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Monmouthshire BS Rainy Day Saver
Anyone got one and know the interest rate? It's not listed on either current or closed accounts on their web page. I Have £1 in it, but am looking for a home for a maturing M&S 3 year bond. edit: Found it. Logged onto My Account and it displays the rate (not many banks do that!) 1.75%
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Cheapest place to hold a self select ISA
Guys where is the cheapest place to hold a self select ISA. I read something about Jarvis X-O? or would HL or similar be about the same in charges?
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Careers/saving money
I'm just wondering how you all are able to save so much money. I've just got a new job but it doesn't pay a great deal, sadly. Hopefully over time I will move up the ladder and have more money to save. I'm trying to put as much in my pension as I can and will try and build up an emergency fund. How did you become in a…
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Share prices, company info and software
I've been looking for free/cheap software that could take some of the effort out of assessing potential shares to invest in. There doesn't seem to be anything suitable so I'm using a combination of Excel and Access (2010) which helps but I'm having difficulty solving the problem of laboriously manually updating share…
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3% current account or cash ISA?
My daughter has £6000 savings and we can't decide if we should leave it in our 3% interest current account or an ISA which all have really low interest rates at the moment? Any advice would be welcome.
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Advice on Christmas Savings 2014
I hope I have posted in the right place. Yes, I know, I am already thinking of Christmas 2014! I have managed to cover this christmas by seriously budgeting to the penny. I don't really want to do it again. I am looking at from January 2014 to November 2014 saving £75 per month which I am aiming for £825 to cover presents…
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Shares in gambling industry
Has anyone got any thoughts on this? just had a quick look at a well known sports betting brand that had a slump in profits the last quarter so thought it might be worth investing a little bit of cash. Paddy Power it is if anyone has any thoughts? good time to invest or not worth the returns? Probably will just do a grand…
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No more money thanks....
I see the Cazenove UK Smaller Companies fund is to hard close in January after passing the £1bn mark. Cue final stampede before the deadline... Its figures have been stellar.
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Advice need for HSBC FTSE Allshare
My wife and I have about £40,000 to invest. I don't want to tie it up more than 5 years - I'm already in my early 70s, might want to splurge it all before I'm 80! The HSBC FTSE Allshare sounds reasonable - I don't want anything to risky. But I have no idea at all how to actually invest in this, can someone please advise?…
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First time with Investment Trust
I wish to invest £1000 now for a brand new grandchild with top ups as time goes on. After discussion with the parents we all wish for them to retain control of the money rather than a junior ISA - the mother does not use any of her S&S allowance. From a short list, and a view of 16 or 18 years, making short term…
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£1000 a month to invest?
Hi Everyone, Not been on here for a while. As in title, I have £1000 a month to invest and not a clue what to do with it? My current financial situation is this - I am 42 years old, my wife 43 and two children aged 14 and 11. My mortgage is paid off and I don't intend to have one again (for my 1st home) I have no other…
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Best savings account paying MONTHLY interest
Hi everyone. My Lloyds account has come to the end of it's bonus period and my interest has gone down from £40 a month to just £5 a month. I'm having to transfer money out of this account each month to pay for my motorbike (on 0% finance), so as the money is reducing each month I need an account which pays the interest…
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Take money out of Wrap account now?
I have recently spent most of my savings on property. As a result I now have £30,000 in a Wrap account plus £4000 in a cash ISA and £3000 in bulilding society savings account. The Wrap account includes £20,000 in stocks and shares ISAs. The overall investment disribution is 20% UK equities, 20% foreign equities, 40% fixed…
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Advice on tracker funds please!
Hi All I am new to investing and think the best way to start would be to invest 100 pounds a month into a UK tracker fund. The first thing I am looking at is which UK Indices to choose out of: FTSE 100 FTSE 250 FTSE 350 FTSE All Share My aim is focused on growth as I plan to invest for a long time 20 year min (I am 37…
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new to savings
hi there im totally new to savings i had a online savers account with an introductory bonus of 2% per anum which has now gone down to 0.5% i have £1000 to save and am unsure where to put it ie: isa bank bonds the bookies, thats a joke by the way any suggestions would be greatly appreciated :)
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Anyone investing in Vanguard's UK Equity Income Index fund?
Hi there, My S&S portfolio is approx. 70% passive, and heavily invested in Vanguard funds. Overall I have approx. a 70%:30% Equities to Bonds ratio. I dither a bit about equity income funds: should I hold more of these so that if equities tank I do still get decent dividend payments to soften the blow. At the moment the…
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buying gold - a simple question
Yes - I've read recent threads on metals, bitcoins etc, and hope this thread won't degenerate into a similar.... I plan to invest in gold. A small amount, supplementing a much larger, diversified portfolio. My view is that a) share prices are currently high, may continue to climb, but could easily slip and b) gold is…
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Funding AA Internet Saver Issue 12
Just opened an AA Internet Saver Issue 12. It states that ALL funding of the account and withdrawals must be through the linked current account. I understand the withdrawal situation. However, as regards funding the account, today I tried a FP from a Halifax account (not the linked account) and it went through fine. Has…
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Fisher Investments
Anybody had any experience of investing with Fisher? Basically an American large fund/s using OEIC's as the investment vehicle, investing in mega corps, ie the biggest. Claimed benefits, less charges, no bid/offer spread, solid long term performance.
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HiSAVE advertised savings rate not what was given?
Wat? I applied for a HiSAVE 3-year fixed rate deposit account which was advertised (on MSE and elsewhere) as being at 2.55%. After taking bleedin' ages to open the account, they have just sent me my login details, and the account statement says it's at 1.95%!! :mad: Can I do anything about this? It's not often I feel…
