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MSE News: Yorkshire Building Society axes high-interest regular savings accounts
More than 66,000 people with a high interest Yorkshire Building Society regular savings account will have their accounts shut in December...Read the full story: 'Yorkshire Building Society axes high-interest regular savings accounts' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Online trading groups
Hello, I am looking for groups of individuals that trade as part of a group and are happy for me to join and learn. My intention is to learn to earn extra money. I am not looking for any "get rich" scheme nor a course that is going to charge me money to teach me. I am looking for people who trade online, either part time…
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Need Advice Topping up my Portfolio
Myself and OH have just started investing. In April this year we set up S&S isa's. So far I have 20k invested in the following: Artemis Strategic Bond 10% Fundsmith 30% Merchants Trust 13% Murray 25% Royal LondonExtra Yield Bond 10% TR Property 12% Funds held with iWeb and about to invest a further 68k in their share save…
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Too good to be true?
First post :) Came across this on a search cautacapital (can't post a link as a newb :( Offers up to 9% depending on amount invested for 10 years. Capital paid back after that period with no loss. Can withdraw after 3 years with no penalty as far as I can see?? Unless I've misread something somwhere
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Tilney Bestinvest £60 to close ISA account
Hi I have a funds ISA with Tinley BestInvest - I recently sold all of my investment funds held in the ISA wrapper and withdrew the cash. All the sale proceeds except £60 were paid into my bank account. It seems I am unable to withdraw the final £60 If I close the account the £60 will be taken by Bestinvest as an account…
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ISA Millionaires
You read about the odd few people who have £1M plus in an ISA, but how many are there? Reading this forum there seem to be fair few contributors with quite a few thousands in s stocks and shares ISA, it would be useful to share with us your approach and how you did it.
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Sharia Bank Accounts in UK High Street Banks
Please can somebody explain to me how High Street banks such as Lloyds benefit from operating Sharia compliant bank accounts? My concern is this: if I have a regular account with say Lloyds who run a sharia account, are they making a profit from these accounts or are we somehow subsidising them?
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Ford Money regular cash ISA Saver @4% on £250/month
Hello everyone, On 23 May 2017, I opened a Ford Money regular cash ISA Saver @ 4% with £250/month - making a total of £2750 on 31.03.18. The last payment will be on 23.04.18 - making a total of £3000 on 30.04.18. I also have an "old" POPPY cash ISA with Coventry BS. I have not used the rest of my £20 000 ISA allowance yet…
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When to Move £ to Euro
This may well be an unanswerable question. After 22+ years of military service and saving my cash, I have a fairly good bank account balance... the problem is I want to settle in Holland so I would have to move my UK Pounds to Euro. I'm still recovering from the BREXIT decision, but what are peoples thoughts on moving cash…
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Analysing my portfolio pre retirement
I am approaching the last 8 weeks of my working life as I retire the end of this year. This year we have been investing quite heavily (husbands TFLS from his DC pension) and sale of a property and I have just worked out percentages of where our assets are held prior to my TFLS paying out next January. Does anyone else do…
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Initial charge across different platforms for the same fund
ISIN: GB00B5B74684 Fund: Vanguard FTSE UK Equity Income Index Fund Inc Hargreaves-Lansdown says initial charge 0.40% (http://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/v/vanguard-ftse-uk-equity-income-index-income) Charles Stanley Direct (who I am with) says: initial charge 0%…
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Selling shares
Hi, can anyone out there explain my options re the following. I have inherited a small amount of shares in a tech company, the shares are registered in my name, it has always been my intention to sell them, I am neither a trader nor dealer, the company in question is about the be acquired, there has been an offer that has…
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Vct
Hi everyone I recently bought some VCT shares. Could someone help me understand the scenario where a company which is held in a VCT becomes listed on the stockmarket and one subsequently profits? Is this a possible scenario or does one simply profit from the VCT's share price, dividend and of course the tax incentives?
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Post Office* Online Saver account - useless
I spent time today attempting to pay into my new account with the above. System was down then server timed me out. Phone line on hold with useless noisy recording. Total incompetence just for 1.27%.
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Selling shares
Hi, I have approx £60k in shares in the following companies... IAG Santander Whitbread Diageo Lloyds They are with the original Broker (e.g. IAG - Computershare). I have been looking at the dealing costs for selling them with their current brokers which is much higher than the likes of Hargreaves Lansdown which charge…
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Child's inheritance and tax implications
Hello, 6 years ago my Grandmother passed away and left myself and my then 1 year old son a lump sum each. I invested the money in a car and am now selling it (at a profit). I have read that a child will have different tax bands depending on whether the money is from a parent or from someone else. After 6 years can I prove…
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Any share dealing business accounts?
Are there any low cost online share dealing services that allow a business to open an account (i.e. the investments are not held for an individual)? My company is sitting on too much cash and I'm the only owner/shareholder. It's not the right time for me to withdraw the cash and the company won't need it so I'd rather put…
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Medallion Stamp
Hi, We are in the process of transferring USA shares , in my deceased mothers name, into our names. Does anyone know of a company/bank in the UK where we can obtain the necessary Medallion stamp guarantee in order to do this?? Regards x
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Shares Help.
Hello! I'm not sure if this is the correct place to put this. I'm very sorry if it's in the wrong area. Heads up in advance, I'm writing this on behalf of my Dad so some of the details may be vague until I can talk to him again and get them ordered. A few years ago (10+) my Dad purchased some shares in a company. And...…
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Reinvesting 50k
My husbands grandmother has a bond which is currently worth around £50k. The way in which the bond is operating is changing and she's no longer happy for her money to stay there. Basically they are commencing using a third party company to invest money for them, and anyone wishing to release their money may have a long…
