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L&G Investment Bond
A relative has one of these. It was taken out in 2004. It provides a small monthly income c.2% p.a. and has shown a slight real terms increase in value of around 1.5% p.a. A Friends Life version has proved a much better return. c4.4%/4.6% respectively. The L& G Bond has a surrender charge of 2.5%. Why would a surrender…
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Investing for children
I have two small children under the age of three, their aunt would like to invest £250 for each of them that they receive on their 18th birthdays. Any ideas? Thanks.
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Tesco Share Prices Going South
Tesco shares down, down, down due to profit slump and pulling out from the USA. Opinions on dipping in on this would be appreciated? :T:T:beer:
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Dividends
I'm new to investment and I just wanted to get some answer on the rate of dividends can someone please tell me how much is the rate of 0.3190 and 2.3527 is it £0.30 and £2.35? i'm confused
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£50,000worth of shares
Hi all I am looking for some advice,i have been advised the company I work for are giving me and one of my colleagues 50K worth of shares next week. I am not in need of the money so can anyone advise of what tax implications I need to be aware of or any other pitfalls or tips I need to be aware of Thanks
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www.hourlyrevshare.net
Is it a scam? How long will it last? Is it another way to hide the infamous Pyramid selling scam?? Looks to good to be true is to good to be true?? Just like the FFI fuel tablets scam What's you thoughts? Tech2
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Index-linked Savings Certificate calculator
Does anyone know why this has not yet been updated to show rpi as at April 16th 2013?.....thanks ed123
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sharesave scheme question
Hi all, I've had a sharesave letter from my company giving me the option to save for3 years and then at the end of the 3 years I have the option to either take the money, or buy shares (in which the price is set now at about 20% below the market rate)... It seems like a win/win situation because If the shares lose me money…
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Birmingham and Midshires Savings Non 0845 phone number
I am trying to phone Birmingham and Midshires about an account I have already have with them. The only phone number that I can find is 0845 602828. As my provider charges high rated for 0845 calls does anyone know of regional or non 0845 phone number which are free for me for Birmingham and Midshires Savings . Thank you
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N Rock Reward Exclusive 3.16% Account Bonus Ends Soon
This account now comes under Virgin Money. The bonus on this account ends soon after 18 months and the rate is then cut to just 1.5% Time to look for a new home!
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isa transfer
i have an ISA and want a better deal what should i do :o
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RBOS Shareholder Action Group
ALL, considering whether to join above group. For those of you that dont know its to do with reclaiming lost income from during rights issue. it will cost me £350 to join. any other considered it?? C
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SE trackers
Hi I want to invest in a fund that racks the index of the stock exchange. I am yet undecided to do either a US one or a UK one. Can anyone recommend the cheapest ones in terms of cost for each please and a lik to the site? Looking also for one where you can invest smallish regular amounts. Thanks.
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long term investments
Hello, I am about to inherit £20,000 and I would some advice on where to invest it. I am 28 and I dont think I will have a good pension so I would like to invest the money in a long term investment that will produce a nice nest egg when I am 60. I am not sure where to look for advice. Can anyone help?
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Parent gifts money to buy house. I pay back at mortgage rate I pay to the bank.
I've always thought buying a property and renting it out would give a good return on investment. Problems being maintenance etc of house and risk of dodgy tenants. But what if my parents were the landlords and I was the tenant so to speak. Here's my thoughts. I currently owe the bank circa 74k on my mortgage. I currently…
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Frontiers
Got an alert from HL about the launch of a new fund covering frontier countries (basically new emerging countries, given that all the old emerging countries have now emerged). Not necessarily going to jump into the new fund, but considering existing frontier funds. It's for a SIPP so 30-year timeline, and I'd be okay…
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In shock I just recieved £23,500.00 In Premuim Bonds
for my 21 st Birthday!!! My Parents and Grandparents had been saving the bonds for me over the years! I can't stop thinking about the money. I am only 21 should I leave the money In Premium Bonds for 7 years do you think it could reach 30k by then? I might add £3000 soon . What else could I do with the money I had an exam…
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(very) short term lump sum deposit options
Hi - What's the best thing to do with a lump sum (from a house sale) for a couple of months max? Instant access needed and no-risk. Is a low-interest Instant Access the only option? Or should I just stick the lot in Premium Bonds?
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Is tax payable on an Endowment policy?
Please excuse my ignorance here :o A "unit linked endowment assurance policy" that I took out 20 years ago is due to mature next month. It is not linked to any mortgage it was just taken out as a savings vehicle. The amount payable is quoted as a gross amount, does this imply that tax is payable on some part of the amount?…
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A 9yr old CTF
Hi, we opened our CTF around 9 years ago with the Govt's £250, and have put £30/month into it ever since. What do you think? Should we leave it where it is? Carry on paying this £30/month in? Leave it, but take our £30/month elsewhere starting from now? Remove it all, and cut our losses? Leave it for the next 10 years…
