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Dividend queries
Before I make a fool of my self phoning Hargraves Lansdown, could somebody explain to me how dividends are paid on shares within a platform such as HL. A little over a year ago I started investing directly in shares rather than funds as I had previously. I have not yet seen any dividends and want to check this out. To take…
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Savings account for my 2yr old.
Was wondering who does the best interest? I'm with Natwest and ideally i wanted to open it with them. The savings account they offer is the Young Savers account, the interest is 0.80%. Is there anywhere that does a greater interest rate? Ideally i want an account that i can put between £25-50 a month in it via direct…
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Best place to park £100k for 8 yrs?
I work for a small manufacturing co....yes some still exist in the UK! We have £100k earmarked for buying out a director in 8yrs time when he retires. It is currently earning 1.75%.....which in my book is losing money after inflation. I have found the Investec account that pays 2.25%, but I wondered if anyone else has…
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ING Direct - the best for saving, or should I move??
Just wanted someone's opinion, I set up an ING direct savings account over 4 years ago now, it's always worked well as it's purely been for saving for long term projects - a car, travelling, and now a house. However as I'm saving for a house & currently have £7,000 in my account and am transferring £1,000 a month I…
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Help needed on limiting Capital Gains Tax.
I have been investing in a company run employee share scheme and over the years invested: 2005-2006 £1281 2006-2007 £2585 2008-2008 £3307 2009-2010 £3295 (yes there is a gap in the middle years) Totalling £10468 The value at todays price is approx £30000 My salary borders normally on the edge of the lower/higher rate tax…
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savings for expat grandchildren
My three young grandchildren, aged 7 months, 3 years and 5 years, live abroad with their parents. As the family is not UK tax resident but still UK citizens, how are they treated by HMRC with regard to interest paid in child savings accounts, ISAs and Child Trust Funds? We would like to open a new savings account for them…
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Tax implications of giving large sums of money to family member
Hi All, first time posting on here but certainly not the first time I've used MSE for great money info! I am in a position where I am going to be selling a property and the plan is to give the majority of the proceeds to my mother (£100K+). Are there tax implications with a transfer of this size? Many thanks
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Yorkshire Bank
Hi I applied to the Yorshire Bank for their 2 year fixed rate bond paying 4% . I have all the paper work quoting this 4% rate from about a week ago ,but I never got round to posting my application form and cheque off yet .Now the rate has been cut to 3.87.Do you think I would get the 4% rate still if I posted it off to…
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Help needed with savings and investments
Hi Hoping for some thoughts and advice regarding what to do for the best. Apologies for the length of this post. We have downshifted in order to be able to take better care of my elderly parents - a process that has led to us selling our London home and relocating to the Midlands. We have now bought a property which we…
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Tax Implications ?
(Please move this if it is the wrong section thanks) I know the rules regarding parents giving there children money i.e inheritance tax however are there any rules in adult children giving their parents (mother) money ? We are taking in the region of £10,000 Many thanks
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How to leave the Cofunds platform
Sorry - had to repost as the title was messed up in the first post. We moved our ISAs to the Cofunds platform about 2 years ago on the advice of new financial advisers. Our adviser retired and passed us on to someone who has never contacted us. He is currently unavailable for some weeks - I don't know why - and his company…
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How to leave tWe moved our ISAs to the Cofunds platform about 2 yehe Cofunds platform
PLEASE IGNORE THIS THREAD - I HAVE REDONE IT UNDER THE CORRECT TITLE "HOW TO LEAVE THE COFUNDS PLATFORM" Thanks
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Lloyds shares
Hope someone can help me, we were allocated some Halifax shares when it became a bank years ago and the last time I looked they are now Lloyds shares. I know nothing about shares etc and did a google to see how much they are worth and it came up at 35.15 or is this £35.15p a share? Sorry for the silly questions I am really…
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Halifax / C&G - safe to put more than 85k into both?
I already have some money in a Halifax 2-year fixed rate bond. I was considering putting some more money in some 1-year fixed rate, but the C&G stepped 3-year fixed rate bond has some very attractive rates. Do you think it's safe to put more than 85,000 combined into Halifax and C&G? According to the website, they don't…
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Share Ownership Help
Quick question - my elderly neighbour is trying to get together all the shares that her and her husband have owned during their 90-odd years. Is there any central point of contact she could use that would be able to give her a definitive list of all the companies they held shares in? Have tried google for answers without…
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Savings Accounts: The Best Currently Available News!
Welcome to the "Savings Accounts: The Best Currently Available News!" page. This thread has been created in response to the disappearance of free access to the excellent emoneyfacts Daily News Bulletin from 1st March 2012. If you find a good new account then please do the following: 1. Check to see if the account has…
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Travel Money Cards
Hi, I'm new to the site and this query may have been answered in depth for which apologies... Our son is off to Camp America for 5 months. Whilst in the post office I asked about travellers cheques and was directed to a leaflet called Travel Money Card Plus from Mastercard where one loads up a card in various currencies…
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Which stocks and share ISA to Buy?
Ive seen this what do you guys think? http://uk.virginmoney.com/virgin/isa/ftse/more-info.jsp im thinking of doing a monthly investment there is not many charges ? (this is as im a first time investor)
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First Save - any views?
Blast ! Having waited all weekend with Shawbrooks website down, to open their 18 month fix, I now discover it doesn't pay monthly interest - so looks like I will be fixing for two years after all!! Does anyone have anything good or bad to say about FirstSave?
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Mitie SIP - what happens to computershare?
I'm looking for some advice for a friend. She works for Mitie and has been buying shares through the 'Computershare' scheme for the last 2 years (a set amount taken from wages before tax). She has a leaflet from work, about Mities 'all-new MITIE share incentive plan', ran by Capita. She would like to know if the new scheme…
