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Worried abou having little savings
I am 26 and I earn 14k (About £900p/m) a year. I only have around 4 months salary saved up, I realise by my age this is pretty poor, and it stresses me out all the time. What can I do about this? :(
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savings account
i need to open a savings account to put in 25,000 looking at the ones currently available i have narrowed it down to 2 possibilities and would like any views on them. i don’t need instant access but would need to get at it within a few months. the two are Investec: 3.23% AER. Min £25,000 deposit, this is a top 10 account…
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Sippdeal fix prices to 2014
No account charges, low dealing fees, up to 0.5% rebate on commission - seems like a good deal http://www.sippdeal.co.uk/pricepledge/
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Co-operative Bank - Caveat Emptor!
Hi, I read the following on MoneySupermarket just now Disgruntled bank customers vote with their feet Building societies have seen a 30% increase in the number of enquiries, while ethical banks are also reporting higher demand for their products. The Co-operative for example, has reported a 29% hike in online applications…
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gilts and bonds
i would like to add some gilts and bonds in to my isa but i don’t have a clue where to start, could someone point me in the correct direction or what i should be loooking for? thanks
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Why would any of these be better than
Regive. Please comment on any of these :- 1 I-CAP 2 Investec FTSE Enhanced Kick-Out Plan 30 3 Morgan Stanley FTSE Defensive Bonus Plan 3 4 Investec FTSE Bonus Income Plan 25 5 L&G Early Bonus Plan 7 Am I missing something ( behave now ) as these all seem just as risky? Thanks in advance F4
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monthly or annual interest?????
Hi, going to open a santander esaver annual interest 3.2% monthly 3.16%. None tax payer and money will just be left in there. Just wondering which works out the best? With monthly I get to see my money growing and it will then get more interest each month. Just wondering if there is an easy way to compare amount of…
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Savings/Investments for godson
Hi, I am considering setting up a savings/investment for my godson for his christening present...anyone know the best way to do this? or potential good options? Thanks :)
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Halifax ISA
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Hargreaves Lansdown
i have just started to invest through HL, i currently hold a vanguard fund and lindsell train global equity in a isa wrapper. i stupidly bought some shares the other day, only £450 worth, without looking at the t&C’s. can you correct me if i am wrong, but would it be cheaper for me to move the shares to a different…
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Historical Unit Trust Prices
Hello, Does anyone know where I can get historical daily unit trust prices from? Some funds have them on their prices, but not all. But I would prefer a place that has prices for all unit trusts. I have spent an hour searching the internet but cannot find anywhere. Bloomberg, Reuters, Financial Express, Trustnet, Citywire…
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Unwanted renewal: Cool or not cool?
Hi - I opened a one-year fixed rate account with a reputable building society in June 2011. The account matured on 22 June 2012. The bs informs me that as they did not receive maturity instructions from me prior to 22 June, they have automatically matured the account into another one-year fixed rate account with *no*…
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Opening a bank account
I am probably being a complete idiot, but I was wondering, is it possible to open a bank account in EIRE whilst being a resident in Northern Ireland? As you would imagine it would be quite easy for me to just walk across the border, and open an account, but since Ireland is an EU member state, do you need an abode in…
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Where should I put my sons inheritance money?
My 2 year old son has inherited £10,000 from his Grandfather and the family have requested that it goes into a savings account that he won't be able to touch until he is 18. I know it's not life changing money but I want to save it in the best place possible so that it will help him in the future. He has £50 in a child…
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Need some advice about ISA's?
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Unit Trust Ideas ?
I currently haven't got any equity investments, I've been thinking about buying some shares but the fees put me off (£6 per trade on TradersOwn). I was going to invest £250/300 in each stock with about £2k in total and was thinking of buying shares in a few sectors such as - Banking, Pharmaceuticals, Tobacco, Mining ,…
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Top Student Accounts
What is the best savings account for a student always in credit? Thanks
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18 year old confused about old Nationwide Smart2Save account?
I'm 18 (19 reasonably soon) and had a Nationwide Smart2Save account opened for me by my parents when I was tiny - I have the last passbook for it that was used, which was in 2004, and nothing has ever been taken out of the account. It seems to be in my mum's name but has "for *my name*" in the passbook. Basically I want to…
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money not being cleared
I recently had a large sum of money (5 figures) transferred to my lloyds vantage account and I immediately transferred it out to my northern rock esaver account. the northern rock account is where all my spare money goes into and prior to this amount of money going in there usually about 4000 pounds inside. I transferred…
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C&g - co-op
http://www.guardian.co.uk/business/2012/jul/19/co-op-lloyds-branches-high-street-bank Thoughts..... I am a C&G customer...... A shakeup of high street banking was heralded on Thursday after the Co-operative clinched a cut-price deal to take on 632 Lloyds Banking Group branches and triple its presence on the high street.…
