-
Different savings goals over different time frames? I've made a spreadsheet!
I've recently started to get my finances in order, and after working through my budget I decided it was time to start saving...gulp. I started to get rather confused, I had lots of different things to save for over different time frames, how was I supposed to know how much to save for each thing? I'm no expert but set…
-
superannuation lump sum
hi i currently have 20k in my barclays saving account(flexible bond) but have been told i have to move it.what would be my best options. any advise greatfully received x
-
Locked in shares
Im planning on calling on monday but I thought I would ask here first. I just left my job at tesco and I was part of a share plan. Automatically my 174 shares were sold when I left. some of my shares were conditional some where locked in. My 46 conditional shares were sold and sent to my employer with a value of £156 to…
-
Childrens Accounts - Is there a maximum?
Evening all My children have now passed the £200 interest in their accounts from money funded by parents, so it needs to be declared and is being done so. So is there anything stopping me using their accounts as my savings accounts now? Ie I can't get 3% (outside of ISA's) for easy access so is there anything preventing me…
-
Exposure to Global Property?
I'm currently researching some investment ideas to put into action later this year, and am currently looking at splitting my money between Cash, Shares, Bonds, Peer to Peer lending and Property. I have ideas on what I want to invest in for most of these asset classes, with the exception of property (I don't have enough…
-
Trustnet charting tool - how to chart a portfolio?
I've been trying out the Trustnet performance charting tool, and it's great, but is there any way of automatically adding the funds from one of your portfolios to a chart? (or alternatively saving the list of investments for a chart so that you can chart the same list at a later date?)
-
Investing in Commodity is Beneficial?
Hello all I am new, who looking for invest money in commodity market! Is it beneficial to earn in commodity trading?
-
Need advice please
Hi,I need some help please, I have had my ppi put into the bank now and really need some advice on the best place to save it, I have £7500 and can top this up to £10000 with other savings. I don't need to use this money for anything so can lock it away if that gets me a better rate, I would also want to add more to the…
-
'Bonds are in a bubble'?
I've read on a couple of threads 'some people think bonds are in a bubble'. What does 'in a bubble' mean?
-
Honest Money
Hands up: Who is awake on here? http://www.youtube.com/watch?v=QGZ5f1G1Ep0&feature=player_embedded
-
Short term deposit of £10k
Apologies if this is the wrong thread, wasn't sure where it would fit best.... I have been given a cheque for £10k which was a complete surprise so I don't know exactly what to do with it yet although it is likely I will be spending most or quite a bit of it within 2 - 6 months. I have a Lloyds Vantage account (with @£6k)…
-
What's likely to have happened with our Northern Rock shares?
Warning - this is going to be lacking in information i know. This is my mum asking me, so i'm relaying the information here. You'll have to tell me what extra info you require & i'll then get back to you. My folks had Northern Rock shares. I asked her how they got them & she said with the mortgage. They went through a…
-
FSCS Compensation Scheme and Limited Company Accounts
If personally you have up to 85K with a bank, this is covered by the FSCS scheme. Now say, you are also the director of a limited company and this company has a bank account/deposit account with up to 85K in: is this treated as a separate entity and protected separately up to an additional 85K limit, or as you are the…
-
What should I do with tax money whilst I wait
I am self-employed and will need to pay my tax in Jan. Any ideas as to where I can keep it for now? My accountant mentioned a Deposit Account. Is this a good idea? My business bank account is with HSBC
-
Pension plan?
Hi everyone, I hope Ive posted in the right place..... I just had a general query that some of you might be able to help me with.. I'm a music tutor (self employed) and have been paying into a personal pension plan with Scottish Life since 2006 approx £90 per month (government adds £20 approx. for their part of it). Ive…
-
Savings account for nephew
I am hoping for some advice... i wish to start putting some money away every month for my nephew and wanted to know if I was able to open an account on his behalf. I am not sure if my sister has opened an account for him. I do not want to give the money directly to her as I am not convinced she will save it for him. Any…
-
Savings account for nephew
I am hoping for some advice... i wish to start putting some money away every month for my nephew and wanted to know if I was able to open an account on his behalf. I am not sure if my sister has opened an account for him. I do not want to give the money directly to her as I am not convinced she will save it for him. Any…
-
Certifying Marriage Cert?
Hi, The institution that holds my ISA require a certified copy of my marriage certificate to change my name on my account (I am unable to make a withdrawal until I do this!!). I refuse to pay for this (solicitor or P.O.) as I've already sent them 2 copies & after failing to do it over the past 2 years, they suddenly are…
-
Children's savings/ISAs
Can someone please help me as I seem to be up against the proverbial brick wall. My two granddaughters, aged 12 & 14, live in Malta and any savings 'products' I've looked at are limited to UK residents. Does anyone know of savings, trust fund, ISA, etc. that overcomes this problem. PS: Years ago, I did open up RBS Rainbow…
-
Pacific index
Hi, I would like to know if other fellow DIYers have investments in mutual funds or IT in Far East and if so in what % of your total investment? I have a Vanguard 80 equity fund but I would like to increase my investment in the Far East a little bit more so I was thinking of buying an index tracker for the FE. Does it…