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Annual interest
Hi, I've got a quick question - if i open an account that pays interest annually, then i close the account after 6 months, would i get any interest? I'm opening an account with BM and couldn't find an answer in their small print. I tried googling aswell but again i couldn't get a straight answer.
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Can i save in my childs account?
Im hoping to save some money for just 18 months, Im not too fussed on the interest as it will be pennies while it builds up. Tbh im not too clued up on savings accounts, just want one that doesn't charge tax. Would it be best to put it into my child's empty account ( they use a different savings ) Total amount after 18…
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Santander Loyalty Monthly Saver - Check your interest
If you had a Santander Loyalty Monthly Saver then check the interest and complain if it is not right. They only paid me 0.1% in the last month rather than 5%. They have now paid out the difference.
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Quick one on isa
hi i have invested 3.5k May this year .i now need to reinvest the same amount (matured isa) as of this January . Do i have to do a transfer Isa or use nthe no transfers option regards Beatrice
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Dual-listed AIM stocks can be included in an ISA account
Up to recently, very few investors were aware that dual-listed AIM stocks were permissible investments within an ISA. Within current HMRC rules, if an AIM listed stock also has a secondary market listing on an exchange that has been approved as a ‘Recognised Stock Exchange’, that stock can be held within an ISA. Clearly…
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need to learn how to use a spreadsheet
Hello, Tired of working with bits of paper. I use Linux instead of Windows and have LibreOffice Calc spreadsheet installed. Before I settle down to mastering the basics of it I wonder if there's something specifically designed to track the share prices of unit and investment trusts? If there is, would it be easier to…
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Bonds and ISA
I am 66, very much a lower rate taxpayer and, apart from no tax return to do, no point I can ever see with the amount I keep in savings and investment in putting shares or most funds into an ISA especially as there are administration costs. However I have bought one or two retail bonds and I am thinking that maybe if I buy…
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Child savings
I have just received a cheque for £4000 from LV f or a 10 year savings plan I invested in for my child. I want to reinvest this and pay additional monthly contributions into the fund. My child is 11 so I would like to save in this plan until she needs the money for uni or a car etc. I am a higher rate tax payer. Hope I…
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Investor Says He Is Not Liable after Selling His Company
18 months ago I invested £30,000 with a property refurbishment company. The money was spent towards renovating two properties which are now rented out, and I was promised a £40,000 return I have received nothing. The company I invested in has now been sold, and subsequently closed down. The original owner says he is not…
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Want to deal shares online
Hi there I have a few shares dotted around and almost no share certs. Most are held in Crest form by a variety of companies eg Equiniti, Comptershare etc. I have applied for a Sippdeal.com membership to do online selling but they need my share certs sending to them. Should it be possible to do that electronically or do I…
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Post Office online saver
Not sure if this has been mentioned but heads up, the post office just sent me an email saying they are to reduce interest rates on the 17 jan on various accounts. They dont give much notice eh!
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Vanguard Life Strategy
Hello all, This thread was created to talk about the Vanguard Life Strategy fund which includes the 20/40/60/80 & 100. Please tell us what you think about the VLS and how you believe it would act as a core within a portfolio. Please be aware that investments can go up as well as down so unless you are planning to invest…
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Cadburys / Kraft / Mondelez
I had a few shares in Cadburys which was bought out by Kraft for shares and cash a couple of years ago. To 'reunited' with my cash a 'share reunification' business, Georgeson, wants to take 10% of the cash as commission - which is for nothing as I hadn't lost the Cadbury share certificates. Do I have any alternative other…
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How much Interest would I get.
How much interest would you get per year from £100,000? taken into account todays best interest rates and tax deduction of course. thanks for help.
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For Financial Advisers/ Users of Avelo 1st software
*Moved here from different part of forum on advice* Good evening, not sure if i've posted this in the right place but I know a lot of financial advisers/paraplanners and general financial services employees use the forums. I'm a paraplanner for a small financial adviser firm who uses the Avelo 1st software, version 10, and…
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Transferring to Cavendish Online S&S ISA questions
Hello everyone my S&S ISA is currently with cofunds via moneysupermarket. I really am stupid for not doing some more research into who to use for my S&S ISA. I'm not being charged any initial investment commission but I am getting charged commission for other means which I can save by transferring to Cavendish Online which…
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Confused with investment trusts, stocks, shares..etc.
I am trying to get my head round all these financial terms because I want to start puting £80 a month into an investment trust for my 2 year old untill she is 18, maybe 21. The whole thing is giving me a headache. I already have a CTF account for her, but I would like something different. I am thinking I may go with…
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HELP! - What's my best option??
Hi, i'm trying to setup a savings account/ISA etc so that i can start putting money aside for a house deposit but, after reading through various 'which', 'this is money' expert websites etc, i'm more confused than when i started... and was wondering if anyone here can maybe point me in the right direction? We're looking to…
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Best Isa for me
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IFAs piled into balanced funds to maximise commission - HSBC
"Analysts at HSBC have suggested the popularity of balanced funds towards the end of 2012 was due to advisers attempting to maximise commission income before the implementation of new rules following the Retail Distribution Review (RDR)."…
