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Saving for big holiday
Hi all, I'm looking to start saving for a family holiday to Orlando for 2 years time and will be looking to save around £200 a month for this. Does anyone know of a decent savings account which allows me to put money away and not withdraw it until a fixed time so I cannot get tempted halfway through? Lol.
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Savings advice needed
Hi guys. I have an inheritance of 30K coming my way soon and am wondering what to do with it. I earn around 42K a year and am 55 years old. I have an 85K mortgage, a 5 year 12K loan just taken out with the Derbyshire at 5.6% and a 10K car finance PCP plan which is interest free and costs £172 a month. My mortgage runs…
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variable accounts need some advice
Hi I opened the Santander eSaver 5 in August at 3.2% interest rate and from checking it appears it has dropped four times since then and is currently at 1.5%, correct me if I am wrong. I wanted easy access and was with them the year before with the eSaver 4 which seemed to stay fairly close to my original rate of 3.1%,…
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waiting fpr April 13 or moving my Isa
Hi, I had an Isa with Santerder which expired 2weeks ago. I went to bank and the lady didn't advise me very well. She said that I had 2 options: -wait until Apr 13 and tranfer the money on a new Isa as the interest will be attractive -open a 1yr saving account at 2.3% My husband is advising me to transfer the money into my…
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halifax investment
just had my halifax personal investment manager phone up to say that halifax are to stop selling investment plans so he was asking if i would let him advise me and be in charge with my money when HE GOES SELF EMPLOYED as he is takeing redundancy from bank ... obviousley could be pit falls does any one have any advise of…
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Sainsburys on-line login problem
Been trying to log into Sainsburys account ... system refuses login telling me that details are incorrect. I Phoned Sainsburys online technical 'support' who simply told me their systems are down .. and it's not a fault at my side. They can't (won't?) close their system or publish any info. "Scott" told me the expect…
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Saving for my nephew
Hi Sorry if the answer for this is elsewhere but I'm all confused I would like to set up some savings for my 2 month old nephew I want to save by standing order or direct debit for about £30-50 a month for him. I don't want to access it until he is 18 years old I don't want to do anything risky and don't want to have to…
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Nationwide Card Reader
Can anyone tell me when using the Nationwide card reader for online banking, how to enter the . (point). For example I want to enter £100.25p. I can enter the 100 but can`t see where the point is on the reader to enter the 25p.
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Pay off credit card?
Hello everybody, I have been a subscriber to MSE's email for sometime but this is my first post on here - and I hope it will be the first of many. I really hope to be able to engage in some useful discussion. I have a question that some of you may be able to help me with and I apologise if this has been posted before or if…
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Small amounts to invest/save
Hi Forum, This is my first post so please go easy on me :) Im 25yo and have had my own mortgage for the past 5 years, my monthly wage goes out to cover the costs of my apartment and other general outgoings, which leaves me with about £50/£100 for myself at the end of the month. I am wanting to start investing this money…
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transferring money from Canada to UK
I've recently inherited some money in Canadian $ which the lawyers there wish to send via a cheque to me here. I suspect this will just incur a lot of expense in changing it into sterling through my bank. Does anyone know if there is a cheaper way to do this? Thanks
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Fixed term deposits with banks abroad?
When my wife and I were on holiday in New Zealand, early last year, we were so envious when we saw the fixed term deposit rates that we went into a branch of ANZ bank and opened a deposit account there and then although we have never placed any funds in it. We still receive occasional "nil balance" bank statements here in…
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Investment Trusts for Income and reasonable charges?
Looking to maybe dip into IT's with some spare cash to compliment share portfolio. Any suggestioins or links to articles that may help with recommendations. I have considered Edinburgh IT & City of London but both are at a premium to NAV.
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Trading NASDAQ shares - how?
Just wondered, can NASDAQ shares be traded through a standard X-O, or Halifax type share dealing account? Or do you need to open an account in the relevant country? Thanks in advance
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Are share dividends considered income?
Hello, Just wondering what people think? Are Share Dividends considered income as I am filling out a form which asks for my monthly income but my share dividends only get paid to me roughly every 6 months? Not sure what to put. My last tax dividend was £18.79 and the tax credit on it was £2.09. It also says on my last…
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Multi currency cash account online share dealing
Can anyone recommend Internaxx? Owned by TD Bank and luxembourg based.
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Are llyods tsb share's worth buying?
Can someone please tell me if llyods tsb shares are worth buying for long term investment over a few years?? Will they rise again as they were in the past?
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I'm seeking International investment advice- multi ccy cash account for share dealing
I live now in Australia(originally UK) I have shares in NYSE and USD money funds held by a broker in the UK. The brokerhas advised me that they are no longer able to service my account. I also have UK sterling bank account with savings that earn very little and I have shares in Euros held by another broker. I would like to…
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Best shares to invest into for short term??
Can anyone who has good knowledge of trading please advise me as to which shares are worth buying now which will give me some investment in coming days? Thanks
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Help needed with fees involved in buying shares
Hi everyone I have a Barclays stockbroker market master account, what I wanted to know was as I have never traded before will there be a a charge everytime I buy and sell shares?? As I thought we only need to pay fees when buying shares? Can someone please guide me Thanks
