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Buy to Let Millionaire
Is or was anyone on the MSE forum a buy to let millionaire in terms of having a million pound equity in houses. what was your story, was it a full time career or alongside another job
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Who do you invest with? (not bank savings accounts)
In 5 days time we'll all have another £11K to invest in S&S. Just wondering who do you use as your provider (eg. Fidelity) and what is the majority of your port folio based on? Are you going for aggressive risky investments for high return, or steady, long term investments?
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Short term accounts for group purchases - but for a lot of groups
I am thinking of setting something up, one part of which would allow people to pay their part of the overall cost for a larger bill (eg a group booking for a stag do) into an account when they are ready and once everyone has paid the lead can then spend that amount on whatever they were saving for. I'm not worried about…
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Taking all of your savings out of the bank and into the Bank of Pickle Jar
A good idea? A bad idea? Would you do it? Thoughts?
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ARCH CRU Mis-selling - IFAs to pay up
any ifa that mis-sold ARCH CRU investments will be responsible to compensate their clients. any ifa involved MUST write to their clients by 28th April toown upon mis-selling and then for a claim to be made against them. clients will be fully compensated plus gaiins fantastic innit - i guess ifas can afford it tho' cheers fj
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How much would you pay for IFA advice on fund switches?
After the RDR, financial advisers are generally not being paid trail commission on investments. My fund has now switched to being fee based, rather than commission based. Question is, how much would you say is reasonable to pay for advice on fund switches? I'm currently with Skandia, and they offer a multitude of funds.…
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Flexclusive ISA at 4.25% for 6 months or FlexDirect 5% for 12 months?
I really need your advice as I am now totally confused as to the way forward. The OH and I each have the Flexclusive ISA at 4.25% till 31.10.13 then 1.5% above BOE base rate till 01.01.14. I was intending subscribing the 2013/14 ISA allowance to it till at least October. However finding that the new FlexDirect is paying 5%…
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Higher risk for £10k what would you do?
Having come into some money and placed most of it 'sensibly' I would also like to invest around £10k in higher risk (but not silly) options but for a maximum timeframe of 1 year. I have read the Tim Hale book as suggested on here to me in the past, found it useful, but find he is best at safe-ish investment advice. The way…
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Birmingham Midshires
Does anyone know anything about Birmingham Midshires I have a certificate for BM 9 3/8 percent Permanenet Interest Bearing Shares. Any ideas?
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Charles Stanley Direct - Any problems?
I've asked before about experiences with Charles Stanley Direct, but this is prompted by problems today..... Just tried to open an 'advanced' account to open an ISA ..... got all the way through the registration process only to get an error at the end, but no indication of what the error was.... help desk only work…
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Cash deposits
Does anyone know if there is a limit to the amount of cash you can pay into the bank,
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ISA clarification please
Hi, I currently have an ISA that has its maximum amount in it for 2012-2013. I don't have much saved so I want to make the best of it. I have a few questions that need clarifying, appreciate the help. I need to move the ISA I have as the rate drops down to virtually zero so can I open a new 2013-2014 ISA now (before year…
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Investec High 5 - breaking notice period
Hello, I have an Investec High 5 (issue 1) account and need to break the 90-day notice period for a house purchase. I thought the penalty was 0.5% of the balance (which would be fine) but can't find any mention of this now on their website. Does anyone here know, or have they done this before?
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Best savings scheme for a business?
My Ltd company is building quite a lot of cash that I won't need for some time. The business savings account is giving 0.05% interest - what's the best return on this money (£20k+)? Can I lend to e.g. UK Government (don't want a risky dodgy deal)? Thanks
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top saving rates comparison?
Hello there, I hope that this is the right place for this type of query....... I am currently looking to compare the top interest rate savings accounts instant access doesn't phase me as long as it's not locked away for more than 12-15 months (I will need to withdraw in about 12-15 months at earliest). However I don't seem…
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How to bet on anything?!?!?!
Hi guys, I was wondering if anyone knows of any websites/companies that offer to bet on anything which also give good odds. I have some friends who are just starting amatear boxing and believe will become world champions one day. I know this type of thing can be done because I remember Shane Willaims' father winnng £25,000…
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Help needed: transferring shares from a child to an adult
I am desperately trying to find out how I go about transferring my shares to my own name as my father is dragging his feet. It should have happened when I turned 18, but as I'm now in my 30s I think it has been long enough. The dividends come in with his name then account and my initials. Any help will be much appreciated.
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stocks ISA with X-O
hi looking to open up a new ISA account for investing in shares / funds. currently have some funds in a halifax ISA, but am looking to move away from them due to their management fees. I was looking at x-0 and it looks quite attractive with flat trade fee and no account management fees. on their fees page i saw they charge…
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MSE News: 'We will be different to the FSA'
"'We will be different to the FSA', says new regulator, the FCA, as regime changes today... " Read the full story: 'We will be different to the FSA' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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April Fool's Gold
As well as the very sad German Flea Circus story ;) I see on the BBC an interesting article on Gold. How much gold is there in the world Which ever quantity you go for it doesn't amount to much. Does make me wonder if they find gold bearing asteriods what impact it might have (Impact on the price of gold, not the moon…
