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Rates are dropping fast
blimey... Saga. One day 3% fixed fro a year, the next...all they have is 2.75% fixed for 3 years !
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Want to get into stocks/shares
Hiya, I've always wanted to get into stocks/shares - which ever it is. I have around £500-700 I could easily lose without being depressed, and as I'm new to it all I can expect that. I've had my eye on joining III.co.uk but they do a £80 pa fee now it seems. What I want to do is put a few hundread in a few companies and…
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Fastest possible savings account application process?
Hi everyone, Newbie to MSE here. I'm a foreign national living in the UK, in the process of applying for a partner visa to extend my stay in your fine country. My partner and I have been trying for months to open a new joint savings account, following the site's recommendations for the top accounts at the time -- have…
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Trust Fund not being managed efficiently
I wondered if anyone could advise me. I was left a small trust fund which is managed by a group of solicitors who are the trustees - they in turn have a company which manage the portfolio - it is only £12k but as I don't have a pension it is important to me to have it yield the best possible return. Last year it made…
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Self Managed ISA and moving overseas
Morning My wife and I are planning to move to Australia (permanently) next year. I already have a self managed ISA. We have a house in the UK which we will rent out and generate an income. My question is whether I can open any more ISA's whilst abroad taking into account I have a UK income and will be subject to paying UK…
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Nationwide bond maturing - low rate offered!
Have a Nationwide bond maturing shortly. Best they are offering is 2.80% (2.24% after tax) for a 3 year bond! I have looked around and there appears to be a complete dearth of fixed rate accounts. I am getting 2.25% after tax with my Natwest esaver for the next 12 months so am thinking about shifting it there and hoping…
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Save as you earn after company goes into administration
The company I work for recently went into administration, I had savings in a save as you earn scheme and am trying to find out if my money is safe or not. So basically does anyone have any experience with what happens to a save as you earn scheme if the company goes bust?
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Where now?
I had some savings which have come to the end of the deal they were on. I was getting 3.1% but now I cannot see anything like that. Should I keep looking or give up and accept I will only get 2.5% now??? Do you think anything more exciting might come out soon?
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investing money help
i could mebae have 20k or mebae 25k to invest what would be the best options for this ? i dont have any isa`s at the moment i could afford to lock the money away for a maximum of 2 years any help appreciated
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Transferring My ISA
Hello Guys & girls. Sorry if this has been asked before, but i'm new to this, basically I have an e-isa with nationwide, i had it a few years now, I always get my interest annually in august. This year my isa was 3.10% interest. I added £90 to the whole thing since tax year started, but recently got a letter from…
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ISA topup
I put £3500 in a fixed ISA earlier this year. When I wanted to top it up the BS would not allow. What can I do with the £2140 for this year.
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Punjab national bank (international) Ltd
This bank is offering 4% on a 3 year deal why isn't in any best newspaper buys. It is listed as FSA.I would like to put in max.amount of £85,000 ,is it safe to do so ?
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Banking brands
I really like this website but why, oh why, does it still refer to the now-defunct HBOS? For example, the savings accounts section mentions “Shared £85,000 FSCS protection with HBOS group” for both Intelligent Finance and AA products. Since the area of the site that covers compensation sharing hasn’t been updated recently,…
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Aberdeen Investment Trust
I have signed up to Aberdeen Investment Trust Share Plan and would like to set up a regular saving for 1 or more of the Investment Trusts available to select. Listed below are the choices: Aberdeen All Asia Inv Trust Ord 10p Aberdeen Asian Income Fund Ord NPV Aberdeen Asian Smaller Companies Ord 25p Aberdeen Asian Smaller…
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Chase De Vere/Co Funds
So my mother had a visit from her CDV FA and he advised one fund needed to change as her income would go down he also looked at the rest of her portfolio an said it might be good to look at her other holdings and take some profit from the better ones to invest in two new funds. Her needs are that the value must be stable…
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Punjab National Bank deposit query...
I have never placed anything with this bank but have noticed that their "Festival Season Fixed Deposit Scheme" is paying 3.35% for a year (with a £10k minimum placement). The webpage http://www.pnbint.com/fixed-deposits.asp states : Deposit(t) can be permitted to be withdrawn at discretion of the Bank. There is no penalty…
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M & S fixed bond issue 15
Applied for one of these last week just prior to closure of issue. Does anyone know how long they are taking to process the application? tried ringing them and gave up after twice being on hold for over 35 mins each times. Know there was an incredible back log from previous thread just wondered how it was progressing now.…
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peer to peer savings account
hi, has anyone tried any of these eg funding circle,where you lend your money to businesses in this case and get upto 9%gross interest? The main worry is what happens if the business you lend to or the company you do it through goes bankrupt will you get all your money back? would be helpfull if anyone has first hand…
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fixed income needed on 50k
Hi, My friend is looking to put his 50k money somewhere for a monthly income. it has been with Barnsley in a fixed rate 3 year bond and recently expired, any suggestions for somewhere please? thanks richard:)
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Meeting an ifa
Hi I would like to know how is money transferred to an IFA should the customer agree with the IFA's plan. Are payments made by cheque to the individual investment or to the IFA firm? I take it no payment should be made in the name of the IFA. Thanks
