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Transfer in rules stocks & shares Nisa
I am considering opening a stocks and shares Nisa probably through Cavendish online platform. My question is that if I transfer the capital for this from my current cash Isa which was paid in during 2013 does this then count towards my 2014-5 allowance of £15000. ? Thanks
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Keep cash ISA or convert to Stocks and Shares
Hi I really would like you input on this whilst I am deliberating. I have £25000 in a cash ISA languishing at 3%. I need to access it in approx 5 years to pay off the remainder of my mortgage (mortgage rate is currently 1.44%:j.) Is it worth converting it to a S&S Isa for this short length of time? I know returns can never…
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Buying Shares for Fun
Hi Everyone, I normally have a bit of a gamble on the football every week, safe to say I never make any real profit and in general I lose approx. £150 a month..... So.... I have decided to stop that and have just opened a youinvest share dealing account! Instead of wasting the £150 a month i'm going to buy some shares.…
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lasting power of attorney-gift from estate
Hopefully in correct section here for this question. I have lpoa over a close but elderly relatives estate. has his mental faculties just fine but at 88 does not want the hassle of managing financial stuff am in slightly awkward situation that he wants to make a gift 0f £2000 to my son to help him buy a car. there are…
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Old bank account
My father is in a care home with dementia, I believe there is an old account in my parents name with NS&I (national savings and investments), how can I find out if there are any funds left in it? ( This is an old type of account which NS&I don't provide any more) , I do not have power of attorney, are there any ways I can…
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Monthly TSB classic+ interest
Anyone had theirs through yet? I know they can sometimes be a little late.
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Tax return
Up until now I have asked an accountant to complete my tax return but I have decided that I am perfectly capable of completing this myself. Most of my income is from savings accounts and the rest in rental income from a flat. I understand tax in great depth as I am interested and can easily calculate what is due.…
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IT in voluntary liquidation - no reports or accounts
Some years ago I invested in an Investment Trust (the Trust) that went into voluntary liquidation in May 2010. At this time the Trust has still not been wound up, due, in part, it seems due to a contingent liability that the Trust has not been released from. I was anticipating that there maybe a further distribution as the…
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Halifax £5 Reward
Anyone had theirs yet. It seems to get later every month!
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Exit from Europe and impact on investments
I get the feeling this is now more than a possibility. Everyday positions are becoming entrenched . What would be the impact of a UK exit on pensions and other investments in funds etc?
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ISA woes - closing to open a non-transfer-in ISA
I have had a cash ISA with a building society, but I want to switch to one with Nationwide so I can manage it alongside my current account. The most attractive ISA with Nationwide to me currently is for existing customers only, and allows for instant-access. Trouble is, it doesn't allow for transfers in from external…
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200k inheritance. What to do?
Mortgage is paid, and I have a good teachers pension. Thinking of putting it into ns bonds or premium bonds in the short term, but then what. Should I pay for independant advice, and if so how do I know who to go for. Please help!!
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Can I hold onto my shares, without a broker?
I have a grand worth of shares with lloyds, but i am not planning to sell these for years and years, and I don't want to buy any more shares. Can I just hold onto them, rather than keep paying lloyds to hold them? Does anyone know? I would like if possible for them to send me the shares in paper form and then close the…
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Checking Account Limits
Hi all, I don't see a single consolidated list of number of account limits you can have for high interest checking accounts. Is there a thread for that? If not, would be really useful to consolidate the list here! Below is just based on accounts I have and removing anything I know you can't get any more (e.g. multiple…
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Interest paments on NISA
I have just invested the full 15000 allowance into a new ISA and the first monthly interest payment has gone into the same fund taking it over 15000. Will this affect the tax allowance?
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Santander shares in an ISA
Pls does anyone know if dividends from LSE Santander shares held in an ISA are subject to Spanish Withholding Tax and if so how to reclaim it. Thanks.
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Can anyone recommend a way to buy bitcoins
Im interested in investing in some bitcoins.Can anyone recommend a place/site that they have used to purchase them before?
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Higher rate tax payer, self employed... Pension advice please
I think (I have tried really hard to do my research) that if hubby starts saving into a pension it will help him save tax. Possibly even bring him under the threshold? I think he pays the higher rate at around 6-7k per annum. Am I right? How do I go about choosing a pension plan for him? Do you have any suggestions?…
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Bank of Scotland Vantage
Is it possible to hold a Bank of Scotland Vantage in addition to a Halifax Reward account? I live in England but have both Halifax and Bank of Scotland accounts (and being able to see both products on each other's websites).
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Pay in £1000 per month current account
Quick question, BOS Vantage account, how long do I need to leave the £1000 in for before I can move it? I opened this current account to earn the interest. :)
