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if i open S&S ISA, how quick will a transfer be from Cash ISA?
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ASDA Sharesave 2009, Kept shares (Equiniti)
Good afternoon, First off I am a complete newbie when it comes to shares.I have been part of the ASDA sharesave scheme since 2009, saving £200 per 4 week period. The aim on the maturity date (1st June 2012) was to exercise the option of selling the shares at the option price of £27.45 (I think current price is around 70…
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Halifax - can't view childrens savings online
I don't know if anyone else has had this problem but it is driving me mad trying to get a straight answer out of Halifax. :mad: My son (aged 2) had a regular saver with Halifax which recently matured and they changed into a young saver. As they do not allow you to open the childrens accounts online now, i went into branch…
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Cahoot fixed rate?
Hi....this starts in November...does this mean if I open one now...it still gets the 3.6% as of now?
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credit union
hi, i am ill and claiming esa and dla i was thinking of joining acredit union and saving £300 a month for 5 months then asking for aloan for £5000 the thing is i have a terrible credit rating due mostly to a friend i was helping getting hold of my details and getting catalogues etc..... so do you think the union would give…
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investing for dividends
Right now, I think that for me buying a few solid big-cap stocks which offer a decent dividend payout is a good way to go. Has anyone any experience with a newsletter called: Dividend Income Investor? If anyone has anything to share on this, I would surely be grateful. Thanks
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Next movement in interest rates...opinions please
up or down, what percentage and when?
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Child Trust Fund - Stakeholder
we set up a stakeholder investment plan in 2005, when my daughter was born and every year its gone down in price and they still charge 1.5% Management Charge is there anything I can do ?
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How can i save .............
Basically i m a consultant and an adviser at ATOS international and i must say that due to the present conditions and due to the recession in the economy it is becoming even worse day by day and i am not figuring it out that how to control my budget because i have a huge family to support and i have to pay the bills of my…
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Fixed rate bond on-line cheque deadline?
As this product will be withdrawn - how long does one have to get the on-line application to the branch? `3 Year Fixed Rate Bond When you’re happy to invest your money for 3 years, you want a rate that can help your savings to grow. The Britannia 3 Year Fixed Rate Bond could be for you. Simply invest at least £1,000 in the…
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Why is it so expensive to trade in shares in UK
I've been thinking to invest in share but considering the cost of buying, selling, so called 0.5% "Stamp duty" tax makes me step back every time. As opposed to trading in Indian stock market with as little as 0.03% of brokerage charge on buying and selling (for intraday) with no other tax whatsoever.
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Inheritance help
Hi everyone I wonder If you can help. My dad was left a house in a will he has now sold it and will come away with £100000. He wants to put the money into my bank account and then for me to give out £50000 to siblings etc. then he wants to leave the rest in my account for me to give to him when needed. He is worried as…
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New to Saving & Investing
I am in my fourties and I have 30k and no property. But I have no idea how to stop my sum of money eroding from inflation. I forecast that the property prices will go down in the UK due to the national and global economic situation but still with some up pressure due to shortage of housing. My guess is that in the long…
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Where to buy gold Britannia coins
We are looking at buying some gold coins to be part of our savings, but there seems to be a wide variety of prices for similar bullion coins. Looking and searching around we've found a few companies that sell sovereigns for only a small premium over the spot price, but Britannias seem to be much less commonly listed. We…
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Base Rates Coming Down, Time to Invest in Fixed Rate Bonds?
After today's poor GDP figures, the chances of a reduction in base rates later this year has drastically increased. As most of the best buy easy access accounts have a rate that is linked somehow to base rates, investing now in a fixed rate bond looks a good bet. I would suggest either one or preferably 2 years duration (I…
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Advice on money in trust from will
Hi Has anyone got some good advice on setting up a trust for a child from a will. I am an executor of a will and i have to hold money for 2 named children in a will until they are 18. They are currently aged 1 and 10. Thanks
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Regular Saver with different Rates
Hi, I've filled my ISA for the year and have decided to put some spare money in a regular savings account. I'll have access to the money as I might need it if there is a problem with my mortgage/job/house sharers The rate in the regular saver varies with how much you put in. Is there any calculator or way to find out what…
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Jupiter India - Thoughts?
Hi all, I have a small portfolio which is my risk pot, it was and is my way of learning about the world of investments. I have a mix of OEICS, share (just the one company), ITs, and a Vanguard LS. One of the funds which has taken quite a hit is the Jupiter India fund. Instead of spreading my risk and buying into an…
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Buying in Spain?
Would you? A mate of mine is going ahead with a purchase of a property near Alicante, which has a business with a good return relying on The Ex-pat market and also comes with one lettable apptmnt. I just wondered if he is right. Ex-pats are getting old now and are trying to come back to take advantage of our free NHS…
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coop texting sevice
I have a txt nessage service with coop bank i text the wird balance the send it ti me its brill although iv recently had ti master reset my fone and lost the number i cant get it anywhere can anyone help i even asked the woman behind the desk she didnt have a clue and it was recommended that i googled it lol .
