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Charge back and section 75 in event of fraud
Hello everyone. The situation is following. I have invested money to trade on the stock market through few companies. The broker introduced me to their platforms and I was profitable trading for over 2 months. Upon trying to withdraw my gains I am faced with a problem. The companies are not honoring the withdrawal requests…
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Jarvis share deal active
[FONT="]Can anyone please tell me their experience of Jarvis' share deal active site, in terms of the breadth of funds offered, service, website etc? Their ISA charge is £50pa and SIPP is free (£99pa refunded) which sounds great as I plan my move away from HL. [/FONT]
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London Capital
Whats peoples thoughts on this, not linked to markets & 'guaranteed' 8% they say the capital is secured as follows: As an investor you would have a charge over the assets by way of a legal vehicle known as a debenture. This means that all investors will have a charge over the secured assets which include the cash reserves…
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Nationwide Flexdirect account past its 5% interest period question
Hi I have a question about an old flexdirect account I have which paid 5% for 12 months, I've had this account for a while now and came across some old posts on here where somebody had wrote that they were able to call up nationwide and downgrade then upgrade the account all in the same phone call and they were able to get…
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The most extreme thing you have done to save money?
Hi! I am a design student currently working on a project regarding the subculture of extreme money savers. I'd be interested to know the most extreme things you have done to save money, no matter how small or funny it may be. Anything you can share will help me tremendously! Thank you.:j
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post office online saver account
This new account sounds great with 1.3% interest. But be aware that once you have put funds into this account just cant make any withdrawals for 8 calender days. This even applies if you transfer funds from another post office account. And their customer service is rubbish.
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The Post Office* Online Saver account transfer other isas
I've looked but cannot see if it is possible to transfer other isa's over to this account. Can anyone advise on this please? Thank you
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Active Multi Asset Funds - Baillie Gifford Managed Fund a good option?
I really like the look of the Baillie Gifford Managed B fund. It has 74% equities yet has almost the same 5 years returns as the VLS80, and the fund has been going since 1987 averaging 8.2% annually since then, which seems very good to me. The OCF of 0.44% is very low for an active multi asset fund. There is quite a lot of…
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Capital Gains
Hi all, Need some help. I've just sold some shares I had from some matured employee sharesave schemes. The gain I've made on these is less than the £11300 capital gains tax free allowance. Therefore I don't believe I have any tax to pay on the sale of these shares, but please correct me if I'm wrong. Also, for purposes of…
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Extend Nationwide current account at 5% pa interest rate
Is the above possible? My nationwide current account at 5% interest rate is coming to an end in February. It is going to be 1% after this. I think I have read it somewhere that it is possible to get it going for 5% but need renewal. How do i do so?
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Are IFAs using Nucleus platform "independent"?
Hi all, I contacted an IFA a couple of years ago for advice on investing ~£120k. He advised putting my money into the funds on the Nucleus platform (in ISA-wrapped accounts where appropriate). I believe that Nucleus offer a range of Morningstar portfolios according to one's risk/reward preferences, and they switch my…
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BOE rate rise but Chelsea/YBS reduces rates!
I had a fixed rate bond with Chelsea which matured end of Nov but taking into account the BOE rise I thought I would wait a while to see if the put fixed rates up before reinvesting but to my astonishment they have put them down! Yorkshire BS who owns them have done the same. before the rate rise both Chelsea and YBS were…
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Best Way to Save
All, For the next couple of years, my Partner & I will be fortunate enough to be saving a substantial amount. In one account we will be saving £500 every month, and another around £2000 every month. What is the best way for the highest interest rates? Do we invest the money in something or do we save into a savings account…
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Best performing Offshore Funds/Unit trusts
Is there a website that shows a list in order of performance over the past year of Offshore funds/Unit Trusts. CityWire and Trustnet havesuch lists for UK funds, europe, asia etc but not Offshore.
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Birmingham Midshires warning
After using my favourite money site (no not moneysupermarch!, this one! [oo I wonder if it is actually called that in France] ) I opted to open an account with Birmingham Midshires to stick my savings in as my Virgin ISA interest rate just fell off the edge of a cliff. Ok I was a bit late in getting round to it but it has…
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What is the best UK trading site?
Can anyone recommend a UK based trading site? I've been playing around on Plus500 and doing pretty well from that, but want a company where I'm actually buying shares that I can leave to sit long-term, but at the same time, can do some daily trading.:money:
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Mainly Passive ETF portfolio
I have been investing for eight years using mainly actively managed funds. I am transfering a pension into a SIPP in the next few weeks and have decided to take a different approach with the new money. I will use mainly passive ETFs. I made the decision to split the funds over different countries/regions rather than use a…
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Pensions and LISA
I'm after a bit of advice or guidance about savings and investments. I have seen IFA in the past but I've not been terribly impressed. They all seem to want to sell my life insurance even though I am single with no dependents and one was trying to sell me a service that looked very much like YNAB for £75 a month. I used to…
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Another fund platform question...sorry!
Hi So, retirement lump sum in the bank and I'm ready to take the plunge into investments. The plan is to invest 2 x £15K in two S&S shares ISAs for myself and my wife before Xmas and then squirrel away £500 pm across the same ISAs for the foreseeable future, planning to leave well alone for the next 10 years. (I've also…
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Investec not on comparison sites
I am looking at 1 year fixed rate savings. Investec at 1.85% looks pretty good but I cannot find them listed on MSE, GoCompare, MoneySupermrket or other sites. Anyone know why? I asked Investec and they couldn’t offer an answer. Could it be because they have a high minimum investment? Thanks for any ideas.
