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Drop in well paid using IFA's
So why would the well paid stop using IFAs? Maybe it's because they don't see any value for money? "According to a new study of 2,073 adults in the UK released today by AT Kearney, the global management consultancy in accordance with YouGov, increasing numbers of high earners with a salary over £100,000 are choosing not to…
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Taxation query
Hi, No doubt this is a simple question for you highly knowledgeable peeps. We have savings which are held in the wife's name as she is currently a non tax payer. The interest returned from these savings at the moment is below the 'Personal Allowance' for an individual. With the accounts she has always filled in the R85 to…
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Seen IFA, But also seen neg comments on here...
Thoughts on the products I've been recommended, please! I have had a couple of consultations with IFA, about investing £80k. Although I am 'adventurous' on the risk scale, I don't really consider this money my own, therefore wish to be more cautious with it. (It is intended for my children, I have recently been widowed). I…
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125K in ISAs
Hi, I’ve decided I need to tidy up my existing ISAs, and I’d value some opinions. I have: A cash ISA with 55k A S&S ISA with Selftrade, containing 6 ETFs, worth about 35k A S&S ISA with Fidelity, also worth about 35k The Fidelity ISA contains Moneybuilder UK index, IP High income, and M&G European Index For the 2012/13 tax…
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Yorkshire BS: Fixed rate 3.4% til 31/7/13
http://www.ybs.co.uk/savings/future/fixed-bond-18mth.html min £1000 additional deposits allowed whilst still open. no early encashment allowed
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Buying certificated shares for a relative
My FIL wants to buy his granddaughter (my niece) some shares for her 21st Birthday. I observed that shares in a single company was high risk and suggested an Investment Trust. Given that it's intended that she hold these long term, I also suggested that maybe an Emerging Market IT such as Templeton Emerging Markets (TEM)…
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Working out Tax on Savings
Hi, I am trying to work out much tax I have paid, because my on-line bank doesn't show it and I need it for my records. So for example all I have on the bank statement is £11.27 after tax, but how do I work at how much I was paid before tax at 20%. I know it should be simple, but I can't seem to get the right answer. Thanks
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10k to put away
Hi folks, I have 10k I would like to put away and forget about for a few years. What would be my best return? Let's say over a 5 year period? Kind regards 76C
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Million Dollar Traders
If you watched the "Million Dollar Traders" program last year you may be interested to know that Lex Van Dam is giving a presentation at the Traders Expo on 24th March It's free to attend, just register in advance at: http://www.moneyshow.com/tradeshow/london/traders_expo/main.asp?scode=026241 Psychological traits of…
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Being payed from someone in US (I'm in UK).. How to avoid fees!!!
Hi people I have recently done some visual media work for someone in the US. The job is now complete and now the issue of payment has arisen. In the past when I did a similar job, they sent me a cheque through the post... However the bank charged me for conversion fee's when I cashed the cheque... So this time around we…
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Has anyone ever won the big NS&I prize?
Martin did an analysis a while ago about investing in NS&I, and I myself keep buying bonds, but I have NEVER heard of anyone winning anything bigger than £100. Have you?
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Monmouth Flexible saver withdrawn
a sad loss, but we can still add £12,000 to existing accounts in April
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Vanguard Lifestrategy Fund
Hi, I invest in this fund via S&S ISA on a monthly basis through H&L. I was told today that I can invest direct with Vanguard. I've tried to compare the 'costs' to me of investing with Vanguard direct and H&L to see which is cheaper but I'm tying myself in knots and also have no confidence I'm doing the comparison…
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Static Holdings of Share/Bond etc Investment Trusts for the Long Term
Like many people I don't have the time/abilitity/inclination to endlessly research where my investments should be nor have I any real idea of how I should choose someone to advise me. I am also aware that fees can very quickly erode returns. When I have switched funds I have never been convinced that I have gained much. I…
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Standard Life Inv UK Smaller Companies
I see that the Standard Life Inv UK Smaller Companies is no longer a top performing fund and has also been dropped from the HL Marketing list. Is there any reason why has the fund performed poorly over the last 6 months since the start of the down turn?
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Purchasing Gold
In coins or bars - how and where do I go about it? Getting ready for when the economic !!!!!! hits the fan. Thanks
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Should I transfer the money out?
Hi, I have £7100 in a triple access account with Yorkshire bank I have £2100 in the M and G managed growth fund, Sterling X I have just checked my allowance for M & G and it says: Current M&G stocks and shares subscription for this tax year: £300.00 Maximum remaining stocks and shares subscription for this tax…
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need to release 10k
In a couple of weeks I might need to find 10k. We both have investment portfolios but this needs to come from mine due to charges. Briefly I have about 20k in National Grid shares, 43k in various funds split between 7 funds and 20k in cash isas. My head tells me to cash some ng shares but when I think about the dividends…
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More QE !!!!!
When will this madness ever end, it's killing our interest rates and savers are suffering again :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
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Shares in Leeds Sporting - M V Sports - Friends Provident
I'v just dug out certificates in these companys with shares. Also Lastminute.com can anyone tell me if any of them are worth anything. Probably not just want to make sure before i bin them...thanks.
