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500 pounds a month
After rent/bill payments i'm usually left with enough to put about 4-500 pounds away into savings, if i'm sensible with my money (which I'm 100% focused on doing this year). Obviously I have the occasional thing like car tax/a high bill meaning i'd like some access to my funds at a moments notice, but I'd really like to do…
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belated heads-up on Alliance Trust unwrapped charges?
I'm basically a buy-&-hold type and was swamped with work in the last few months. A new year investments review shows that while I wasn't looking AT started charging me £12/quarter for my unwrapped dealing account (contains £12k, 2 holdings, VIGSCA and a HSBC US tracker). Am I right that they previously weren't charging me…
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8.05% Rolling Account One Year Notice from Friends Mutual
http://www.friends-mutual.com/en/show-all-current-rates/ 8.05% if you deposit £100k+ on a rolling 1 year notice period. NZ based so no UK deposit protection but insurance with Lloyd's covering deposits up to £500k. Who are these guys? And what are the tax implication?
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Put and Call options on the FTSE
Hi guys, I gather today is expiry day on the FTSE. Just wondered does anyone know anywhere to find out how many Put or Call options are on a stock or index etc? Thanks.
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Halifax OD Warning
Just a warning to any Halifax customers! I went into my planned overdraft in September and the first week of October. No issues with money, I just have multiple accounts and used to use this one for a mortgage on one of the rental properties I own. They took the planned OD fee from my account. I put the account to £0…
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inheritance advice needed
my mother is 87 and is due to receive an inheritance from her spinster brother of a considerate amount, my mother has requested that myself and my brothers and sisters receive her inheritance made out in equal amounts to each of us, the solicitor has said that this is not possible as it is classed as money laundering, is…
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mirror fund
I have an investment with Friends Provident in a student accommodation fund which is supposed to mirror the Brandeaux Student Accommodation fund. The actual fund shows a share value of £3.15 but Friends shows only £2.43. What would the explanation for this. Any help appreciated. dc
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If you had £55,000
for a short period of time (one - two months only) - where would you put it? I'm thinking my husbands cheque account isn't the best home for it....
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What should I do with my son's £2,000
My son who is almost 4 has been given £2,000 from his grandma, he was born in 2009 and has the £250 that was given to him on birth by the government of which is in a Child Trust Fund with the Halifax Building Society. I would like to get the most from the £2,000, the money is for my son's future and do not intend on him…
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Santander 123 Account
Hi all, I read Martin's take on using the Santander 123 account with interest. He noted "it only adds up for those with higher spending and higher savings - or those with Santander mortgages" Just wondering whether it's good for people with good savings who aren't big spenders? My savings have been sitting getting no…
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Investment Bond Maturing
Hello forum, Please make the usual allowances for a new forum member, and for my first post/thread on here :-) My mother has an Investment Bond with Prudential that matures ( after 20 years) towards the end of this month. And so has some decisions to make. I'm afraid I don't have full details but do know the following: *…
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Coventry 60 day ISA now 2.8%
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2 types of savings accounts required - advice reqd. please.
Hi, I'm hoping someone may be able help/advise. I currently have two savings accounts, for very different reasons, which are due to end their 'bonus' rates or have already. I have an AA savings account into which I make regular payments of £300 per month, hopefully rising to about £500 per month, to repay a loan I…
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Direct bond investment - help to understand!
Hello MSEers I've been somewhat randomly looking at the list of bonds for sale on the HL website, but clearly I don't understand them as they seem to be very attractive. Hopefully somebody can help clarify as this is a real gap in my knowledge. This page...…
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Best savings account for an under-18
Hi all! I'm currently 15, but will be 16 in a few months. I have about £4000 that I'd like to save somewhere, because at the moment it's just sitting in my HSBC MyMoney account losing value to inflation. I've had a look at Regular Savers, specifically those from HSBC and FirstDirect but they both require you to have a…
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Saving account with three names
Hi I would like to open an account with two other people for saving purposes. Accounts with 2 names is common but account with 3 names do they exist ? All the on line application I have seen seem to cater for joint account only
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First Direct Regular Saver
The regular saver with FD, does this continue at 8% after the 12 months is up? Or is it for 12 months only? Thanks
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First Direct Regular Saver
Just opened one of these, apparently the interest rates are being updated in February, it may go up but most likely it will not, so if you're thinking of opening one, might be time to do it.
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keeping shares without paying account charges (non-trading fees).
Hi. I bought 177 (was 1,770, but since divided 1/10th) RBS shares a few years ago, when things were going bad. They got worse, and my £1,000 is currently worth £615. At one point it was worth £180 though so it's not all bad. Barclay's Stockbrokers are charging me a fee for not making any trades. I looked at III, I got set…
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Coventry 3.1% 60 day cash ISA Ends Today
Coventry Building Society is set to withdraw its market leading 60 Day Notice ISA (2) paying 3.10% tax free/AER at close of business today.
