Rookie in need of assistance!

Mr_Curious

Hi All,

Just after a bit of advice. I'm only 2 pay days away from my ISA limit for this year (Yes already!)

I was looking for the best place to then put all that I can gather together until the next tax year. As my saving is never a fixed amount I was unsure if a regular saver would be the best way to go?

All ideas welcome!

Thanks in advance,

Mr_C

BLB53

The Coventry Telephone saver pays 3.25% instant access.

badger09

BLB53 wrote: »

The Coventry Telephone saver pays 3.25% instant access.

But only allows deposits up to 31 October 2012 so probably not the best choice.

badger09

Mr_Curious wrote: »

Hi All,

Just after a bit of advice. I'm only 2 pay days away from my ISA limit for this year (Yes already!)

I was looking for the best place to then put all that I can gather together until the next tax year. As my saving is never a fixed amount I was unsure if a regular saver would be the best way to go?

All ideas welcome!

Thanks in advance,

Mr_C

There are plenty of regular savers which allow flexible deposits.

Have a look here - though not exactly right up to date
https://forums.moneysavingexpert.com/discussion/608697

Or a simple instant access account will give you around 3.2%
Try here https://forums.moneysavingexpert.com/discussion/3780271

or even here
http://moneyfacts.co.uk/compare/savings/accounts/regular-saver/

Good luck

Mr_Curious

Will have a little browse now. Better start making my money work for me for a change!

What would be a good rate to expect? (To make it a winning not a losing account?)

psychic_teabag

Mr_Curious wrote: »

As my saving is never a fixed amount I was unsure if a regular saver would be the best way to go?

You could keep a float in an instant-access account to smooth it out.

I guess another way of looking at that would that you have an instant-access account drip-feeding to the reg.saver, and your sporadic savings are topping up that savings account.