-
bonds advice please?
Hi Ive been looking at ways to invest at the moment and bonds keep coming up. I dont really knoe alot about these ill have between £10-100 to invest to start off with. Any advice or help would be appreciated thanks.
-
Best investment
Dear all, I have just inherited £150,000 and am considering buying a flat for £150,000 rather than living at home with my parents and paying his share of the running expenses. The flat would have the same running expenses as i currently pay but i am aware that there is a projected 20% increase in prop prices for the end of…
-
Best SIPP Provider?
Perhaps in the wrong section but I was interested as to who is the most recommended SIPP provider. I've got £30,000 to invest from a small pension that I had from a previous job that is releasable for no fee. I contribute the maximum sum to my a civil service pension, own 2 properties outright and do additional work in my…
-
Savings or pension top up
Hi Guys Am I better off putting say £200 pcm in to savings, or my pension plan, any advice is welcomed :j
-
Negative savings rate
ECB introduce -.1% interest rate for commercial deposits . http://www.bloomberg.com/news/2013-11-19/nikkei-futures-gain-on-weak-yen-after-u-s-stocks-retreat.html No doubt we will see this if things go badly in May 2015
-
Investing a small sum for grandchildren
I have £2000 which I want to invest somewhere for my two grandchildren for when they reach say 18. I don't want to take risks and know this isn't a great amount but can anyone suggest what might be the best way to invest this smallish sum please?
-
software that performs audits on diffrent types of loans
I have been searching for software for my job to assist us in preforming audits on our customer’s loans. I need it to handle various types of loans ranging from a fixed rate mortgage to a credit card / auto loan. I need it to be able to take in account that biweekly payments are being made. If you have knowledge of any…
-
investing for grandchildren
We'd like to invest money for our grandchildren. We have 6 - one born before 2011 & 5 afterwards. We had hoped to put the money in premium bonds, but the £100 minimum investment is too much in one go with more grandchildren planned/on the way. It also seems that only parents can open any savings accounts & ISA's etc & we…
-
Royal Mail Shares ---- Sell Quickly
The row over the pricing of Royal Mail's privatisation has reignited after one of the banks that advised the Government slapped a 'sell' recommendation on the stock. Royal Mail floated at 330p, valuing Royal Mail at £3.3billion, but shares have soared by as much as 80 per cent to 595p and were trading at 540.5p this…
-
Investment company?
hi Looking to invest some funds. Has anyone heard of a company called Family Investments based in Brighton. They look a good company to invest with! Your thoughts please
-
Change paper shares to electronic shares
My spouse has 500 HBOS paper shares. She has been informed that it is better to change them to Electronic ones. How is this done? Can it be done free. What is the cheapest way to sell them once the change has been made. Any help would be appreciated.
-
Trust fund: issues with solicitors
Hi there, I have a house and savings that are currently in a trust fund managed by a solicitors. The solicitors seem to be very controlling of the my fund and it's getting be a real pain to get my cash for things like house repairs etc, I even wanted to move once, found a buyer for my place and a property to move too but…
-
Power of attorney
I have a fixed rate savings bond with BM Savings for just over £20,000. I would now like to take out another savings account with BM Savings as Power of Attorney for my father for £85,000. Should BM fail would I be eligible for full protection i.e. get my £20,000 back and Dad's £85,000 or would I loose £20,000 by being…
-
Banks allowing jewellery storage
Hi, I have been trying to find out about banks that allow you to store jewellery. I have asked around and not found much information. What other alternatives are there to storing jewellery in banks? Thanks
-
Premier Oil Shares
Hi All Been keeping a track on the shares for Premier Oil for a while now, it seems it has been at the lowest price it has ever been this year or nearer about there. Anyone know much about what’s going on with Premier Oil – good company to invest a small amount in? Thank you in advance
-
Money in lots of accounts... How do you keep track?!
Hello all, I got the email yesterday about Natwest reducing the interest on the E-ISA account yesterday from 1.75 to 1%. I have over 5k in there... Now the obvious thing to do is to move it. I was thinking of popping it in a santander 123 current account. I chose this one as I also have a bond maturing next August so that…
-
A salient lesson for those jumping onto financial bandwagons
I read this interesting article in the Wall Street Journal about Gold. It made me think about the frantic Gold rampers we used to get in here that have now been replaced by a certain Bitcoin ramper (who I'm slightly convinced is an ex-gold ramper).…
-
Taking Profit in ISA
-
Leeds BS Fixed Rate Bond Paying 4% pa
Have you been tempted by Skipton BS and SecureTrust Bank's offers of around 3.5% pa for losing all access to your funds for 7 years? Well how about 4% pa from Leeds BS for tying up your funds for TEN years+? Minimum £10,000. Matures 31st December 2023. (Why do they do this? Is the BS going to be open for business on 1st…
-
Savings Kick Starter Diary
Im 22, still living at home with mum and dad and trying to save for a mortgage plus a few other things. Im hoping that by keeping a little diary on here it'll keep me on track with my savings a shifting my credit card! So lets start with savings ---- Savings ISA - Circa £10K (account held by parents, i have no access!…
