20k ISA where to move

Jambuttie

Hi all
After some advice re the below
I have 20k sitting in an ISA that's earned a measley 0.35%. What would members suggest for a better interest rate? Im happy to lock this away for a couple of years and also want to save £300 a month with easy access for holidays etc. Im a normal rate tax payer earning £1,800 post tax per month and will have a civil service pension Ive paid into since 2001 but no other except for the state penson and around 10k in 2 private pensions of 3k and 7k total each.
Im 57 have no debts and no mortgage and I'm looking to retire in about 5 years although I have no concrete plans as yet. Any advice welcome

xylophone

Have you ever had a Nationwide Flexdirect current account?
You might deposit £2500 and earn 5% on it for a year.

The monthly deposit requirement is easily managed with an in/out faster payment.

You might consolidate your two small pensions into one and pay in as much as you can with a view to building a PCLS that could fund a good holiday when you retire.

You might look at Regular Savers - check terms and conditions.

https://www.money.co.uk/savings-accounts/regular-savings.htm

You could look at ISA with a higher interest rate.

https://www.thisismoney.co.uk/money/saving/article-1723571/Best-cash-Isa-rates-2019-best-deal.html

george4064

Have a thorough read through this page and take your pick!

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest?_ga=2.75799061.1234387979.1556747540-682994531.1550408941