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Your Best Performer Of 2013?
I thought it might be interesting to see people's best (and if you want worst) performing share/fund of 2013. Different people could even have very different fortunes with the same share depending on when they bought. Feel free to throw in any good feelings you have for 2014 as well. I only started investing in September.…
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Back in the UK; where to put my savings?
After 10 years in Japan, I have finally moved back to the UK and am going to be starting work here in a week's time. I've got about £17,000 in cash right now in a HSBC current account and fixed rate savers, and will be getting around £2,400 gross each month in salary. Question is, where should I be putting this cash? There…
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Where is my Royal Mail share certificate
I applied for and got 750 Royal Mail shares, and I opted to receive an old-fashioned share certificate. It still hasn't turned up. The privatisation websites are long gone. Has anyone any idea how I can contact re right part of Royal Mail? Extensive searching has come up with nothing. Is there any other route?
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How banks do credit checks
Hi, hoping there is some clever person on here who can help me out. We are in the middle of house selling and depending if all goes well to completion we will have a sum of around £240k to bank. We are moving into one of our rental properties (with no mortgage) until we find somewhere else to buy. We would like to take…
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Agribank savings bond 3.35% fixed 3 years inquiry
Hi I have been looking for savings bond at highest interest possible for over £10,000 over three years. Found Agribank on moneysupermarket.com But its not yet highlighted on this site so wondered if there may be a reason it may not be suitable for UK resident. So far always used this site for my savings guidance but need…
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new to saving and have inheritance
Hi, Im due to get an inheritance soon and need advice as to which account would be best for it. I need access to it as and when and obv would like it to generate interest. Thanks :)
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What To Do With Savings?
After some advice on making the most of my savings. At the moment I am quite comfortably saving £2,000 a month with a view to buying a house about this time next time next year. I've just maxed out my cash ISA for the year and also have 15K in a Halifax Online saver account. I'll be taking out a new ISA in April and…
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Setting up a bank account for my nephew
I was hoping someone could help me. I want to set up a bank account for my Nephew (Step Nephew if that makes a difference) in his name. I would want him not to have access to it until 18 and would like 2 pay into it twice yearly. Does anyone know if this is possible? and if so any suggestions on which one?
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NS&I Index Linked Certificates
I have a 3 year bond just about to renew and have the option to roll this into a new certificate. The option is to roll to either a 3 or 5 year certificate. The rate on both is Index-linking +0.05%. I cant see what the benefit is in choosing the 5 year over the 3 year. It seems you lock the money up for an additional 2…
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'National Savings' slip found but no savings book
Hey, I'm new here so sorry if I've put this in the wrong place :/ But yes anyway, when I was a baby my Mum set up a Post Office savings account (the slip I found says 'National Savings' with a little crown on the right) and I'm wondering how I'd go about getting the money from that account. The only thing we can find to do…
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Share Dealing sit i can deposit money asap ?
Hi All I closed my Selftrade a/c and currently have an X-0 account BUT it takes 2/3 days to deposit funds to buy shares. I want to deposit funds now to buy first thing in the morning. Does anyone know of a trading account online that allows this ? Thanks
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Savings... don't forget the easy-access thing
Guess who forgot the withdrawal-limit on a savings account opened several years ago? DON'T. Reason for posting: new year cava-induced altruism.
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Rate hunter
In terms of saving and investing, what do I look for? is it as simple as looking for the highest rate? If that is the case then why are there so many providers! surely no one would want a lower rate out of choice? yet all the majority of providers appear to offer different rates. Have I missed something here?
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fund platforms
I have my isas with nutmeg and my wifes are with Hargreaves and lansdown - with all the changes with rdr is there any fund management platforms that are better than the rest? - I still don't know how Hargreaves and lansdown are going to charge - we are happy to split our risk with isa holdings -mine going into nutmeg who…
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EMI share options from AIM-listed company - Share Dealing or Share ISA account?
Hi, Newbie so please excuse any errors or omissions. I'm after some advice regarding exercising my EMI options and understanding if the information I have been given so far is correct. I've been told that if I deposit the EMI exercised shares into my normal share dealing account the cost per share, which is shown on the…
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New to TradeFair spread betting
Have a few questions as have just opened a spread betting account, do we have anyone here familiar with TradeFair? Thank you in advance
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Fund Investment v Property - where can I go for advice?
Hi all, and happy new year. I am hoping that someone out there can advise me on where I can turn to get advice on investments for retirement. The problem I have is that I need help in deciding whether it would be better for me to invest in buy to let (residential), buy to let (commercial), funds or a mixture of both. It…
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Speculative Investments
I'm very cautious with my savings which are completely held in Cash ISAs and Santander 123 accounts. However, for a bit of fun I've decided speculate £5000 via an S&S ISA to accumulate (or not as the case may be). I'm looking for investment trusts or funds which are likely to appreciate relatively quickly and dramatically…
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Property or Stocks & Shares
Hi, briefly explain my situation - I'm 35 with mortgage of £150k with 20yrs left. Just moved so no real savings - I do have around £1k to save each month but can't decide best area to invest. Not sure whether to save a buy property to rent out or invest in a fund? What would you guys do?
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How should I invest £50k? Read on..
Given the financial climate and expectations, please could you advise how to invest £50-60k based on these circumstances: - Already own a 1 bed flat within a period house with partner in central London - Already made improvements where we can to increase value, nothing else needs doing - We owe £220,000 on this mortgage at…
