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Put aside sum for about 9 months.
Hi, I have about £90,000 which I need to put by for less than a year, so will not get any bonus as it will not be there long enough. I will be drawing down over stages while building a house so am limited on withdrawals. I will also be putting by around £600/month for about the same period. All of the account I've seen…
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Discrimation by Halifax against Scottish children?!
I had a Children's Regular Saver at 10% for my daughter for just over 7 years. It was closed because HBOS decided to no longer offer that product. Fair enough and that's in the terms. However I received no notification, just found out because I saw they had converted her money to a Young Saver account. When I reserached it…
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Barclays Monthly Savings account
http://www.barclays.co.uk/Savings/Regularsavings/MonthlySavings/P1242558327055 I will have £750-£800 to save and will be able to deposit about £20 every 2 months, and will probably leave it alone for about 6-8 months. Do you think the monthly savings account will be the best idea? I'd like to stick with Barclays.
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Advice on lump sum management
Hi I should be getting 20K as a pension lump sum soon. I want to feed 5K per annum in monthly payments to my bank current account over the next four years (no interest). I'm trying to work out how to do this and get the best overall interest. Would I be right to put 5K in an instant access account with interest and…
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Passbook Savings Accounts
I had an account with National Savings for my teenager, and was just about to open another for my baby, when they wrote to say they were becoming postal only and also doing away with the passbook. Can anyone recommend any other passbook accounts? I just looked at junior ISAs, but I see you can't get the money out of them…
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MSE News: Santander fined £1.5m over investment cover uncertainty
This is the discussion thread for the following MSE News Story: "The bank has been fined £1.5 million by the FSA for failing to clearly state how some of its investments were protected ..." Read the full story: Santander fined £1.5m over investment cover uncertainty
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Capital gains tax on shares
Hi would it be possible for someone with a bit knowledge in this area to pm me do I can get a bit advise. I'm aware of the 10k limit on shares profit before paying capital gains. I have some shares which hopefully may reach a point of profit. The shares were recently purchased within 2012 however after reading hmrc website…
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Expat
Hi everyone! I'm new to this site but just looking for some advice really... I'm actually living in Dubai been there for 3 and half years and was curious as to whats legal for me in regards to saving money in the uk as in isa's and what not. I'm also looking for the advice on how to save money the best way...I earn roughly…
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Index Tracker Dividends
Hi, a simple question, do Index Tracking funds pass on the dividends to investors? i.e, If I bought a UK 100 tracker fund today (one off lump sum) at 5980 and sold it in 10 years with the market back at 5980 would it be worth the same as i bought it for (minus charges) or would I have benefitted from the dividend payments…
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100k challenge: To be achieved before August 2013
Hi everyone thanks for clicking on my thread. As the thread title explains my challenge is to have a net worth of £100,000 by the 29th July 2013. If I achieve this goal I will have enough money for a deposit for my dream house in the UK. This total is ambitious but definitely within reach if I save very hard. I am…
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can you get a branch to write a cheque
Years ago i use to have an instant saver account with abbey. When i needed to write a cheque out to someone, i would pop into my local branch and ask them to print a cheque off. Do the savings accounts and ISA allow you to do this.if you go into branch. many thanks in advance.
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£150 a month - ISA tracker or index tracker?
I've just finished paying off a loan, so after 7 years, I've got £150 a month to save -I know that if I don't "channel" it soon, I'll end up frittering it away. Would an index tracker or Tracker ISA be best? I don't want to pay lots of management charges which is why I'm thinking of trackers, I believe that with an ISA, I…
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low fee shares isa
hi guys turned 18 and wanted to invest in some shares. which is cheapest share dealing isa provider? cheers
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How much savings in cash do you need to hold?
Hi, Just wondering what peoples thoughts on this are? I know the guide says 3 months salary or should this be living expenses? I think I'm going to try fill my cash ISA but I'm tempted to put more into my Stocks and Shares ISA instead...... Ash
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Saving abroad
Hey all Just a quickie on a little plan that I have here regarding international savings. We keep about £20k in cash at 3.12% (as I seem to have mentioned before), and are getting about 8% ‘interest’ on investments at this time. Well, I’ve just got back from Georgia for half term, and one thing that did come to my…
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Saving for a deposit for a house
Hi Please can someone point me in the right direction Looking to open a Cash ISA to save for a deposit on a house Aiming to save £5000 over the next 12 months putting aside £300 - £400 a month Any help on which one I should choose would be appreciated. Thanks
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Barclays Treasury Deposits Account
Good afternoon money savers. I have a lump sum in my bank account and I would like to put it into some kind of savings account. One of the accounts I found on my searches was a Barclays Treasury Deposits Account. http://www.barclayswealth.com/international/savings/long-term-savings/treasury-deposits.htm I have not heard of…
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Saving for house/mortgage
Wasn't whether to post this in savings or mortgage section so I've opted for here. I'm currently saving for a mortgage for a house and at present have about £2000. I am aiming for between £8K-£10K for a deposit and saving at a rate of between £500-£700 p/m (depending on how much I get paid. At present I just pay the money…
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What to do with children's money?
Hi there, Looking for some advice, my two children aged 2 and 6 have recently been given £500 each, I would like it to be a good starter for some kind of savings of some kind. Ideally I want to start a little nest egg for them both to receive when they are 18, and I would like to be able to add to the fund over the years.…
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Can I Change My IFA ?
Hi All, My IFA was recommended to me by friend. I don't have any complaints about his thoroughness in endeavouring to identify my requirements,however since signing me up for various products in 2010 I have not had a review of my portfolio. I understand that this should be conducted regularly to identify underperforming…
