Where now?

whizzing

I had some savings which have come to the end of the deal they were on. I was getting 3.1% but now I cannot see anything like that. Should I keep looking or give up and accept I will only get 2.5% now???
Do you think anything more exciting might come out soon?

gadgetmind

If you're not able to lock the money away for a few years, and you're not prepared to accept any degree of risk, the sub 3% is where it's at, I'm afraid.

I see no sign of this changing for at least two years as even returns on risk assets such as corporate bonds of quality companies are now in the 3%-5% range.

innovate

Depends how much it is as well. You can find an instant access home for about £35K @ 3% AER in a couple of current accounts. Not sure how long this will last though since it's 3% variable.

innovate

Is any of the money in cash ISAs? If not, why not?

whizzing

Thanks for your replies. My cash ISA is full. What current accounts are offering 3 percent?

Speculator

lloyds vantage

calypso_rhapsody

santander 123 if you meet the criteria - and can get enough cash back to cover the monthly fee?