interest rate of currently 1.5%. I'm also disposing of my BTL due to the hassle and increasing taxes. I'd like to invest around £20K in a stocks and shares ISA. I have absolutely no knowledge and the more…
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Hargreaves Lansdown Active Savings
Morning Ladies and Gentlemen... I had an email from HL about a new service their offering - 'Active Savings' - where apparently, you can save with HL, but take advantage of banks and building society interest rates... https://www.hl.co.uk/investment-services/active-savings Has anyone signed up to this? If so, what's your…
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What to do with £40k
I have £40k to invest on behalf of my parents. They have always banked with TSB and their preference would be to remain with them. Shouldn't need access to it but would like to get access if ever require. What's the best options with regards interest rate/growth?
