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Pre ISA Investing...
Does anyone here pre-invest ready for the following year's ISA allowance for a S&S. What I mean here is I have already fully subscribed to this year's allowance so can pay no more into my S&S ISA until next April. But does anyone here invest in say funds "unwrapped" in readiness for a subscription to the next year? Or is…
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What is the better position, age 25, savings vs degree
What is the better position to be in. A. £250k saved, no debt, no job or degree. B. £0 saved, have a degree, earning £25k per year.
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What to do with £3500?
I currently have £3500 of savings what should i be investing this money into to get a good return within a year ?
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Misleading Savings Certificate Closing Statement
I recently had an Index-Linked Saving Certificate reach maturity and took no action as I wished it to roll over for another 3 years. Today I received a "Closing Statement" saying that "We've paid the balance in full, including any interest earned, as you instructed". I have never received a statement such as this…
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Ns&i issue48indexlinked+0.5%for5years
hello. would anyone out there please tell me how this ns&i 5year index linked investment is doing?. i invested the full £15,000 in to this investment & i have had no feedback at all. Was it a wise choice ?, and should i still stick at it for the remaining 3 years before maturity (2016)?. I read in the news etc that nsi…
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Any advice on my savings?
Hello MSE-ers. I'd like some opinions/advice on my savings if possible please. I've listed them all below with type of saving, interest rates, amount and access date. My savings plan is to save up £50,000 by the end of 2016 to use as a deposit for a house + related costs. (Where, when, and who with is unknown at the…
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Value of Prudential plc ORD 5p shares
Years ago when Prudentail plc floated 21% of its Internet banking business "Egg Bank plc" (the early days of the Internet bubble) I bought about 120 "Egg" shares at £1.60 each (invested £200). If I remember right, these had lost value when the shares of the loss making bank were bought bank by Prudential plc and as I had…
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Nottingham BS 2% until 31 August 2015
Sorry if highlighted elsewhere - I cant see it on 'Martins saving page' and I havent seen a fixed rate thread for a while on here from any of our fourmites. Seems to be branch only. http://www.thenottingham.com/savings/fixed-rate-2-percent/
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ISA Millionaires
Apparently they exist. Drawing hefty tax free incomes and capital gains. I recently read an article online about some that were willing to speak openly. I am puzzled what investments they chose too.... Are you an ISA Millionaire?
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Bank account with benefits ie breakdown cover
I used to have a Barclays additions account and I paid £15 per month and received breakdown cover, travel insurance, key loss recovery, mobile phone insurance etc. etc. I no longer work for Barclays and do not receive a staff discount for this so I am wondering where the best offer is for such a thing now. I guess my…
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Ignore thread please
No longer relevant.
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Savings accounts for 5 & 3 year olds
My son and daughter both have about £2000 in their own savings accounts. They are getting 3% on the first £500 and then 1.10% on balances over £500. They obviously cant have the Junior ISA as they werent born in the dates they need to be. Does anyone know if there are any decent savings accounts for them as they all seem…
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Tesco Shares
We have quite alot of Tesco Shares and watch their price fluctuate up and down . We get them under Options and SAYE as one of us works for Tesco . They pay about 4% divi and we are quite happy with that . What do others think about them ? We are likely to continue to buy as many as possible (£50pm) until retirement , about…
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USA Debt Ceiling
USA Debt Ceiling crisis could roil financial markets. Anyone selling up equities or just going to ride it out or see what happens? Could be some buying opportunities coming up??
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Best account for my children to put savings in
My 3 children have been left £5000 each from my nana when she passed away, they r 9, 6 and 15mths the 2 oldest have a Barclays account but the youngest doesn't have a account set up yet. What account is best for me to open for them so they get some interest built up. They are not going to have the money until they are at…
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Private lending / Peer-to-Peer
Hi all. Long time watcher decided its time to join in. I wanted to pick peoples brains about private lending/ peer-to-peer. With the banks offering such low rates and peer to peer offering circa 8%+ would you look at a private peer-to-peer loan. (no I am not trying to set one up or anything else) If you were approached by…
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West Brom Axa Distribution fund
Hi all I am thinking of investing a large amount of upto 400k into this fund for approx 5+ years. Can any of you help with your opinions on this fund I have chosen a medium to high risk category after seeing many promising statements of growth I'm no expert in this field but your views are really appreciated.
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Using Internet Banking To Transfer Money
Hi, Hope this is the right place for this question. I bank with HSBC and would like to transfer some money to a Santander account, not my account. Would the bank, or indeed any bank charge me a fee to transfer my money to a different bank. Basically I just want to know if the banks will charge a fee for me moving my money.…
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Ten year saving plans
After receiving a leaflet through the post I have been thinking more and more about starting a ten yr savings plan then will try and start another one every 5 years for next 3 terms i.e. 15 years. I'm 44 currently so thinking ahead to aged 55, 60 then 65, maybe even 70 but I will be well retired by then. Anyone know of…
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Large sum to be held for children beyond 18?
Hi All, Advice required please if possible: My parents are lending us £20k to get some building work done on our house. They want us to pay them back but pay into accounts of some sort to provide money for our girls when they are older, in trust if you like? Our problem is that we are not happy about them having access to…
