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Investment advice
Hi guys, I started a SIPP and it's coming up to a year since I began. So far I have started with these funds - 1 is in profit by 7% 2 is down and 3 is holding its value. I wanted smaller UK smaller companies for what I hope will be the long term potential moving out of the recession. I chose Technology because it's an…
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Savings for Grandchildren
My beautiful grandson is 1 next month, and am looking at what to buy him for his 1st birthday. Decided what to buy, about 30quid, but also want to start saving for when he needs his first car etc. Have no clue how to start so that a small contribution each month will accrue (on benefits myself, but see this changing…
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What to do next?
Hi all I am saving for a house at the moment and by the end of the year will have around 22k (based on saving 550 a month and not taking into account any interest on my savings). I earn £21,121 a year and am 28 years old. Being as though I plan on buying alone I have a long way to go (Hoping to get 40000 for fees and…
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Gifting and Inherittance Tax
In June my Mum died...Today,I have just found out that in Dec last year my Mum, on the advice of my sister, gifted her two grandchildren £30,000 each.This was done as there was a possibility that Mum was going to have to go into residential care. As I said I knew nothing of this and would have been totally against it If I…
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Cash ISA filled what next?
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Re Give, is it safe, please help
Has anyone heard of 'Re give'? Was thinking of inverting my hard-earned cash with them for 12 months, but don't wanna kiss it goodbye. Not even a penny. What do you think? Is it safe? Have emailed them and they said intial deposit is safe even if they go bump. Big thanks
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Rookie in need of assistance!
Hi All, Just after a bit of advice. I'm only 2 pay days away from my ISA limit for this year (Yes already!) I was looking for the best place to then put all that I can gather together until the next tax year. As my saving is never a fixed amount I was unsure if a regular saver would be the best way to go? All ideas…
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Books on understanding and getting started?
Hello, I've been thinking about giving investing a serious look (once the debts are paid off) and would like to know where to start in terms of research. A couple of books that were recommend were: Millionaire Teacher - Andrew Halham A Random Walk Down Wall Street - Burton Malkiel Common Sense on Mutual Funds - John Bogle…
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SVS securities
Has any one had any dealings with this broker? I’m looking to join as they only charge £1 for the first 30 days to buy shares and there is no charge to sell? Thanks
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How to choose an IFA
Hi, My Dad has recently retired and has some spare money after downsizing his house. I've helped him find a good cash savings account and set him up with a tracker share ISA. His cash ISAs were at a pretty low rate so he called into the building society. After a long meeting with their advisor he was told he would get a…
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Savings Scheme for Children
I'm hoping to set up 3 savings schemes with up to £3000 in each, and then add £1000 per year to each for the next 10 years. What is the best choice for me. I'm really thinking of trying to save money for the children for when they go to university in 10 years time. Can anyone advise?
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Can I get details regarding the best ivestment policy
As I am a beginner and doesn't have pretty much knowledge where should I invest so that i should face minimum risk :o .. can I get best suggestions that will work best for me and prove helpful :) ?
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III fiasco and Fannie Mae, Freddie Mac, AIB, AIG Options
Hi, I am in the process of transferring my Share Dealing account from III to IWEB because of III's new pricing structure. Transfer forms filled and posted and thinigs progressing slowly with III. Now I have a small issue. I have small holding of stocks that were delisted or whatever and cant be transferred to IWEB. These…
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Leon Bond
Hi all, I am thinking of investing in a Leon Bond, but I have never really invested in anything before, so was wondering if anyone had an opinion about the scheme?! Apparently I am not allowed to post links as a new user. So i have added with a space.... leonrestaurants. co.uk/note-about-Leon-Bond I would invest £1500 for…
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Shareholder benefits
hello friends, tel you about " shareholders benefits" Only a small percentage of UK companies offer shareholder benefits and that number seems to be falling. Many of the really lucrative benefits have been withdrawn because of the administration costs.
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MSE News: 'Better protection' still won't safeguard Christmas savings cash
"Cash in a Christmas savings scheme still isn't safe if the club goes bust, despite authorities outlining more protection..." Read the full story: 'Better protection' still won't safeguard Christmas savings cash
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Maximise shareholder value
hello friends, Creating shareholder value is the key to success in today's marketplace. There is increasing pressure on executives to measure, manage and report the creation of shareholder value on a regular basis.
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Can I have an acc 'in trust for' another adult?
When the kids were young and I opened savings accounts for them, they were in the child's name and it was legally clear the money was theirs, but had my name too so I could operate the account. Can I do this again with my son who is an adult? I just want a simple savings account that can be operated online by me although…
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Safety Deposit Boxes/The Demise of the Banks
Sorry guys, I know this isn't entirely the right place to post this question but I couldn't find a specific board on the topic of safety deposit boxes. If, out of concern that bank 'x' or country 'y' (where bank 'x' is located) were to collapse, I took my money out of the account and put my money and possessions of value…
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What do to with surplus cash
Hi, I am hoping for some help here. I am fortunate to have approx £1700 per month free cash after all my bills are settled. I have no debts, except the mortgage, which isn't that huge. I live quite frugally and IT is my only real expenditure and it is needed as I have specialisms in IT and I need to actively continue my…
