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Do Hbos regular savers accept 13 x £250 payments?
I opened a BoS and a Halifax regular saver for my mother on 31.10.16 and each has had £3000 in since 1 September.
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My New ISA S/S - But Which Fund?
I am currently trying to decide on whether to add to my current Fundsmith ISA (i invested directly with Fundsmith not through a platform) where my total investment of £65k and grown to £110k over 5 years. It is very tempting to stay with a fund which has worked so well. I am 63yrs now and have a decent pension which will…
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Selling an International Shares Certificate
Hi Guys, I hold shares on a certificate of a company listed on the Toronto Stock Exchange, however my stock broker stopped accepting international certificates in March. I have spoken to HL, Halifax, Barclays & IG however nobody accepts international certificates anymore. Does anybody know a stockbroker where I can deposit…
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AA Shares
My wife had some shares off the AA when it was floated. I told her not to sell them as they would make a few pounds over the years. She had to exchange them for Centrica shares when Centrica purchased the AA. They gave her 123 shares. As I understand it 123 share multiplied by the price per share is now worth £22,000+ with…
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Choosing where to invest pension payments
Hi I've been moved to a new pension provider at work and they give a limited list of funds to choose from. Most of which are funds of funds. Does anyone know if the "Yearly fund charges" applies to the whole fund of funds and includes all charges. Or is that just for the fund of funds and there are also the charges on each…
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opening funds for family
is it possible to open some sort of investment fund for a nephew? want to put in a lump and leave it for him till he's 18 and if others want to chip in over time they can edit - Im in UK (born and bred) he's australian in Oz
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NS&I Guaranteed Growth Bond
I have some fixed-rate savers coming to an end, and am debating what to do with the money. I'm also concerned about the stability of the banking system and want my money to be safe. I'm considering the NS&I Guaranteed Growth Bond - it pays 2.2% per year for 3 years. There's a 90-day interest penalty if I need early access,…
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Charter Savings Bank - Just like all the rest?
Started using this Bank following a recommendation on this site. Had a really good 120 day notice account with attractive interest rate. Over the months I received 2 notices that they had to reduce the rate paid due to market conditions. Started at 1.79% then to 1.54% in August 2016 and then in June 2017 to 1.14%. However…
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Savings advice
Hello, I have been saving to buy my own property and currently have £16000 in a savings account. I add £500 per month and have done over 3 years (taking out some for a holiday and unforseen expenses). My partner has an additional £11000 in the bank. We had planned to buy our first property in London but have been a bit…
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Old Pound coins.
Don't know if this is the right place but I have saved pound coins over a few years. I have only a few hundred pounds worth and no real savings at all. I would like to bank these as I believe they will not be legal tender soon. Any ideas where I should put them? Thanks in advance.
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Charles Stanley Multi Asset Growth Funds
I logged on to my Charles Stanley account this morning and saw that they've recently launched new CS Multi Asset Growth Funds - 5 to choose from depending on your risk profile. My SIPP is currently invested in to Vanguard LS80, approaching the £90k mark. I'm wondering whether people have any thoughts on the fund and…
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Where to put money?
I have a Santander current account I get 1,5 % interest up to £20,000. I have an esaver with them which pays 5% latest one was 3% on previously. Problem is I now have in excess of £27,000. Not sure what to do with the surplus. I do have several investment several bonds which I have had for several years. One particular…
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Portfolio Unitisation Question
I have been unitising my ISA portfolio since December 2013, and the last 6 months or so I have been holding my dividends as cash (as opposed to re-investing them). I have been considering the effect on performance of holding some cash in the portfolio, so I will explain my thought process here. So, if the market fell by…
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Unable to withdraw from Post Office Instant Savings
Hi All, Is anyone else having any problems transferring funds out of an online Post Office savings account this evening? I just keep getting: "Transfer cannot be applied at this time" !! A quick search found the same message appearing for someone else back in 2011. I'll call them tomorrow but I was wondering if this was a…
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Fidelity Fee Overhawl
I don't have any funds held with these guys, but thought it might be of interest some of you here http://www.telegraph.co.uk/investing/funds/fidelity-overhaul-investment-charges-across-400-funds/
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UCGTRUST - p2p lending - possible 13% annually - any experience?
Hi These guys showed up in my twitter feed. They get something like 8.6/10 on trustpilot with 10 or more reviews (not a lot). They are offering 11.5% APR returns on investments of over £1000 for a 3 year fixed term. You can fix shorter but the interest is less. All the info is on the website and trust pilot I won't link it…
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Every Little Helps
I have a couple of Tesco Online savers ,used to catch interest from current accounts and open should I need a spare direct debit. However today, I noticed that, opened a few months apart, they had different interest rates; the earliest 1% and the second 1.1%. However ,on the banks information page it states the rate as…
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Time to Allocate Capital - Please Help!
Hello fellow investors, I have finally managed to set up a SIPP for myself with iWeb and it’s time to allocate some capital and I thought I would pick your brains first before I commit any monies. I intend to contribute £40k to my SIPP before end of the tax year via my limited company. First contribution would be £10k…
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Where to put £40k for a reasonable return?
I currently 'look' after a fund of £40k that's in an account paying 0.01% Gross/EAR with Scottish Widows. Part of my responsibility is to ensure that it gets a good return at low risk (so really only a savings account) and once that is accessible within a few weeks. Does anyone have any ideas about where would be a good…
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Regular Saver Expiring
Hi All, I have a regular saver that is just about the expire. It was being saved at a value of 5% and the total value of the pot is just over £6k, what is the best option for this? I don't really want to drip feed it into another account as most of it will be sitting doing nothing.
