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Best account to put some savings - short/medium term.
Hi all, I am looking for some advice on what type of savings account to open… My wife and I have recently received some inheritance money which we currently have in my wife’s normal savings account with her bank, she’s uses this account just for everyday moving of money really. On top of this I have received a bonus in…
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Trafficmaster scam?
We are having very persistant phone calls from an American company who claim we have some Trafficmaster shares despite the fact that we sold them when the company was taken over last year. Just wondered if anyone else is receiving these calls. we anticipate that at some point we will be asked for some money to enable us to…
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MSE Blog: Why won’t banks give me a savings account?
Hi all, this is a thread to discuss the MSE blog:Why won’t banks give me a savings account? "You’d have thought it was easy to apply for a savings account. Especially as you’re giving banks money. Think again...."
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Should I Cash In Savings
I have recently received a notification that my savings plan with AXA/Sunlife is due to mature (£5200), I have invested £25 per month for the last 25 years, but released part of the money (£2500) 10 years ago. It is tied up in certain funds within the UK/Europe/Far East, and has recently under performed due to the current…
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401k Retirement Plan is best option for ISAs & Tax-free Savings
401k Retirement Plan is best option for ISAs & Tax-free Savings confused little bit ....
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Extra mortgage, or dip into our portfolio?
Hi there We are fortunate enough to have a decent amount of savings, which we could put into our forthcoming house move, meaning that we don't have to extend the mortgage at all to move up. Currently, two thirds of our savings are in a portfolio of unit trusts, and one third is in cash ISAs, a total of around £60,000. I…
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Tax help on savings accounts
Does anyone know if someone who is retired pays tax on their savings? I'm trying to figure out the best savings method for a family member, I've always been under the impression they shouldn't be paying tax on their savings as they're retired... is this the case? Any other cases when you don't need to pay tax on savings?
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Where to invest £10 000?
What's my best option for investing £10 000? I can put it in a no access account for a max of 12 months? Or whatever is best?
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How secure is offshore banking - Lloyds TSB International
My mother is transferring her pension money (which is in Euros) to a UK bank. Because she is not resident in the UK she has to open an offshore account, My question is how safe is an offshore account and in particular Lloyds TSB, They are not covered by the FSA. It may be the Gibraltar scheme. I am happy with the amounts…
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Finding 'lost' shares. Help please.
Hi, I know my dad had a wide selection of shares. We are trying to sort out his estate but we can't find any share certificates. I know, at one time, that company shares used to be overseen by registrars, and was wondering if that was still the case. What is the easiest way of tracking down Dad's shares without the…
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Thinking about investing to start property flipping with friend - need advice please
Hi all, this is my first post, i hope its in the right place. Basically my friend and I are both in the same position, we both earn the same amount, both live at home and both have roughly the same amount saved already (£33k between us). We have long been thinking of how we can have a go at trying to make an additional…
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Halifax saver rates.
Can somebody look into there crystal ball and tell me if the Halifax are going to introduce an easy access saver rate paying 3.2% similar to B.M. and Santander ? I'm only getting 2.8% from the Halifax...
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stupid beliefs about finance
People ask for advice on what to read; people ask for advice about what to invest in. But what many people probably need above all is warnings against stupid but common beliefs. I invite MSE fans to identify some of these. I'll start the ball rolling with three that I've seen hereabouts recently. (i) Never sell an asset at…
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santander
might be a daft question, my husband has been watching the news, and wonders whether we should move the £18k we have in santander to another bank, we have about £30k dotted in different accounts in natwest, would the santander money be better in there....he's worried about something "happening" santander. thank you kirstie
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Best saving options for 50K
I've just finished my Santander 2 year bond which was a rather crappy rate and now they put me (without asking my permission) into a 1 year bond of 1.00% gross interest. This offends me, so I need a change. I'm marching into town to take my money out of Santander and taking it elsewhere. But where? I need your help. 50k -…
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Lloyds to First Direct SO
Set up a standing order to First Direct which left my Lloyds account today, but nothing is appearing yet on First Direct Internet banking - is this usual, does it take a few days?
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Euro account in UK?
Can anyone help? I will be receiving child maintenance specified as a Euro figure by an Irish court for my son. Does anyone know if I can open a Euro account in England? Any advice on this appreciated
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Best type of savings for house deposit?
I'm getting my house deposit back on track and hope to have a house within a year. At present my deposit has just been in a standard bank account where my loan repayments also came out of. The loan is now going to be paid off and I feel I should be doing something better with the money but not really sure what?! I don't…
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40K in savings - Is it worth changing account from 3.1% to 3.2%
Hi All, Basically I have 40k in savings (have used cash ISA allowance for this year) and would like to know whether it would be worthwhile transferring from ING Direct 3.1% to Santander esaver5 3.2% (both instant access which I need). It takes 3 days to transfer the money so would loss of interest make it a waste of time?…
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Portfolio advice please
Hi, looking for some advice on my current portfolio. I currently hold: £5,600 in Vanguard LifeStrategy 80% Equity GBP Accumulation (12/13 ISA) with Hargreves Lansdown £5,600 in cash awaiting investment with Hargreves Lansdown (11/12 ISA) I also hold cash ISAs, some premium bonds and individual shares. Should i : (i) dump…
