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My Virtual Portfolio...
I have set up and H&L account with funds on hold and have been running a virtual portfolio to have a look at what's going on before investing. I have the following five funds being monitored: Invesco Perpetual High Income Marlborough Multi Cap Income Newton Asian Income Newton Real Return Class A Troy Trojan Income Fund…
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Tim Hale - Smarter Investing
Over the past year or so I have been trying to educate myself. I am excited by the prospect of investing. I have read rich dad poor dad, the naked trader, free capital, and get a financial grip as well as regularly reading forums and popular websites. Most advise not to waste time and get started, but I can't help feeling…
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First Direct Explanation
Hello I came across the article regarding First Direct offering £125 to people who switch from their current account. (link below) http://www.moneysavingexpert.com/latesttip/ However the articles states that santander beats FD on this and I'm not sure how. In the article in mentions 6%, does that mean that I'll be getting…
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Capital Alternatives [text deleted by MSE Forum Team]
[text deleted by MSE Forum Team] Capital alternatives are an investment company offering many investments. They have sent me brochures offering land investments, mining investments, amongst others including hotel rooms, wine, art and gold. [text deleted by MSE Forum Team] I have done a small amount of research on capital…
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Coventry 2.6% Poppy ISA April 2013/2014
http://www.coventrybuildingsociety.co.uk/savings-and-investments/cash-isas/cash-isa/cash-isa.aspx?WT.ac=poppyisaflash
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New ISA allowance Sat 6th
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ISA Transfer from Santander to Santander
I've just opened a Santander Direct Saver ISA (Issue 1), for the coming tax year. I have a Santander Direct Saver ISA (Issue 9), for which the interest rate will plummet as of tomorrow (hence I opened new account with better rate). What I'm not clear on - how do I transfer my Santander ISA savings to the new Santander ISA…
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Take loan or not?
I'm going to University in London this September. My family home is in London but I'm planning to live out in a room at a maximum of £130 a week. Will have a part time job that pays a solid £500 a month after tax. In essence my job will pay my rent. Food & transport & similar expenses will count for very little as I'll be…
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Stock ISA Options
Are there restrictions on what funds one can invest into and treat it as a ISA? For example, there is a Currency Fund I've been watching that has done quite well. Is it possible to put 5K in this Fund and treat it as a ISA keeping the gain or increase in value tax free? Must a Fund go through some approval process before…
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ISA vs Santander 123 Account
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Experiences of Sippdeal
Does anyone have any experiences of using Sippdeal for investment account or ISA? After looking at all the commonly available platforms Sippdeal look to offer reasonable charges for smaller portfolios and for making regular investments however I haven't heard much about them and they don't seem to be mentioned that…
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ISA Subscription Error
I have made an error trying to set up a Stocks and Shares ISA. I have £5640 in a cash ISA I would like to transfer to stocks and shares. I have already opened a H&L account and closed a non ISA savings account to make up the remaining value for £11,280. Of course on closing the non ISA account I was paid interest and quite…
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Which savings account for Students
My daughter is going to University and has got her paperwork all sorted. She has been working part time and has generated a little bit of savings (approx. £4k) to help her through her university time. What should she do with these savings ? ISA ? Some form of savings account ? something else connected to Uni ? Thanks for…
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10k in x2 ISA's, what shall we do with it?
Hi, I am new to the forum, but have always known about this place, and it has helped me a lot for years now. It has always been a great go to place for help and information mixed with a variety of peoples views and opinions. I'm not one to message in forums but I always like to have a look in now and then. Sorry if I have…
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money builder 15years
Hi all I have been looking for a long term saving account, probably over 15 - 20years. I can save about 75.00 - 100.00 at the moment and increase over the next 5 years probably about 10 - 20 per year. I am 42 years old (not sure if that is relevant) I have received some information from scottish friendly or would I be best…
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Withdrawing some money from ISA
We need some house maintanance & would like to withdraw some money from each of our ISA's. When is the best time to do this? Our interest for this year is not showing yet should we wait until it is?
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Bond bubble? Blunt question.
So i read on the daily mail website we could have a bond bubble about to go pop.(also a few other places over the last couple of months) http://www.dailymail.co.uk/money/investing/article-2302885/Cash-seeping-bond-funds-IMA-data-shows.html I've got £10K of Aberdeen High yield bond…
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Potentially stupid question - FlexDirect
Maybe it is a daft question but I'm going to ask it anyway.... Just funded a new Nationwide FlexDirect account this afternoon with the £2.5K and am assuming that I don't have to cycle £1K through it too for this month - would that be correct? I may have to hid under a rock now! :o
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ICICI - £2 for password recovery
Just had an email from ICICI. From June they will charge £2 for password recovery if they have to mail you the new password, online is still free. Interesting, not heard of that before. The shape of things to come?
