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Any Medium-Risk Saving Alternatives I've Missed?
Hi there, I recently got some money to invest. I have done some research, but I was wondering if the wise heads in this forum know of any opportunities I've missed. I have £50,000 to invest. I intend to invest £17,000 in cash ISAs with family members. I'm happy with that. I'm unsure what to do with the remainder. I'm…
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Royal Mail Shares / Junior ISA
Hi there, Please can anyone tell me if it possible to purchase Royal Mail Shares in a Stocks and Shares Junior ISA?
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Royal Mail Share Payment Question
Hi if we apply to buy say £5000 of the Royal Mail via the official website, do we have to pay now or will it come out of the account on the day they float depending if we get all or any?
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prudential investment plan
just been advised to invest in prudential investment plan is this a good move as I have a good bit of money to invest ? its called PRUFUND CAUTIOUS AC ?
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Nationwide Regular Saver
Does anyone have this savings account? I'm asking purely because it doesn't seem like any other Regular Savings account I've seen. For a start, it has unlimited withdrawals when most accounts I've looked at have a limit of around 4 or 6. But most importantly, the amount of interest you earn depends on how much you pay in…
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HSBC Secondary Account
Hello ALL, Is it true that one can't open HSBC Account if he/she will use it as a secondary account . My wife went to HSBC and one of the manager told her that she can't open an account if she will be using it as a second account. Never heard of this before , is this true ? Thanks.
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£20k savings Santander 123?
Hi all, I have a little over £20k which I am looking to invest. Ideally it would be fixed for no more than 1 year. Having had a brief look around, I keep coming back to Santander's 123 account. 3% interest and easily accessible. Even in comparison to ISA's (2%) it appears to come out on top, am I missing something here?…
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Royal Mail Shares
Hi, I'm interested in buying some Royal Mail shares. This would be my first time in dealing in shares so am not too sure why to do. I just want buy shares, collect dividends and maybe after a few years sell them again but am being bamboozled by info about "intermediary stockbrokers". They seem too charge an annual rate but…
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City Equities Ltd and/or Beaufort Securities Ltd
Anyone been involved with or aware of City Equities Ltd and/or Beaufort Securities Ltd? The reason I ask is that I got an email out of the blue, to my Hotmail account, from City Equities introducing Beaufort Securities. The email was gently dropped by my email filter into my Junk mail folder, so I almost missed it. Later,…
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Help with a Barclays corporate notification
hi asking on behalf of an elderly relative. shares were left for her by her husband who passed away suddenly She recently received an email with some notification and her online account says the following. Its about BARCLAYS ORD GBP0.25 shares. BARCLAYS is undertaking a Rights Issue on the following basis: 1 Nil Paid Right…
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investment bond problems
Is anybody else having problems with Helvetia Wealth ?
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ISA or 123 account?
Right, I have just opened a Santander 123 current account, not to be used as my main one (I have first direct for that), I opened it with the intention of using it to get cash back on my bills etc. There terms state that they pay current interest at a rate of 3% on balances between 3-20k. I have 3.5k in my isa but the rate…
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Disappointing Investment Bond
I have an Investment Bond originally with Axa, now Friends Life which seems to be very disappointing. I have had it for 5 years and it has gained 12%. Reading various posts I learn that it was not really an ideal investment for me, a non taxpayer. I was sold it when I tried to open a savings account at a building society.…
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Royal Mail - Yes or No and Why?
Sorry if there is a thread on this elsewhere but if there is I'm having a senior moment and can't see it. Will you be investing in the RM or not and why?
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Need advice on investment/savings for teen
Hiya everyone, One of my kids has received a small lump sum payout due to an accident/negligence. I have been given the responsibility to manage her money until she is 18, but I don't know what I should do. One option I'm thinking of, is to place it in long-term (5 years or more) investment, such as shares, but I do worry…
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Just Opened.....
..... My nationwide Save to buy ISA. Hopefully have house deposit in 3 years :)
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son in Australia permanantly - advice please on UK savings
Sorry have posted this on 2 boards as not sure which is best. My son is now a permanant resident in Australia and has about £8000 in a UK bank account getting no interest. He doesn't really want to over it out there at present. He is no longer a UK tax payer. He has a permanant job there. Please can anyone give me advice…
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Am I in breach of HMRC regs
Hello, I have just opened a 60 day notice ISA with provider X. I opened a fixed 2 year ISA on 15 May 2012 with provider Y. I haven't been able to add anything to this ISA since it was opened. Am I breaching HMRC regulation by having 2 ISA's with different providers? Thanks :eek:
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Santander123
Hi guys, I have gone through all the Santander 123 questions, so please don't call me lazy for not looking for the answer, what I would like to know is my wife is a non tax payer and about to open a 123account, I already have one, being a different named account holder, would I be able to transfer the £500 from my account…
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Advice on Savings/ISA account or both
Hi, First time poster who is very new to the world of saving so bare with me. Currently, I have about a 3000 pound lump sum which I want to save. From now on I will be saving around 900 pound a month. However, I don't know what to do with it. Obviously, with an ISA I would only be able to deposit 5760 per year but I will…
