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Need advice on Current account 3% is about to run out
Hello Last year I switched from a terrible Halifax current account to a Santander account as they were giving me a 3% interest on my current account. I got a letter from them last week to say it will stop in January and the rate will now be very low. Can anyone advise me on a good current account with a good interest rate?…
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Help and advice needed
Hi all, I am a 19 year old male struggling to save! I was wondering if there are any companies or banks that can take savings direct from payroll so it never goes through my hands and could maybe have no access to the money for a few years to let it build up? Any other ideas on how to save would be gratefully appreciated.…
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jardine matheson
Hi, i am looking to invest a few thousand pound in jardine matheson They are not listed on the uk stock ecxhcnage but are in Hong Kong, i have done a quick google search and a bit more information but am unable to find a place where i can invest as my usual company does not cover this area, any suggestions on a…
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Savings. What to do ?
Hi, I'm looking for some advice on whats best to do with my savings etc. I currently have a Halifax online saver account but they have dropped the interrest rate to 1.8% which im not happy with. As of now i have exactly £10k in the account. I will be looking to save a minimum of £250 a month every month but depending on my…
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Childrens Bonds and savings
Good evening all, I was wondering if anyone knew (save me a phone call) were looking at getting ns&i childrens bonds for my 2 boys. what it is is my nan has decided to give them the money now rather than write it in her will they have £1000 each and we wanted to invest them in bonds my question is she has given them…
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Which online broker?
I'm pretty slow off the mark here, but I am looking to get out of III. I don't invest actively so the £20 commission per quarter is no use to me. I'm looking to move somewhere with equally good customer service (perhaps that's unrealistic), a low transaction fee (in case I do decide to make another investment) but most…
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Views on Abundance Generation?
Has anyone had a look at Abundance Generation? Does anyone have any feedback on investing through Abundance? I've got some savings I'm looking to put into something, and I've been looking into Abundance. They let you invest directly into renewable energy projects in the UK and get a return of 5-9% IRR. Their website is…
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In need of advice
I am asking on behalf of my mother. Her situation is she is 55 and recently seperated from her husband. She has sold the family home and now has that money to buy a new house and live on until retirement. She is currently suffering from stress due to the breakdown of her marriage so is unable to work. She has nothing in…
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Press Headlines
"Major markets flat on Obama win" No they are not. Yesterday when it was looking like an Obama win the DOW romped over 1% higher. Today nearly every index is green. Not by a lot but based on recent rises that would be difficult, but they are not flat These types of headlines are frequent, not just for major events. Anyone…
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Morrisons WH Smith, Home Retail Group, Ocado, Sainsbury, Tesco and Dixons shorted
Morrisons, WH Smith, Home Retail Group, Ocado, Sainsbury, Tesco and Dixonsare all being shorted according to this http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/9659577/Revealed-Hedge-funds-betting-millions-against-Britains-high-street.html#disqus_thread
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Picking funds for a Stakeholder pension
My OH has just got a new job, company uses FP to run a stakeholder pension. She has been given a list of funds to pick for the pension. We have never had to do this before so are a bit lost. Is there anywhere we could to read some sort of "newbies guide" to picking the best funds for you pension/investment depending on how…
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Banks battle NOT to top best buy tables!
The seven day savings bloodbath: Savage cuts as banks battle NOT to top best buy tables Read more: http://www.thisismoney.co.uk/money/saving/article-2228913/The-seven-day-savings-bloodbath-Savage-cuts-banks-battle-NOT-best-buy-tables.html#ixzz2BV4MWUzl
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Views on Zopa?
Am thinking of investing a fairly substantial (5 figure) sum in Zopa. The rates are very good compared to the 3%ish best savings account rates, and although there is some risk, it seems to be spread very effectively. I've tried investing some small amounts to test it out and have had good results. I don't necessarily want…
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Moving non-EU salary to the UK
Dear moneysaving experts, I currently reside outside of the EU but am planning to move to the UK towards the end of this year and was wondering whether I will need to pay any additional tax to bring my savings from my non-EU employment, which has already been taxed, into the UK. I am currently not living in the UK but…
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I am inheriting and need advise.
Hello, I am in a rare position in that I am about to inherit around £60,000.00 and am at a loss in what to do, I’ve read the site and have ideas but also questions, your help would be great. I will be putting this year’s ISA allowance for me and my Wife into Stocks and Shares ISA, there are so many to choose from, how do I…
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Templeton Emerging Markets Funds
http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=ITTEM&univ=T Hi was considering this as part of my portofolio. I am aware it is a higher risk strategy but I was wondering if people here have this fund in their portofolio and also their views on which platform to use for this. I have a vanguard fund in an ISA…
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2.75 Gross with Virgin Money
I noticed the 'best' instant access savings account on this site is Derbyshire bs, at 2.5 including bonus. My Northern Rock account (which just became Virgin Money) shows my gross rate (as non tax payer) as 2.75 on the bank screen. It makes me worry that it isn't the 'real' rate that I'm getting... ... if it's 2.75, why…
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Make £100 per account move
If you move your account to Halifax they are giving away £100 providing at least two direct debits are on the existing account. Could be a pain altering all feed in accounts such as Pay Pal and child benefit and Credits etc though.
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Child Saving Account
Hi I have just got myself thoroughly confused looking into high interest accounts for my daughters and am hoping someone on here can give me some pointers! My daughter currently have Halifax Save 4 It accounts and I am looking at opening a higher interest account for them. I am not worried about the money being tied in for…
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Coventry Poppy 3.25% fixed until Dec 2014
this account is being WITHDRAWN TONIGHT F4