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Lloyds Isa
Hi all . Just after a bit of friendly help I have 8k in a lloyds Isa which is paying a terrible rate of 0.55 gross , I'm going to paying In 250 pound extra a month for the foreseeable ,my question is when do Lloyd pay the interest on this as once they do I want to know what is a good ISa to transfer to all help appreciated
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Nationwide Mysave 2SetsOf ID now half rate down from 1.0% to 0.5%
Nationwide the people's society that make you have 2 sets of memorable information & usernames are now reducing the Mysave down a half rate down from 1.0% to 0.5% measly savings. People have enough id's already with all the companies online & seperate passwords ,I ,myself a not very active online user have I'd say close to…
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first direct Customer Service
I opened a first direct Current Account and, in order to open a Regular Saver Account, phoned 03 456 100 100. Spoke to first direct Customer Service and, to set up my account with telephone password etc., answered all their questions. Attempted to activate first direct Online Banking for 10 days, only to receive, 'Sorry,…
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Help to Buy ISA when saving more than £200/month...
Official MSE Insert: You may also find our fully researched Help to Buy ISA guide helpful. Back to the original post... Hi all, Very often visit these forums, but my first time posting. Please be gentle! I'm after some advice. I am currently frantically saving for a deposit to buy myself my first home. I am currently…
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can anyone help me out.
hi guys well my question is i have a halifax 2 year fixed isa and i got 1 year left on it, but in the next tax year could i open another isa with a different company if i dont pay in to my old one?
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3 yr Pensioner Bond - do you get interest on the interest?
Can't seem to find a clear answer to this q eg if you put max 10k in is the interest after year 1 added to the £10000 so in year 2 you get interest on £10320 and in year 3 you get interest on £10650.24 ?
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Child Savings
Hi, My children have family who live far away. At Christmas and birthdays they normally send money for the kids and I would like to start saving this for them. I don't have much knowledge of savings accounts and stuff and I am getting very confused by information on the internet. What I think I am looking for is an…
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Can anyone explain the practical difference...
...between First State Asia Pacific Leaders Inclusive - Class A - Accumulation (GBP) and First State Asia Pacific Leaders Class B - Accumulation (GBP) please. Thank you.
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How to find more Direct Debits for my Santander 123 Account
Hello everyone. :) Well, I set up a Santander 123 on 16th March, but unfortunately I'm having trouble finding 2 DDS which will go out before the 16th April. Very frustrating. Any ideas where/how, I could service this account with DDs please. Thanks in advance.:A Booklover
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Halifax ISA Upgrade
I current have the Instant ISA Saver with Halifax which pays a paltry 0.25% interest. I have about £14,000 in this account but have seen on the Halifax Website that I can upgrade to the Online ISA with a slightly better 1.0% (and 0.80% 12 month bonus). As the Tax year is almost ended, i'm just wondering as to whether I…
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CTF ponderings - ISA / S&S ISA etc
Come 6th April I'm wondering about switching my daughter's CTF to a cash ISA or S&S ISA. DD will be 8 1/2 years old, so I think less than 10 years to run on junior ISA products. (Although a few do seem to go on later - Halifax cash JISA for instance). Because of the relatively limited time period, do you think it would be…
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Halifax S&S/Cavendish?
Hi All, I have an amount of funds (around £2.6k) built up in a Halifax S&S ISA from a few years ago. I haven't contributed to this in a while. I am in the fortunate position of being able to contribute something towards this again around (£100pm) to spread the risk across the year. However, I noticed the Halifax charges to…
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30K Investment advice
Both my partner and I have recently come into some money (£30k) and we have no idea what to do with it. We have no debt and we are looking to use the money as a deposit for a house however we would like the money to work a little for us first. Im assuming the answer is going to be to put the funds into a cash isa before…
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Anyone use Hargreaves Lansdown?
I have a question about the % change shown. Is this the % change for this current day or is it overall since the start of the financial year or what? Example Does this mean the price rose by 45.63% today or since the start of FY or what?
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interest tax returns
Greetings, I have a question about interest tax returns -- I am 34 years old and have been unemployed with an income of lower than £5000 per year due to health reasons since May 2010. For past 5 years, I still have been paying interest tax (20% rate) as ordinary tax payer. Recently I learnt I would be able to make a claim…
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Al Rayam Bank Notice cash ISA
I found this cash ISA on MoneySupermarket.com offering 2% variable rate on anything from £250 to no upper limit with 120 day withdrawal notice. It accepts transfers from old ISA's and can be operated on line. I thought this sounded a reasonable deal for money which I am happy to leave for 120 days notice but have never…
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Fund performance comparison (after fees?)
Hello, I was wondering how I would check the highest performing funds over the last 6 months,1 year, 2 years after fees have been taken in to account? Rob
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Nationwide Regular Saver Withdrawal
As I've recently become eligible for the NS&I 65+ Bonds:o, I have some headroom in my 3% accounts. I plan to withdraw all but a few £s from My Nationwide Regular Saver. If I do this on 1 April, I assume the interest earned so far will simply sit there until 31 October unless I start increasing the monthly balance again.…
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exploiting the chump bump
Suppose many people rush to withdraw cash from their pensions to buy property - BTL, cottage by the sea, whatever. Presumably there will be a peak in property prices. How could I invest to do well out of that? It has to be flexible so that I can get out before the bubble bursts.
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10k to invest for my child
hi help needed please, i have 10k i want to invest for my son, happy to invest for 10 years without touching it would like low risk would like best return options on the 10k over 10 years can anyone offer help and advice please?
