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New Fidelity Charges Huge Increase - Better elsewhere?
Hi All Firstly to go over my set up I have a stocks and shares ISA through Cavendish Online. Currently I invest £125 a month into the Scottish Mortgage Investment Trust and have 273.53 shares currently in the ISA worth £1188.53 (as of today). I have to pay 0.5% stamp duty on each monthly purchase working out at 62p. I also…
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Best fixed fee platforms
Hi guys Can anyone recommend some good fixed fee platforms please? I am with iWeb at the moment and have now gone over £50k with them so am looking to use another platform to reduce, albeit probably small, platform risk. Would Halifax Share Dealing count as a different platform for these purposes? Interactive Investor…
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Child trust fund
Hi can someone please explain to me about stakeholder investment, I am looking at transferring my daughter trust fund to a jisa. The current value in the account is £1700, if I were to transfer it today, would the £1700 value be the cash amount that would be transferred? Confused.com
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Trading forums suck
95 % of traders lose, a google search will confirm this, they end up on forums as teachers to new traders, 95% club are the losers who hang around trading forums , forums are infested with losers who advise new losers on the forums.These losers have lost money , are unsuccessful , don't know how to trade successfully , are…
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Advice re Child Savings
Hi All I have been trying to get my head around this for a while and sadly have had to resort to asking a question as I just dont understand it! Here is the situation.. My son has a YBS savings account with an interest rate of 0.15% I have been putting £50 in each month for a few years. He has £1800 in it now and I have…
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Other Services Similar to IG Smart Portfolios?
Hi, Are there any services similar to IG Smart Portfolios? The services costs around 0.87% per annum for a basket of ETFs. HL and Best Invest have similar services that cost over 1% per annum and invest in unit trusts. Are there any other services cheaper than IG Index? Thanks,
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RCI Freedom Savings 1.3% easy access
See Top Savings accounts https://forums.moneysavingexpert.com/discussion/comment/73226051#Comment_73226051 https://www.rcibank.co.uk/savings/freedom?utm_source=PPC%20advertising&utm_medium=PPC&utm_campaign=RCI%20PPC%20campaign%202015&ppc=1&gclid=CNi4mNu-3NYCFYQPGwod2PIAsw&gclsrc=ds
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Lindsell Train
Hi I previously held Lindsell Train Global Equity Income Fund in my portfolio. Since then I had to sell it (so as to not to pay high exit fees) when I moved from HL to IWeb. I am thinking of adding it to my portfolio again so:Should I buy Lindsell Train Global Equity Income Fund orLindsell Train Investment Trust plc (The)…
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Triodos Bank Fixed Rate Regular Saver
I'm all confused about my Triodos Bank Fixed Rate Regular Saver, which pays 1.75% pa. I opened it on 9 November 2016 paying in £500 a month. The 12th instalment was paid in on 1 October 2017 and the capital balance is thus £6000. However six-monthly interest was added on 31 Dec 2016 and 30 June 2017. I have studied the T…
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1953 National Savings Certificate
I have just found an ancient NS Certificate which belonged to my mum. It was taken out in 1953 for £15 and says it is worth £20 after 7 years. Is that what it is still worth or would any form of interest been applied to it in the 57 years since it matured?
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First investment advice
Hi all! I have just recently purchased a house for which I used up all my savings on the deposit, so I am in the process of starting off fresh again with my savings and investing in my future and would like to see what you guys think my best options might be. Having done some research of my own, I was looking in to a…
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Santander question
Hi, have recently opened a Santander 123 account & a Santander esaver to drip feed into. My question is, if i make my 123 account into joint names, can both names have a esaver to pay into from the joint account?
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Momentum Investing
http://www.telegraph.co.uk/investing/funds/investing-formula-bonkers-method-produced-5662pc-returns-will/ In my mind this is absolutely ludicrous. But I'm 31 and currently only have £3,000 in an ISA I set up 12 months ago. So really it's not exactly the £100s of thousands that some of the hitters on here have accumulated.…
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Charges with Hargreaves Lansdown
Has anybody looked into charges with Hargreaves Lansdown? I was reading an article in the MSE website which explained that Hargreaves Lansdown's platform fee is more expensive than other platforms. However Hargreaves Lansdown get discounts on the fund management fees which vary depending on each fund. So, if I was to move…
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India stock market
I would appreciate some views about the Indian market. When I started DIYing a few months ago I decided to be overweight in Europe and India, the latter due to a stable, business-friendly and anti-corruption government having been elected (and, I guess, because I have a soft spot for the country). So I invested 4.5% of my…
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Yorkshire BS Regular Saver c2008 vintage slashed
Hi I received a letter today and its bad news. The Regular Saver that had a bonus of 3.5% that YBS couldn't reduce will on 14th December 2017 become a Single Access Saver Unique at a variable 1.5% and a max balance of £22,000 which after a further 12 months will become a Triple Access Saver currently paying 0.6% with only…
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Santander Shares and my tax return
Hiya, just a wee query for my tax return I have had Abbey National shares, now Santander for years, I used to take the dividends each quarter but now i choose to reinvest this money in buying more santander shares each quarter, this happens automatically so I don't see the cash, it just goes straight to buy a share or 2,…
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P2P Lending
I have £100K which I'd like to invest in P2P. I already have pensions and ISAs containing funds, property and bonds but I'm a newcomer to P2P. I am looking to get 5% PA (after fees, before tax) from P2P over 10 years. I am prefering passive/autolend at the moment although I will have more free time for active investing…
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How is Kent Reliance for basic saving?
- Is account opening straight forward? - Is the website readily performing or often having issues or down for maintenance? - Do payments in and out work smoothly? I'm considering opening an easy access account with them. They lead the rates table and I like that interest can be paid monthly or annually on April 5, this is…
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Halifax share dealing query
Has anyone else had difficulty buying units in the Artemis monthly distribution income fund? I purchased £30k of units in mine and my husband did the same earlier on in the year. Never had a problem buying fund units before but for some reason we could not purchase these in the normal dealing manner and ended up having to…
